Rating System as a Banking Performance Regulator in the Conditions of Transition Economy

Taking into consideration the importance of having a strong banking system, the issue of bank performance evaluation and analysis becomes essential for the bank regulation process in the countries with an emerging economy. For banking performance evaluation and analysis various methods are used in international practice. These methods have many disadvantages and are unusable for the banking systems in the countries with transition economy. In this article a new and complex system of analysis and evaluation of bank performance is described. This is a multidimensional system of bank performance indicators. This system enables to analyze bank performance through integrated indicators, viewing them in corresponding surfaces. Implementation of this system will allow to efficiently analyze bank performance by different directions, to reveal existing problems in the bank, to make corresponding regulation decisions for each bank, and to and group banks according to different criteria.     

The value of experiential approaches to evaluation training

The training of evaluators is an important task—important because of the good that well trained evaluators can do and because of the mischief that poorly trained evaluators can cause. There is broad agreement on the importance of producing evaluators who are methodologically versatile and organizationally savvy. To accomplish these educational ends it is necessary to supplement classroom based instruction with experiential approaches. This paper describes a theoretical model of an effective experiential educational program for training evaluators, assesses two operating programs against the requirements of the model, and reports the results of a quasi-experimental evaluation of the effectiveness of the programs in producing important educational outcomes.     

Older men in employed and retired families

Although much research on household work has focused on young dual-career couples, there has been speculation that retirement may have a significant effect on the arrangement of household activities in later life. Furthermore, involvement in the household is believed to influence psychological well-being. Available literature, however, provides contradictory evidence regarding the extent to which integration into household activities may either reduce or contribute to stress. The degree to which male involvement in the household in later life was stressful was examined in this research. Data were analyzed from structured interviews with 1165 older, married men who were employed full-time, part-time, or retired. Employed men were significantly less involved in the household than were the retired; however, men participated more in both masculine and feminine tasks if their wives were employed. Involvement in the household was not stressful although the benefits derived from participation varied somewhat by type of task.     

Informal shelter providers: Low income households sheltering the homeless

Despite the important role they play in preventing homelessness, those who shelter people who can not afford housing of their own have been neglected by researchers. This study examines the characteristics of these low income informal shelter providers. While informal shelter providers were similar to a comparison group of low income households that did not shelter others, there were also significant differences between the two groups. Informal shelter providers were more much more likely to live in single family dwellings, they were more likely to be long-term residents of the community, they were more likely to have experienced homelessness themselves, and they devoted a disproportionate share of their incomes to housing.     

Measuring Religious Identities in Surveys

The purpose of this article is to acquaint the broader publicopinion research audience with what has been a salient issuewithin the community of scholars of religion. We address thequestion of how best to conceptualize and measure religiousidentities in research on contemporary American society. Weconsider the main approaches to the measurement of religiousidentification with regard to their backgrounds, their assumptionsabout the importance of understanding religious identities inhistorically relevant terms, and the practical considerationsof survey measurement. Using data from the General Social Survey,particularly recent innovative efforts to obtain informationon subjective association with particular religious traditionsand/or movements (e.g., Pentecostal, fundamentalist, evangelical,mainline, or liberal Protestant), we compare the two main approaches:the traditional "denominational" approach, where religious identitiesare assumed to be associated with religious denominations, andthe subjective approach, where religious identities are assumedto be captured by a set of "nondenominational" reference categorieslinked to particular historical religious traditions or socialmovements. We conclude that both approaches have substantialpredictive validity, and the most effective strategy for futureresearch may be one that uses a combination of approaches, ratherthan one that relies entirely on a single method of measurement.     

Severe self-neglect: an epidemiological and historical perspective

Older adults with severe self-neglect have multiple deficits in various social, functional and physical domains, and often live insqualor. These individuals often present with poor personal hygiene, domestic squalor and hoarding which results in a threat to their own health as well as personal and public safety. Severe self-neglect occurs along a continuum with older adults often having cognitive and affective disorders compared with younger individuals presenting with psychiatric illnesses. In cases of severe self-neglect with hoarding, evidence has shown this behavior occurs in diverse social strata and not among the wealthy and professionals alone as believed earlier. Due to the multiple conditions associated with severe self-neglect, this population will require an interdisciplinary, multidimensional approach to reduce morbidity and mortality rates including nursing home placement. Research on this group has been limited and is rarely described in the medical and nursing literature. Future research is needed to provide practitioners with effective screening instruments and interventions on cases of severe self-neglect.