The Association of Alternative Financial Services Usage and Financial Access: Evidence from the National Financial Capability Study

This study examined the association of financial access and alternative financial services (AFS) using a nationally representative sample from the 2012 National Financial Capability Study (N = 25,509). Structural equation modeling was used to examine the relationship between financial access and AFS usage. Ordinary least squares regression was used to estimate the relationship between banked status and the overall AFS usage as a latent variable while controlling for sociodemographic variables, financial education, financial knowledge, and home ownership. Results suggested that being unbanked was positively associated with AFS usage after controlling for other covariates. Financial education and knowledge, age, gender, marital status, education, household income, and homeownership were significantly associated with AFS usage. These findings have implications for public policy and programs that work with the unbanked.     

Family support: A review of the literature on families of adolescents with disabilities

ABSTRACT

For all youth, adolescence is a time of great change, marked by multiple transitions. For those with disabilities, these transitions can be especially challenging for the youth and their families. Although families of adolescents with disabilities often require support, it is unclear what types of assistance are most helpful. To understand the responsibilities of and, correspondingly, supports needed for parents and siblings, the authors conducted a comprehensive literature review. Specifically, the authors examined the literature to identify the supports that families provide to their adolescent relatives with disabilities, the impacts of caring for an adolescent relative with a disability, and the assistance that families receive. The authors conclude by discussing implications for future research about family support.     

What does wellbeing do? An approach to defamiliarize keywords in youth studies

Wellbeing has become a keyword in youth and social policy, a construct deployed as a measure of a good life. Often associated with physical and mental health, wellbeing encompasses numerous indicators, from subjective experiences of happiness and satisfaction to markers of economic prosperity and basic human needs of security. This article examines wellbeing as an organizing concept in discourses on young people and argues for defamiliarizing its truth claims and cultural authority by investigating what wellbeing does. We begin by examining the rise of wellbeing, drawing attention to its conceptual muddiness and ambiguity. Framed by the Foucauldian notion of problematization, the analysis proceeds along two routes: first, through an historical consideration of wellbeing as a relational concept with antecedents, focusing on ‘self-esteem’; and second, through a reading of wellbeing in contemporary educational policy. Informed by Somers' historical sociology of concept formation and Bacchi's critical policy analysis, we illuminate the mixed dimensions of wellbeing's reach, placing it within longer traditions of youth studies and psy-knowledges and showing its transformative promise as well as its individualizing effects. In doing so, we elaborate a methodological approach that can be adapted to examine other keywords in youth studies and social policy discourse.     

The Development of Selective Attention Orienting is an Agent of Change in Learning and Memory Efficacy

This study examined whether the developmental transition from facilitation‐based orienting mechanisms available very early in life to selective attention orienting (e.g., inhibition of return, IOR) promotes better learning and memory in infancy. We tested a single age group (4‐month‐olds) undergoing rapid development of attention orienting mechanisms. Infants completed a spatial cueing task designed to elicit IOR, in which cat or dog category exemplars consistently appeared in either the cued or noncued locations. Infants were subsequently tested on a visual paired comparison of exemplars from these cued and noncued animal categories. As expected, infants showed either facilitation‐based orienting or the more mature IOR‐based orienting during spatial cueing/encoding. Infants who demonstrated IOR‐based orienting showed memory for both specific exemplars and broader category learning, whereas those who showed facilitation‐based orienting showed weaker evidence of learning. Attention orienting also interacted with previous pet experience, such that the number of pets at home influenced learning only when infants engaged facilitation‐based orienting during encoding. Learning in the context of IOR‐based orienting was stable regardless of pet experience, suggesting that selective attention serves as an online learning mechanism during visual exploration that is less sensitive to prior experience.     

The gendered contours of North Korean Migration: sexualized bodies and the violence of phenotypical normalization in South Korea

This article examines the gendered and sexualized contours of North Korean experiences in South Korea at a time when nearly 70% of the North Korean emigrants are women. South Korean television shows – e.g. reality programs – and marriage matchmaking organizations seek to portray North Korean women in a ‘positive’ way to the South Korean public, although, as this article will illustrate, these representations are of a very particular, sexualized kind. These representations are sometimes negative, and there is stigma attached to North Korean women, in which South Koreans assume, for example, that they are victims of human trafficking or that they have had relations with Chinese men during their migration. Furthermore, poor nutrition and other forms of structural violence in North Korea have molded North Korean bodies; there are often physical disparities between North and South Koreans. In South Korean society where short height is viewed as undesirable and where idealized, surgical notions of beauty dominate, the violence of gendered phenotypical normalization mark North Korean bodies as smaller, foreign, and strange. Based on ethnographic research in South Korea, this article argues that these gendered contours of North Korean migration amount to a different sort of structural violence in South Korea.     

Women and Migration in Albania: A View from the Village

Since the fall of communism in the early 1990s, Albania has experienced migrations of epic proportions: 17 years later almost one in four Albanians has emigrated and lives abroad, primarily in Greece and Italy. Albanian emigration has by and large represented a typically male‐dominated model, whereby men have “led the way” and women have followed as family members. Despite the considerable participation of Albanian women in this migration, their roles and experiences remain under‐researched. Based on in‐depth interviews with rural migrant women and their families, as well as additional ethnographic material collected from 2004 to 2006 in Albania and Greece, this paper aims to fill this knowledge gap. The findings demonstrate the various ways in which Albanian rural women participate in the migratory process. They are often the most important pillar for supporting the family migration strategy through their productive and reproductive labour when remaining behind. They are also closely involved in decision‐making about the migration of other family members. Furthermore, they have been among the pioneers of the early 1990s migration themselves, including taking the long and risky journeys across the mountains to Greece. Overall, their contribution to the migrant household is beyond their presumed reproductive role and includes a strong economic component. While some “traditional” norms and values persist and are reinforced during migration, change does take place, albeit at a slow and gradual pace. However, for the emancipatory benefits women could accrue through migration to be enhanced, immigration policies need adjusting to address their position as fully autonomous economic and social actors, thus reducing their dependency on male “bread‐winners.” Albanian women’s particular migratory experiences, combined with their increasing numbers as migrants, make a compelling case for further attention from researchers and policymakers.     

Family Roles as Moderators of the Relationship Between Schedule Flexibility and Stress

Employer initiatives that address the spillover of work strain onto family life include flexible work schedules. This study explored the mediating role of negative work–family spillover in the relationship between schedule flexibility and employee stress and the moderating roles of gender, family workload, and single‐parent status. Data were drawn from the 2008 National Study of the Changing Workforce, a nationally representative sample of working adults (N = 2,769). The results indicated that schedule flexibility was associated with less employee stress and that these associations were mediated by perceptions of negative work–family spillover. This study found the moderating relationships of gender, family workload, and single parenting in the relationships between schedule flexibility and negative work–family spillover and stress. Schedule flexibility had stronger relationships in reducing negative work–family spillover and stress among women, single parents, and employees with heavier family workloads. The findings provide empirical support for intervention efforts involving schedule flexibility to reduce workplace stress among employees with family responsibilities.     

Influence of Temporal Distance on the Perceived Importance of Career‐Related Self‐Efficacy and Outcome Expectations

Because all career choices are about future actions, time is an important contextual variable in social cognitive career choice ( Hesketh, 2000 ). However, there is a dearth of research examining the effect of time. The authors examined how temporal distance to career entry influences the perceived importance of self‐efficacy and outcome expectations concerning a career pursuit. They also examined the moderating effects of perceived support and barriers, as well as country. The participants were college students in the United States (n= 180) and in South Korea (n= 215). The results of hierarchical regression analyses did not show main effects of time, but a 3‐way interaction indicated the complex interplay of time and other contextual variables. Implications for career counseling and future research are discussed.     

Using the Constructs Multifinality,Work Hope,and Possible Selves With Urban Minority Youth

This article describes and highlights the potential contributions that the constructs multifinality, work hope, and possible selves make for designing career counseling interventions and for better understanding possible career‐related factors associated with academic engagement and achievement among urban minority youth. Multifinality may serve as a superordinate orientation because it conceptualizes development as discontinuous and relatively plastic, allowing for youth deemed at risk to follow more hopeful pathways. Work hope and possible selves emphasize the utility of providing urban minority youth with space to answer questions related to what they might achieve and do in the future and who they might become. Together, multifinality, work hope, and possible selves provide a hopeful conceptual framework for career researchers and practitioners.