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11.
The transformation of private savers' funds into business loans through the banking system is weak in Belarus compared with other Eastern European economies. High concentration, governmental interference, an inconsistent regulation, and a difficult business environment characterise the banks' situation. In order to attract more savings, a reform of the deposit insurance system is presently under discussion. This is expected to contribute to economic growth and development. But deposit insurance, especially when established in a weak institutional environment, can unfold multifarious moral-hazard effects. This paper analyses whether the proposed deposit insurance system is likely to improve the present situation and how it could be better adjusted to the country's situation.  相似文献   
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In the absence of a clinical definition of Behaviour Disorder, those termed ‘Behaviourally Disordered’ are often considered unsuitable for psychiatric servicing and many end up inappropriately contained by the correctional system. The working definitions of 213 South Australian health and welfare professionals from six client areas (child/adolescent, psychiatric, intellectually disabled, brain-damaged, correctional and general) were surveyed. Respondents generally saw Behaviour Disorder as a recognisable disorder, involving both aggressive, disruptive behaviour and deficits in social adaptation. Perceptions of its presentation varied across client groups and across professional roles. The results highlighted a need for specialised community servicing for this group.  相似文献   
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The present study examined effects of temporarily salient and chronic self-construal on decoding accuracy for positive and negative facial expressions of emotion. We primed independent and interdependent self-construal in a sample of participants who then rated the emotion expressions of a central character (target) in a cartoon showing a happy, sad, angry, or neutral facial expression in a group setting. Primed interdependence was associated with lower recognition accuracy for negative emotion expressions. Primed and chronic self-construal interacted such that for interdependence primed participants, higher chronic interdependence was associated with lower decoding accuracy for negative emotion expressions. Chronic independent self-construal was associated with higher decoding accuracy for negative emotion. These findings add to an increasing literature that highlights the significance of perceivers’ socio-cultural factors, self-construal in particular, for emotion perception.  相似文献   
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We consider nonlinear and heteroscedastic autoregressive models whose residuals are martingale increments with conditional distributions that fulfil certain constraints. We treat two classes of constraints: residuals depending on the past through some function of the past observations only, and residuals that are invariant under some finite group of transformations. We determine the efficient influence function for estimators of the autoregressive parameter in such models, calculate variance bounds, discuss information gains, and suggest how to construct efficient estimators. Without constraints, efficient estimators can be given by weighted least squares estimators. With the constraints considered here, efficient estimators are obtained differently, as one-step improvements of some initial estimator, similarly as in autoregressive models with independent increments.  相似文献   
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Across time and cultures, wisdom has been nominated as the ideal endpoint of development. Evidence suggests that the beginnings of wisdom are observed in adolescence. But are the correlates of wisdom‐related performance in adolescence different from those in adulthood because of differences in developmental status? To answer this question, heterogeneous samples of German adolescents (N=148, 14–20 years) and adults (N=143, 35–75 years) responded verbally to 2 wisdom‐related tasks and completed a psychometric battery involving measures of intelligence, personality, and the personality–intelligence interface. As predicted, in the adolescent sample intelligence and personality emerged as the strongest unique predictors of wisdom‐related performance. In contrast, in the adult sample the interface measures were the strongest unique predictors. Implications for the facilitation of positive development in adolescence are discussed.  相似文献   
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Today, professionality is no longer safeguarded only by a specific professional membership. Particularly in the field of supervision, even organized supervisors have problems with quality safeguarding. For this reason the authors insist on a continuous reflection and development of concepts, and they report on their activities relating to this demand. The shift of level is a method of group dynamics based on the concept ”shift of perspectives“ in phenomenology.  相似文献   
19.
The study adapts theories of the household division of labor to the division of parent care between spouses and expands them by taking the kin relationship with the parent and the intensity of care into account. Tobit and weighted logit models are used to analyze the division of parent care in 2,214 couples from the British General Household Surveys. The models revealed patterns of parent care that are predominantly governed by the kin relationship. Time availability was strongly associated with couples' division of parent care, whereas the resource‐bargaining approach received little support except for dual‐earner couples that provided more intensive care for the husband's parents. Children‐in‐law's characteristics were hardly related to the division of high‐intensity caregiving in dual‐earner couples.  相似文献   
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We consider semiparametric additive regression models with a linear parametric part and a nonparametric part, both involving multivariate covariates. For the nonparametric part we assume two models. In the first, the regression function is unspecified and smooth; in the second, the regression function is additive with smooth components. Depending on the model, the regression curve is estimated by suitable least squares methods. The resulting residual-based empirical distribution function is shown to differ from the error-based empirical distribution function by an additive expression, up to a uniformly negligible remainder term. This result implies a functional central limit theorem for the residual-based empirical distribution function. It is used to test for normal errors.  相似文献   
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