The older lesbian

This research uncovers a pattern of support and the existence of a relationship network that runs strongly counter to the stereotyped view that lesbians in later life find themselves friendless and without support. The hypothesis that the older lesbian has developed friendship networks to replace missing or weak kin ties is substantiated. The findings are based on 20 in-depth, structured interviews with lesbians whose ages range from 50 to 73.     

Revisiting the Work Ethic in America

Starting with a reflection on the September 11th, 2001, terrorist attacks on the Pentagon and the World Trade Center and the corporate fraud and bankruptcies of 2002, the authors provide an overview of the professional literature concerning the origins, evolution, practice, and future implications of the work ethic in the United States. Discussion focuses on the American work ethic from both a historical and a modern‐day perspective, highlighting the formation of what is now considered a major paradigm of work; views on the changing nature of the work ethic, especially for women and members of minority groups; and implications for career counselors.     

THE SYSTEMIC TREATMENT OF SHAME IN COUPLES

Shame remains largely a hidden phenomenon in the treatment of couples. It can manifest itself as a determining factor in events ranging from entrenched blaming to missed appointments. Although there is a growing body of literature on individual shame dynamics and, to a lesser extent, on couple and family shame dynamics, there is little written on how to incorporate these theories into treatment. This paper offers working definitions of shame, proposes a systemic definition of shame as seen in couples, reviews the literature on coule shame dynamics, and explores issues of therapeutic stance and treatment techniques in working with shame in couples therapy.     

The Role of Insurance in Managing Natural Hazard Risks: Private Versus Social Decisions

We explore the interaction between individual and collective decisions concerning natural hazards. Collective actions such as building a dam change the risks faced by private individuals. We show that, with proper incentives, individual reactions to such changes in risk can serve to enhance risk management by utilizing individual's decisions to take account of their specialized knowledge about their risk preferences and losses. We demonstrate that the efficient response to construction of a dam may be private actions that lead to a fully anticipated increase in flood damage. In such instances, zoning that focuses on reducing flood damage may lead to less efficient use of the flood plain. More generally, even where incentives for underinvestment in market insurance and self-insurance are present, constraining use of the flood plain by zoning will not generally lead to efficient outcomes. The model identifying conditions under which informed individuals have the incentives to make efficient decisions is powerful and directs attention toward more fruitful approaches.     

Car Occupant Life Expectancy: Car Mass and Seat Belt Effects

Average human life expectancies for the U.S. resident population are calculated using tabulated population and survival rate data. These life expectancies are recalculated assuming elimination of various types of motor vehicle fatalities using Fatal Accident Reporting System (FARS) data. The differences between the original and recalculated values provide estimates of life expectancy reductions due to the motor vehicle fatalities. These estimates are combined with prior work relating the likelihood of an occupant fatality to car mass, so that reductions in life expectancy are determined as a function of car mass. The estimates of life expectancy reductions are also used to determine the effect of seat belt use on life expectancy. The estimates, which are based on data for 1978, assume that survival rates remain unchanged. Estimates of the changes in life expectancy associated with switching from a large (1800 kg) car to a small (900 kg) car, and switching from not using to using a seat belt are presented as functions of the age at which an individual makes the switch.