Too risk averse to purchase insurance?

This paper suggests a new explanation for the low level of annuitization, which is valid even if one assumes perfect markets. We show that, as soon there is a positive bequest motive, sufficiently risk averse individuals should not purchase annuities. A model calibration accounting for lifetime risk aversion generates a significantly smaller willingness-to-pay for annuities than the one generated by a standard time-additive model. Moreover, the calibration predicts that riskless savings finance one third of consumption, in line with empirical findings.     

Tavern proximity,tavern density and socio-economic status as predictors of assault occurrence within New Zealand: a temporal comparison

This paper investigates how the associations between tavern proximity, tavern density and area unit socio-economic status with assault occurrence vary in a temporal sense. Using New Zealand Police data specifying the day, time and location of assaults in 2016 and Ministry of Justice data specifying the location of on-licenced taverns, we construct logistic regression models to determine how well tavern proximity, tavern density and socio-economic status predict the occurrence of assaults at peak (Fri 22:00–Sat 03:00 and Sat 22:00–Sun 03:00) and off-peak times. An equal-sized sample of traffic generators (public venues whose primary function is not the sale of alcohol) is constructed and similar procedures applied. We find that tavern proximity and tavern density are stronger predictors of assault occurrence at peak, compared to off-peak, times. Conversely, socio-economic status is a better predictor of assault occurrence at off-peak times. We also find that whilst tavern proximity and density are stronger predictors of assault occurrence relative to traffic generator proximity and density at peak times, the opposite is true at off-peak times. These results suggest that in order to minimise alcohol-related harm, there is a need for policy-makers to take into account the temporal nature of these relationships.     

Credibility and Inflation Expectations: What we can tell from seven emerging economies?

This study is a contribution to the literature concerning credibility and its effect on the distribution between forward-looking behavior and backward-looking behavior for formation of inflation expectations in the case of emerging economies. Based on data gathered from seven inflation targeting emerging economies (Brazil, Chile, Colombia, Mexico, Poland, South Africa, and Turkey), this paper analyzes how much the credibility associated with the inflation target contributes to anchoring expectations. The findings denote that although credibility is relevant to reduce inflation expectations, these countries present low monetary credibility and thus the backward-looking behavior is predominant for the formation of inflation expectations. Therefore, in order to improve the expectations channel of monetary policy in emerging economies, a policy of increasing transparency regarding inflation expectations is mandatory to the central banks’ task of anchoring inflation expectations.     

Positive and negative impacts of job loss on family life: the perceptions of Australian car workers

This article contributes to research on the impact of job loss on families. It is based on survey responses from 371 workers and in‐depth interviews with 39 of them about the family impacts of their job loss from the Mitsubishi car factory in Adelaide in 2004–2005. A majority of workers said family life had been affected by their job loss. Quantitative analysis identified four variables significantly associated with family impacts: marital status, children living at home, employment status and financial management. Qualitative responses showed the predominantly negative impacts were financial strain, loss of relationship stability and general stress and worry, although few faced catastrophic impacts from their job loss. However, in contrast to most previous research, the in‐depth interviews also revealed positive impacts from job loss, such as having more time at home and to spend with their family. We conclude that the existence of ongoing income support and public health insurance in Australia were important in avoiding catastrophic financial impacts on these workers and their families.     

Extrapolative simulation of neighborhood networks based on population spatial distribution: Do they predict crime?

Objectives

Previous criminological scholarship has posited that network ties among neighborhood residents may impact crime rates, but has done little to consider the specific ways in which network structure may enhance or inhibit criminal activity. A lack of data on social ties has arguably led to this state of affairs. We propose to avoid this limitation by demonstrating a novel approach of extrapolatively simulating network ties and constructing structural network measures to assess their effect on neighborhood crime rates.

Methods

We first spatially locate the households of a city into their constituent blocks. Then, we employ spatial interaction functions based on prior empirical work and simulate a network of social ties among these residents. From this simulated network, we compute network statistics that more appropriately capture the notions of cohesion and information diffusion that underlie theories of networks and crime.

Results

We show that these network statistics are robust predictors of the levels of crime in five separate cities (above standard controls) at the very micro geographic level of blocks and block groups.

Conclusions

We conclude by considering extensions of the approach that account for homophily in the formation of network ties.     

How College Students Conceptualize and Practice Responsible Drinking

Abstract

Objective: This study sought to employ a mixed-methods approach to (a) qualitatively explore responsible drinking beliefs and behaviors among a sample of college students, and (b) quantitatively assess the prevalence of those behaviors. Participants: Convenience samples, drawn from currently enrolled students attending a large public university in Texas, comprised 13 participants in the qualitative phase and a random sample of 729 students for the quantitative phase. Methods: A partially mixed sequential dominant status design (qual → QUAN) was employed. Results: Participants associated 7 distinct themes with drinking responsibly; however, embedded inside these themes were numerous potentially harmful elements. Quantitative findings supported the qualitative themes, also highlighting gender and ethnic differences. Males believed responsible drinking behaviors should occur with significantly less frequency than females, whereas Whites attached less relative necessity to certain responsible drinking behaviors. Conclusion: This study represents an initial attempt to determine specific, evidence-based characteristics of responsible drinking.     

Self-reported Barriers to Professional Help Seeking Among College Students at Elevated Risk for Suicide

Abstract

Objectives: This study sought to describe self-reported barriers to professional help seeking among college students who are at elevated suicide risk and determine if these barriers vary by demographic and clinical characteristics. Participants: Participants were 165 non–treatment seekers recruited as part of a Web-based treatment linkage intervention for college students at elevated suicide risk (from September 2010 through December 2011). Methods: Data were collected using Web-based questionnaires. Two coders coded students’ responses to an open-ended question about reasons for not seeking professional help. Results: The most commonly reported barriers included perception that treatment is not needed (66%), lack of time (26.8%), and preference for self-management (18%). Stigma was mentioned by only 12% of students. There were notable differences based on gender, race, and severity of depression and alcohol abuse. Conclusions: Efforts aimed at reaching students at elevated risk for suicidal behavior should be particularly sensitive to these commonly described barriers.     

The internal death of Japanoise

Japanese noise music (Japanoise) has strong associations with death. In the early stages of Japanoise’s development, practitioners would often make reference to eroticism, violence and death in their performances and album artwork to help visualise the “excess” of their sound. The discourse of Japanoise also draws on these associations, through concepts such as disembodiment, to help frame this transgressive enterprise. Death becomes a way of visualising and conceptualising a subversive style of music that attempts to leave the world of limits and meaning. Paul Hegarty and Eugene Thacker both account for Japanoise in these terms. Although death is only implicit in their writing, it will be argued that this understanding of death is essential to what Hegarty means by failure and what Thacker means by disembodiment. This paper will show how, for both theorists, death names a paradoxical yet extreme form of possibility that enables Japanoise to test limits. However, the problem with this understanding is that it holds Japanoise to a limited framework. It essentialises the concepts of negativity and subversion to the economy of Japanoise. This paper will argue that Japanoise cannot be limited to these concepts if it hopes to be more than an oppositional form of music and a tired form of transgression. This requires that its relationship with death not be reduced to a form of production or act of will. By arguing that Hegarty and Thacker’s accounts of noise can be read as Heideggerian, this essay will critique this understanding by drawing on Maurice Blanchot’s account of death. This critique will show how a different understanding of death enables a more nuanced understanding of Japanoise.     

Child Advocacy Center Based Group Treatment for Child Sexual Abuse

The present study examines initial symptom presentation among participants, outcomes, and social validity for a group treatment for child sexual abuse delivered at a child advocacy center. Participants were 97 children and their nonoffending caregivers who were referred to Project SAFE (Sexual Abuse Family Education), a standardized, 12-week cognitive-behavioral group treatment for families who have experienced child sexual abuse. Sixty-four percent of children presented with clinically significant symptoms on at least one measure with established clinical cutoffs. Caregivers of children who presented with clinically significant symptoms reported more distress about their competence as caregivers. Children who presented as subclinical were more likely to have experienced intrafamilial sexual abuse. Posttreatment results indicated significant improvements in functioning for all children who participated in treatment, with greater improvements reported for children who initially presented with clinically significant symptoms. Overall, the program was rated favorably on the posttreatment evaluation of social validity.