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611.
This study is the first to evaluate the effect of sources of information on households’ consistency between their risk attitude when making savings and investment decisions and risk behavior displayed when they do save and invest. As the responsibility is being shifted to individuals to save for their own financial future, it is important that individuals and households save and invest in a manner that is consistent with their financial risk tolerance. Financial planners were found to provide significant value to households on the consistency of their financial risk attitude and behavior. The implications of this work are far-reaching in the financial planning arena. 相似文献
612.
Cheolwoo Park Félix Hernández-Campos Long Le J. S. Marron Juhyun Park Vladas Pipiras 《Journal of applied statistics》2011,38(7):1407-1433
Long-range-dependent time series are endemic in the statistical analysis of Internet traffic. The Hurst parameter provides a good summary of important self-similar scaling properties. We compare a number of different Hurst parameter estimation methods and some important variations. This is done in the context of a wide range of simulated, laboratory-generated, and real data sets. Important differences between the methods are highlighted. Deep insights are revealed on how well the laboratory data mimic the real data. Non-stationarities, which are local in time, are seen to be central issues and lead to both conceptual and practical recommendations. 相似文献
613.
As a method of solving multiple-criteria decision making problems with a single quantitative objective and multiple qualitative objectives, the post-model analysis (PMA) approach is proposed. The essence of PMA is to support the trade-offs between a quantitative objective and multiple qualitative objectives so that the decision maker can find a perceived most preferred nondominated solution. To this end, the optimal solution of a quantitative model is found first, without regard for qualitative factors. The solution is then evaluated in terms of qualitative objectives. When the initial quantitatively optimal solution is adjusted to allow improvement of qualitative goals, opportunity costs of achieving qualitative goals are incurred. In this process, an expert system and/or graphical display can be used. PMA therefore provides a way to incorporate quantitative models into knowledge-based expert systems. 相似文献
614.
The article examines how South Korean civil servants responded to the introduction of pay for performance. Drawing upon 31 in-depth interviews with career civil servants, it identifies what became known as 1/n, a form of ‘discreet resistance’ that emerged and evolved. The analytical framework allows productive resistance to be seen as ebbing and flowing during organisational change that sees institutionalisation, deinstitutionalisation and re-institutionalisation. In understanding the cultural context of organisational resistance the contribution is three-fold. First, a nuanced definition and understanding of productive resistance. Second, it argues that productive resistance must be seen as part of a process that does not simply reflect ‘offer and counter-offer’ within the change management process. Thirdly, it identifies differences within groups and sub-cultures concerning commitment towards resistance and how these fissures contribute towards change as new interpretive schemes and justifications are presented in light of policy reformulations. 相似文献
615.
This study investigates the impact of women's education on fertility. For identification, we use the 1968 compulsory education law change in Taiwan, which generated a regression discontinuity design (RDD) setting. We use the whole population of women from the 1980 and 2010 Population Censuses. Results of our RDD estimation using the exact date of birth suggest that the law change was effective in boosting women's education, but it did not have any impact on fertility. This is in stark contrast to most previous studies using only the birth year as the running variable or using it to construct instruments, which find that women's education depresses fertility. This study demonstrates that using a discrete running variable in RDD may generate a false discontinuity for an otherwise continuous regression function. (JEL J13, C21, I2) 相似文献
616.
Recently, a body of literature proposed new models relaxing a widely-used but controversial assumption of independence between claim frequency and severity in non-life insurance rate making. This paper critically reviews a generalized linear model approach, where a dependence between claim frequency and severity is introduced by treating frequency as a covariate in a regression model for severity. As an extension of this approach, we propose a dispersion model for severity. For this model, the information loss caused by using average severity rather than individual severity is examined in detail and the parameter estimators suffering from low efficiency are identified. We also provide analytical solutions for the aggregate sum to help rate making. We show that the simple functional form used in current research may not properly reflect the real underlying dependence structure. A real data analysis is given to explain our analytical findings. 相似文献
617.
Jump–diffusion processes involving diffusion processes with discontinuous movements, called jumps, are widely used to model time-series data that commonly exhibit discontinuity in their sample paths. The existing jump–diffusion models have been recently extended to multivariate time-series data. The models are, however, still limited by a single parametric jump-size distribution that is common across different subjects. Such strong parametric assumptions for the shape and structure of a jump-size distribution may be too restrictive and unrealistic for multiple subjects with different characteristics. This paper thus proposes an efficient Bayesian nonparametric method to flexibly model a jump-size distribution while borrowing information across subjects in a clustering procedure using a nested Dirichlet process. For efficient posterior computation, a partially collapsed Gibbs sampler is devised to fit the proposed model. The proposed methodology is illustrated through a simulation study and an application to daily stock price data for companies in the S&P 100 index from June 2007 to June 2017. 相似文献
618.
In‐Jo Park Junehee Lee Minhee Kim Ji‐Yeon Kim Seungmin Jahng 《The Career development quarterly》2019,67(4):313-326
The authors investigated the impact of emotional intelligence on 2 career decision variables: daily career decision self‐efficacy and daily career choice anxiety. They also examined the mediating effects of daily positive affect on these variables. At baseline, 103 Korean undergraduate and graduate students completed questionnaires about emotional intelligence. Using a daily diary method, the authors also collected data on participants’ daily positive affect, daily career decision self‐efficacy, and daily career choice anxiety for 21 consecutive days. Hierarchical linear model analyses indicated that emotional intelligence predicted daily career decision self‐efficacy and daily career choice anxiety. These findings suggest that fostering emotional intelligence and daily positive affect could help students determine their future career. For individuals experiencing difficulty in the career decision process, counselors may foster career decision self‐efficacy and reduced career choice anxiety via enhancing clients’ emotional intelligence and daily positive affect. 相似文献
619.
Juyoung Park Magdalena I. Tolea Victoria Arcay Yve Lopes James E. Galvin 《Social Work in Mental Health》2019,17(3):253-278
The study identified factors associated with depressive symptoms in family caregivers of persons with dementia with Lewy bodies, Alzheimer’s disease, or Parkinson’s disease dementia. An Internet-based survey generated 606 response sets. Regression analysis indicated that care recipients’ memory and behavioral problems, caregivers’ self-efficacy, grief, and tangible, emotional, and affectionate support were significantly associated with caregivers’ depressive symptoms. Self-efficacy mediated caregiver burden to improve psychological well-being. Social support mediated the association between caregiver grief and psychological well-being. Social workers can provide psychoeducational interventions to help caregivers to manage emotional distress and improve capacity to manage tasks related to the dementia. 相似文献
620.
Marriage for same-sex couples was only permitted in a limited number of states prior to the U.S. Supreme Court’s 2015 decision in Obergefell v. Hodges. We exploit panel variation across states prior to the Supreme Court decision to investigate the effect of marriage laws on demand for mortgage credit. Identification relies on the fact that states permitted same-sex marriage at different points in time, often through court order whereby the outcome and timing of ruling was unknown. We estimate that states permitting same-sex marriage experienced a 6–16% increase in same-sex mortgage applications after the policy was implemented. Federal recognition of marriage is associated with a stronger effect than state same-sex marriage prior to the repeal of the Defense of Marriage Act, but the effect of state-recognized marriage is also stronger than anti-discrimination policies in housing. Our findings provide important insight not only to the housing choices of same-sex households but the impact of marriage on all households. 相似文献