Gender Differences in Income Sources of the Elderly in Peninsular Malaysia

Objectives of this study were to identify and compare the sources and amounts of income received by elderly males and females. Specifically, this study examined gender differences in income receipt for a sample of 1,841 residents of Peninsular Malaysia who were aged 55–75. Significant differences were found in the source and amount of income of elderly males and females. Although the majority of elderly of both genders received income from their children, there were profound gender differences in the receipt of work-related and investment-related income.     

Examining Cost Fulfillment: Child Care Policy and Strategies

ABSTRACT

Most advanced industrialized countries have established social support to aid families in balancing productive and reproductive labor during child-bearing years. Secondary data analysis was used to examine patterns of public support for low-income working families. Key findings highlight four types of policy strategies (Conservative, Limited, Average, and Universal) suggesting differentiated social citizenship opportunities based on place of residence. This research highlights how a complex policy environment contributes to unintended consequences as the working poor are exposed to child care and employment instability. Future research should consider how the policy environment contributes to material well-being in families during the life course.     

Microfinance, the Labour Market and Social Inclusion: A Tale of Three Cities

Great hopes have been held out for microfinance and other community development finance institutions (CDFIs) in industrialized countries as an instrument of “financially sustainable welfare provision”, following on from their success in many developing countries. Using interview data drawn from an exploratory sample of 45 clients, this paper examines the social and economic impact of three microfinance institutions in Glasgow, Sheffield and Belfast. The tentative conclusion is that most loans we examined do hit the target of the “financially excluded but bankable”, and exert an impact on poverty and social exclusion through the labour market and through helping to build social networks which reduce interpersonal risk. Our initial estimate is that each loan studied here was responsible for about 0.67 exits from unemployment over the two years 2000–2. If this ratio holds good outside the sample (and we emphasize the limitations of small sample size), this could mean that in the absence of microfinance services, the national unemployment total would be higher by some 2.4 per cent (or 22,000 individuals). The loans we have examined also save about £0.4 million on what would otherwise have been social security payments; grossed up again to all microfinance organizations, this implies an annual saving of about £250 million (1.4 per cent) on the total social security budget. However, to achieve this optimal impact microfinance institutions need to diversify their product: for example by switching from business loans into consumption loans, micro‐insurance, and equity, particularly in the rehabilitation of run‐down council estates.     

Complementary retirement pensions: Towards a definition of terms

One of the main difficulties in carrying out an international comparison of retirement systems is the task of establishing clear common terminology. Like other social institutions, welfare systems differ from country to country; confusion can arise when a given word is applied to different institutional structures because such usage can mask important differences. On the basis of a comparison of complementary pension plans in the United States, Ireland, the United Kingdom, France and Germany, this paper discusses and clarifies the meanings of some key terms. The distinction between "private" and "public" retirement plans, commonly used by Americans, can be erroneously applied to other systems, particularly that of France, where complementary retirement plans resemble American "private" plans in some respects and "public" plans in others. The terms "occupational" and "supplementary", often used in Europe, can be used interchangeably; however, each one stresses different aspects of complementary plans. The terms "funding" and "pay-as-you-go" and their equivalents in French (répartition and capitalisation) have somewhat different meanings and quite different connotations. Finally, the author discusses the concept of "social insurance", as applied to both social security and complementary pension plans, to end with some reflections on the definition of what constitutes a retirement plan.     

The Woodwork Effect: Estimating It and Controlling the Damage

Many patients in home- and community-based services (HCBS) are not people who, without HCBS, would be in nursing homes. Those attracted to HCBS tend to be people who are younger, better supported, less dependent, and more mentally intact than their nursing home counterparts. Studies show that only about a quarter of the clients selected as likely to enter nursing homes within the coming year are likely to do so, even though they receive no HCBS. Of the 43 studies reported, more than two-thirds had rates of control group nursing home admission of less than 20%. Most patients would also be likely to have experienced only a short nursing home stay even if they were admitted. The result: Receiving HCBS reduced nursing home use rates on average by only a small percentage, not enough to offset the costs of HCBS. Moreover, both older and more recent studies show only small to insignificant effects on most adverse patient outcomes.     

Personality traits and career satisfaction of human resource professionals

Occupational choice frameworks suggest that personality factors influence person-job fit. This paper focuses on personality factors and career satisfactions of human resources (HR) managers. ‘Big Five’ and narrow personality traits as well as managerial style variables were drawn from an archive of 1846 HR managers and 1375 non-managers. Results indicated that HR managers differed from 51,297 individuals in other occupations and from non-managerial HR specialists on many of the study variables, most of which were also related to career satisfaction. Implications for differentiation selection and development of HR managers were discussed.     

Lesbian Parents and Work

Twenty-one lesbian parents, representing 15 families, were interviewed to examine the work-family issues experienced by the women. Seventy percent of the interviewees were satisfied with their employment situations and characterized the relationships between their households and the workplace as positive. Qualitative analysis of the interview data revealed work-related stressors and supports, and strategies for balancing work and family. Themes included instrumental support, interpersonal support, integration of work and family, and creative responses to work-family tensions. Implications for social work policy and direct practice are discussed.     

The impact of urbanisation on avian species: The inextricable link between people and birds

This study investigates the impact of urbanisation on birdlife in a major city. Line transects and point counts were used to survey birds in three habitat types: parkland, residential areas and business/industrial areas. Abundance, richness and diversity of assemblages were determined for all bird species and for those birds native to the area. Behaviours of birds, and of human residents in relation to birds, in these urban areas were documented, including all instances of avian aggression. Bird species, including a subset of native bird species, have greater abundance and richness in parklands. Overall species diversity is greatest in residential habitat types, but native diversity is greatest in parklands. Introduced species are most abundant in business/industrial habitat types. The most frequent aggressive encounters were initiated by noisy miners Manorina melanocephalas, one of the four most common species throughout all habitat types (other common species include the rainbow lorikeet Trichoglossus haematodus, rock dove Columba livia and common myna Sturnus tristis). Other behaviours involved birds utilising food and roost resources and were classified as being caused by active and passive human behaviours. These outcomes indicate that local changes to the environment can impact the bird species by providing different food and roost resources. Human residents and local governments have a range of tools to modify the diversity of urban areas. Further research is needed to determine alternative definitions of modification, such as defining it as open space, and investigating the health of the avian populations in urban areas.