Overcoming Inertia: Do Automated Saving and Investing Strategies Work?

Many workers do not take advantage of savings opportunities provided to them at their workplace, nor do they always make wise investment decisions regarding employer plans. Various automated strategies have been implemented by employers with the objective of increasing retirement plan participation and, hence, the financial security of workers. Automatic strategies work by proactively arranging some type of action (e.g., plan enrollment) to occur unless people specifically opt out. This article examines and synthesizes previous empirical research about five automatic savings and investing strategies: (a) automatic retirement savings plan enrollment, (b) automatic contribution increases, (c) automatic portfolio rebalancing, (d) automatic rollovers, and (e) automatic investment plans. Advantages and disadvantages of each strategy are discussed, along with implications for financial educators.     

Toddlers' Understanding of Iconic Models: Cross‐Task Comparison of Selection and Preferential Looking Responses

Toddlers' symbolic understanding of iconic models was assessed through 2 comprehension‐based tasks: 1 based on looking and 1 requiring manual selection of the target object. Toddlers received either iconic models or photographs of models as the symbolic referent. Overall, 18‐month‐olds performed poorly, and both 22‐and 26‐month‐olds performed relatively well across tasks. Contrary to expectations that the 2 tasks would impose different levels of attentional demands, performance was relatively consistent across tasks. Vocabulary size was significantly related to performance, even when the effects of age were controlled. Relations between model comprehension and more sophisticated manifestations of symbolic comprehension are considered.     

Parental Emotion Socialization in Adolescence: Differences in Sex, Age and Problem Status

There is a paucity of research on how mothers and fathers socialize emotion in their adolescent sons and daughters. This study was based on 220 adolescents (range 11‐ to 16‐years‐old) who exhibit a range of emotional and behavioral problems and their parents. Parental responses to their children's displays of sadness, anger and fear were assessed. Mothers were found to be more engaged in their children's emotional lives than were fathers. With a few important exceptions (e.g., boys were punished for expressions of anger more than girls), adolescent girls and boys were socialized in much the same way. Parents of older adolescents were generally less supportive and more punitive toward emotional displays. Systematic links between adolescent problem status and parent approaches to emotion socialization were found. These findings on how parents socialize emotions in their adolescents have important implications for theory as well as practice.     

Does Gender Still Matter? A Study of the Views of Women in the ICT Industry in New Zealand

Using data from in‐depth interviews with female information and communication technology (ICT) professionals from New Zealand's four main cities, this article uses a social constructivist framework to investigate the women's perceptions of their ICT work place. The results show that there are regional differences in organization type, job category and salaries, as well as in the perceptions of the women towards their environment. Most women did not actively seek to be employed in ICT — rather their entry was serendipitous. While they enjoyed working in the environment, there was an obvious gendering of the workforce with most technical positions being held by men and women working mainly in the softer side of ICT. The women perceived their gendered roles to be a highly important and an integral part of ICT and believed their salaries were equitable with their male colleagues. Having a greater understanding of how women view their ICT work place will contribute to attracting and retaining them in an industry where a shortage of skills is envisaged in the near future.     

Self-control demands, cognitive control deficits, and burnout

Self-control involves inhibiting undesired behaviours and emotions, and it can be particularly relevant in the service sectors. Recent theoretical developments in cognitive and social psychology suggest that the demands on an individual of exercising self-control have an effect as a source of stress at work. In turn, burnout could be associated with being unable to meet those demands. It was expected that cognitive control deficits, as assessed by a questionnaire measure of self-reported failures in perception, memory, and action, would function as a vulnerability factor in the relationship between self-control demands and indicators of job strain. Data from 630 staff members of a German municipal administration revealed significant main effects of both self-control demands and cognitive control deficits on the burnout dimensions of emotional exhaustion and depersonalization. Both predictors were positively related to burnout. In addition, the results provided clear evidence of the vulnerability hypothesis of cognitive control deficits. By way of contrast, musculoskeletal complaints did not reflect similar main and interactive effects of self-control demands and cognitive control deficits. The requirements for self control in the service sector are expected to increase as the sector expands, and the practical implications for this are discussed.     

Inside Management Teams: Developing a Teamwork Survey Instrument

This article reports the development of a measure of teamwork for use with management teams. A five‐stage process was followed. First, a model of teamwork including team processes was generated through empirical research involving the elicitation of 600 team performance constructs from members of management teams and from theoretical considerations. Second, items were written to operationalize the model. Third, data from 220 members of management teams working in private‐ and public‐sector organizations were factor analysed in order to establish the scale structure of the instrument. Fourth, data from a second sample of 16 complete management teams were collected in order to assess within‐team properties of the instrument. Lastly, convergent and criterion‐related validity were assessed. The resulting ‘Teamwork Survey’, is a 7‐scale, 36‐item general‐purpose questionnaire that can be used in further research and in consulting interventions.     

Heart Disease Risk Perception in College Men and Women

Abstract

The authors sought to assess the perception of risks for coronary heart disease (CHD) in college men and women. They surveyed 470 undergraduates from 2 major 4-year institutions who completed a questionnaire that measured perceived risks for heart disease. Sixty-eight percent of the respondents rated their risks as lower or much lower than those of their peers, indicating a clear optimistic bias. The research also revealed that the students who exercised regularly rated their risk of coronary disease lower than those who did not do so. In addition, women perceived a number of risk markers to be more potent or causative factors than men did. A significant number of participants did not comprehend commonly understood causal relationships associated with heart disease risk. The findings in this preliminary investigation suggest that college men and women do not accurately perceive their risks for developing heart disease.