The Association of Alternative Financial Services Usage and Financial Access: Evidence from the National Financial Capability Study

This study examined the association of financial access and alternative financial services (AFS) using a nationally representative sample from the 2012 National Financial Capability Study (N = 25,509). Structural equation modeling was used to examine the relationship between financial access and AFS usage. Ordinary least squares regression was used to estimate the relationship between banked status and the overall AFS usage as a latent variable while controlling for sociodemographic variables, financial education, financial knowledge, and home ownership. Results suggested that being unbanked was positively associated with AFS usage after controlling for other covariates. Financial education and knowledge, age, gender, marital status, education, household income, and homeownership were significantly associated with AFS usage. These findings have implications for public policy and programs that work with the unbanked.     

What does wellbeing do? An approach to defamiliarize keywords in youth studies

Wellbeing has become a keyword in youth and social policy, a construct deployed as a measure of a good life. Often associated with physical and mental health, wellbeing encompasses numerous indicators, from subjective experiences of happiness and satisfaction to markers of economic prosperity and basic human needs of security. This article examines wellbeing as an organizing concept in discourses on young people and argues for defamiliarizing its truth claims and cultural authority by investigating what wellbeing does. We begin by examining the rise of wellbeing, drawing attention to its conceptual muddiness and ambiguity. Framed by the Foucauldian notion of problematization, the analysis proceeds along two routes: first, through an historical consideration of wellbeing as a relational concept with antecedents, focusing on ‘self-esteem’; and second, through a reading of wellbeing in contemporary educational policy. Informed by Somers' historical sociology of concept formation and Bacchi's critical policy analysis, we illuminate the mixed dimensions of wellbeing's reach, placing it within longer traditions of youth studies and psy-knowledges and showing its transformative promise as well as its individualizing effects. In doing so, we elaborate a methodological approach that can be adapted to examine other keywords in youth studies and social policy discourse.     

The Development of Selective Attention Orienting is an Agent of Change in Learning and Memory Efficacy

This study examined whether the developmental transition from facilitation‐based orienting mechanisms available very early in life to selective attention orienting (e.g., inhibition of return, IOR) promotes better learning and memory in infancy. We tested a single age group (4‐month‐olds) undergoing rapid development of attention orienting mechanisms. Infants completed a spatial cueing task designed to elicit IOR, in which cat or dog category exemplars consistently appeared in either the cued or noncued locations. Infants were subsequently tested on a visual paired comparison of exemplars from these cued and noncued animal categories. As expected, infants showed either facilitation‐based orienting or the more mature IOR‐based orienting during spatial cueing/encoding. Infants who demonstrated IOR‐based orienting showed memory for both specific exemplars and broader category learning, whereas those who showed facilitation‐based orienting showed weaker evidence of learning. Attention orienting also interacted with previous pet experience, such that the number of pets at home influenced learning only when infants engaged facilitation‐based orienting during encoding. Learning in the context of IOR‐based orienting was stable regardless of pet experience, suggesting that selective attention serves as an online learning mechanism during visual exploration that is less sensitive to prior experience.     

Women and Migration in Albania: A View from the Village

Since the fall of communism in the early 1990s, Albania has experienced migrations of epic proportions: 17 years later almost one in four Albanians has emigrated and lives abroad, primarily in Greece and Italy. Albanian emigration has by and large represented a typically male‐dominated model, whereby men have “led the way” and women have followed as family members. Despite the considerable participation of Albanian women in this migration, their roles and experiences remain under‐researched. Based on in‐depth interviews with rural migrant women and their families, as well as additional ethnographic material collected from 2004 to 2006 in Albania and Greece, this paper aims to fill this knowledge gap. The findings demonstrate the various ways in which Albanian rural women participate in the migratory process. They are often the most important pillar for supporting the family migration strategy through their productive and reproductive labour when remaining behind. They are also closely involved in decision‐making about the migration of other family members. Furthermore, they have been among the pioneers of the early 1990s migration themselves, including taking the long and risky journeys across the mountains to Greece. Overall, their contribution to the migrant household is beyond their presumed reproductive role and includes a strong economic component. While some “traditional” norms and values persist and are reinforced during migration, change does take place, albeit at a slow and gradual pace. However, for the emancipatory benefits women could accrue through migration to be enhanced, immigration policies need adjusting to address their position as fully autonomous economic and social actors, thus reducing their dependency on male “bread‐winners.” Albanian women’s particular migratory experiences, combined with their increasing numbers as migrants, make a compelling case for further attention from researchers and policymakers.     

The Problem with Self-Forgiveness: Forgiving the Self Deters Readiness to Change Among Gamblers

Self-forgiveness is generally understood to be a mechanism that restores and improves the self. In the current study, we examine the possible deleterious consequences of forgiving the self among gamblers-specifically in regard to gamblers' readiness to change their problematic behavior. At a large Canadian university, 110 young adult gamblers' level of gambling pathology was assessed, along with their readiness to change and self-forgiveness for their gambling. Participants were 33 females and 75 males (2 unspecified) with a mean age of 20.33. Results revealed that level of pathology (at risk vs. problem gamblers) significantly predicted increased readiness to change. Self-forgiveness mediated this relationship, such that level of gambling pathology increased readiness to change to the extent that participants were relatively unforgiving of their gambling. Implications for seeking professional assistance as well as treatment and recovery are discussed.     

Theory and Practice? A Comparative Analysis of Migration and Development Policies in Eleven European Countries and the European Commission

This article analyses international policy discussions on migration and development (M&D) and contrasts these with the actual M&D policies and practices of 11 European countries who were among the main proponents of this international discourse. Desk research of public documents and accompanying information sought from these 11 governments as well as in the European Commission (EC) provide the basis for a comparative analysis of their overall M&D policies and strategies, and institutional settings for formulating and implementing these. The comparison shows that M&D policy and practice remains in a tentative and experimental phase, and that countries experience difficulties reflecting their international positions in their own policies, as well as in learning from their own efforts and those of others. While stressing the developmental potential of migration in international discussions, most of the countries’ policies still reflect an understanding of migration as a problem and a preoccupation with short‐term domestic interests.     

The industrial athlete?

Many similarities can be drawn between the athletic and industrial population. It is time for a shift in the approach toward injured workers utilizing a sports medicine perspective. We must think of workers as industrial athletes and recognize that the sports medicine model can be appropriately adapted to the injured worker. This model includes prevention, early intervention/identification, training and conditioning, and progressive treatment. Sports medicine rehabilitation concepts include treating the entire kinetic chain that is associated with a specific injury and the SAID principle (Specific Adaptations to Imposed Demands).     

The relationship between formal planning and performance in nonprofit organizations

A study of 240 YMCA organizations revealed that regardless of organization size, those organizations that used a formal approach to strategic planning had higher levels of financial and social performance than those with less formal processes. The better performers also assigned the responsibility for planning to a strategic planning subcommittee of the board rather than to the board's executive committee or to an outside consultant.     

In sickness but not in health: self-ratings, identity, and mortality

Self-rated health as a predictor of mortality has been studied primarily in large, representative populations, with relatively little progress toward understanding the information processing that individuals use to arrive at these ratings. With subsamples of National Health and Nutrition Examination Survey (NHANES) Epidemiologic Follow-up Study (NHEFS) data for respondents with circulatory system disease (N = 3,709) and respondents with no diagnosable disorders (N = 1,127) at baseline, we test the idea that individuals with experience of chronic disease of the circulatory system will have more predictive self-ratings of health than healthy individuals. Poor or fair self-rated health increased the adjusted hazard of all-cause mortality for respondents with circulatory system disease, but not for respondents who were healthy. Additional analyses confirm that poor or fair self-rated health is particularly predictive for respondents with self-reported history of circulatory system diagnoses and perception of symptoms, but not for respondents without symptoms or diagnoses prior to the NHANES physical exam.