Options to liberalize Social Security disabled widow(er)s benefits

Each month, 200,000 widows and 6,000 widowers receive Social Security disabled widow(er)s benefits, each benefit averaging about $550. Among the most economically at-risk Social Security beneficiaries, their benefits are permanently reduced. This paper reviews the legislative history of the disabled widow(er)s benefit, identifying key decisions that gave shape to this benefit. Social Security program data and six years of Current Population Survey data (March Annual Demographic Files, 1995-2000) are used to profile the economic status of current and potential disabled widows. The analysis, including comparison with other widows, provides strong evidence of economic need among disabled widows with, for example, 44% of disabled widow beneficiaries, ages 50-59, having below-poverty incomes compared with 15% of like-aged non-disabled widows. We conclude that serious consideration should be given to extending eligibility to all widow(er)s disabled before the normal retirement age; to providing a benefit equal to 100% of the deceased spouse's private insurance amount (PIA); to eliminating the unnecessarily restrictive seven-year rule; and to protecting beneficiaries from losing their eligibility to Medicaid. Even in the context of today's heated Social Security debate, we suggest that a rare opportunity may exist to garner bipartisan support for meaningful, low-cost improvements, in a benefit that primarily targets women.     

Relations between physical activity and behavioral and perceptual correlates among midwestern college students

OBJECTIVE: Given the inconsistent findings in the literature, the authors' purpose in this study was to examine the associations between physical activity and behavioral and perceptional correlates, such as binge drinking, cigarette smoking, fruit or vegetable consumption, and weight perceptions, among midwestern college students. PARTICIPANTS AND METHODS: The authors invited a convenience sample of 1,200 undergraduate college students enrolled in the 2004-2005 academic year in 4 different midwestern universities to participate in a survey. Of the 1,163 students who participated in the survey, a total of 1,134 usable surveys were received (response rate of 94.5%). RESULTS: Hierarchical multiple logistic regression analyses indicated that smoking, perceived weight, and consumption of fruit were independent predictors of physical activity when controlling for other variables. CONCLUSIONS: Physical activity promotion requires tailored approaches that are dependent on the target segment of the college student populations.     

Cognitive Algebra in Sport Decision-Making

Two studies examined whether simple algebraic rules that have been shown to be operative in many applied settings may also be found in sport decision-making. The theoretical framework for these studies was the Functional Theory of Cognition (Anderson, Contributions to information integration theory. Hillsdale, NJ: Erlbaum, 1996). The way in which novices but already experienced team sport players (soccer, basketball, and handball players) combine different informational cues (relative importance of the game, numerical status of the team, current score, and time left to play) for deciding a quick restart of play near the end of a match was examined. The basic finding are consistent with the proposition that the knowledge bases at work for judging the appropriateness of this type of sport decisions are structured according to simple algebraic rules.     

Framing,probability distortions,and insurance decisions

A series of studies examines whether certain biases in probability assessments and perceptions of loss, previously found in experimental studies, affect consumers' decisions about insurance. Framing manipulations lead the consumers studied here to make hypothetical insurance-purchase choices that violate basic laws of probability and value. Subjects exhibit distortions in their perception of risk and framing effects in evaluating premiums and benefits. Illustrations from insurance markets suggest that the same effects occur when consumers make actual insurance purchases.Presented at the Conference onMaking Decisions about Liability and Insurance, The Wharton School, University of Pennsylvania, Philadelphia, PA, 6–7 December, 1991. This research is supported by National Science Foundation Grant SES88-09299. The authors thank Jon Baron, Colin Camerer, Neil Doherty, Paul Kleindorfer, Amos Tversky, and two anonymous referees for many helpful comments. We particularly acknowledge the efforts of Matthew Robinson and Penny Pollister for their help with data analysis.     

Social protection in the Republic of Korea: Social insurance and moral hazard

Abstract As reported in numerous studies, the system of social protection in the Republic of Korea long remained underdeveloped because of the priority given instead to economic growth. The past few years have seen major changes, however. The government decided to apply the theory of “productive welfare”, thereby committing itself to introducing a system of universal statutory social insurance which is intended to set the seal on a new social compact and which may, ultimately, impact on the model of socioeconomic development itself. This article outlines the recent changes in insurance against sickness, unemployment and old age and goes on to describe the moral hazard facing the new system of social insurance and the need for a form of joint management in order to minimize this hazard.     

Why Do Interest Groups Engage the Judiciary? Policy Wishes and Structural Needs*

Objectives. We test two competing explanations in order to answer the question: Why do organized interests choose to engage in advocacy behavior? The first turns on the notion that concerns with policy success are the principal forces affecting a group's choice. To a lesser degree, issues of group maintenance have also been identified as entering into organized interests' decisional calculus. Method. Using survey data supplemented with confidential interviews of organized interests, we systematically examine the power of both accounts to explain the decision of groups to locate their energies in the federal judiciary. Consequently, in the penultimate section of the article, we specify and test a comprehensive model of interest group litigation behavior. Results. In the resulting multivariate analysis, we find that forces associated with both avenues of explanation for interest group advocacy behavior have substantial statistical purchase and empirical traction. Conclusion. Our findings did not show a dominate role for maintenance concerns; however, clearly, a group's assessment of where, and possibly whether, to act is not an easy calculation based on the receptiveness of a venue and the available balance in the bank account. Groups must attend to their members and their competition. Explanations of group advocacy omitting such concerns are inherently flawed.     

A Systemic Approach to Racial Residential Patterns

This paper applied the model of Linear System of Action developed by Coleman (1992) to understand racial composition in neighborhoods from a systemic approach. The model had an advantage to consider how an individual household simultaneously maximizes all desirable neighborhood qualities with limited socioeconomic resources. The model generated relative values of socioeconomic resources and neighborhood qualities of each racial group in the exchange process. In addition, the model estimated a preference hierarchy of neighborhood qualities of each group. Results suggested that blacks and Asians in Canada tend to live in neighborhoods with higher proportions of their own groups because blacks may be steered away from predominantly white neighborhoods and Asians experience low returns on their socioeconomic resources in improving spatial contact with whites.     

Decision-making under ignorance with implications for social choice

A new investigation is launched into the problem of decision-making in the face of complete ignorance, and linked to the problem of social choice. In the first section the author introduces a set of properties which might characterize a criterion for decision-making under complete ignorance. Two of these properties are novel: independence of non-discriminating states, and weak pessimism. The second section provides a new characterization of the so-called principle of insufficient reason. In the third part, lexicographic maximin and maximax criteria are characterized. Finally, the author's results are linked to the problem of social choice.