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201.
In an experiment, thirty-six professional insurance men employed the utility method, the worry method, and the comparison method in two insurance problems to determine the appropriate insurance coverage. It was found that the best act with the utility method almost always was no insurance, whereas the best act with the other two methods tended to be complete insurance. The utility method best act rarely agreed with the subject's actual preferred act, while the comparison method best act usually was the same or almost the same as the actual preferred act. While the worry method suggests that the subjects typically are risk averse, the utility functions obtained tend to show that the subjects typically are not risk averse. 相似文献
202.
203.
George P. Huber 《决策科学》1974,5(3):430-458
In many situations where normative decision-aiding techniques could be usefully applied, historical data are inadequate for estimating the required outcome probabilities, and economic methodologies are inadequate for estimating the aggregate utility derived from the several outcome attributes. In such cases it is often useful to obtain the required estimates in the form of expert judgments, i.e. to obtain subjective probabilities and multi-attribute utilities. Similarly, in many situations where behavioral decision processes are to be studied, it is necessary to scale the expectations and perceived values of the decision makers. This article describes the methods for eliciting subjective probabilities and multi-attribute utilities whose usefulness has been empirically studied and reported in the research literature. It also contains summary guidelines concerning the elicitation and use of such judgments. 相似文献
204.
The present empirical study applies the methodology of information theory to the problem of assessing and separating capital market risk, which is separated into its systematic and unsystematic components. Monthly return relatives for all securities traded on the New York Stock Exchange are examined for the period 1926 to 1971, which is segmented into six 7-year subperiods. The securities are combined into portfolios of various sizes and ranked. It is concluded that although both systematic and unsystematic risks have increased over the 45-year interval—particularly between the pre-1940 and post-1940 periods—they have maintained their relative share of the total risk over the same period. 相似文献
205.
The Assessment of Probability Distributions from Expert Opinions with an Application to Seismic Fragility Curves 总被引:2,自引:0,他引:2
A method is developed for estimating a probability distribution using estimates of its percentiles provided by experts. The analyst's judgment concerning the credibility of these expert opinions is quantified in the likelihood function of Bayes'Theorem. The model considers explicitly the random variability of each expert estimate, the dependencies among the estimates of each expert, the dependencies among experts, and potential systematic biases. The relation between the results of the formal methods of this paper and methods used in practice is explored. A series of sensitivity studies provides insights into the significance of the parameters of the model. The methodology is applied to the problem of estimation of seismic fragility curves (i.e., the conditional probability of equipment failure given a seismically induced stress). 相似文献
206.
Researchers from a number of disciplines have offered competing theories about the effects oJ childbearing on parents 'postreproductive longevity. The "disposable soma theory" argues that investments in somatic maintenance increase longevity but reduce childbearing. "Maternal depletion" models suggest that the rigors of childrearing increase mortality in later years. Other researchers consider continued childbearing a sign of healthy aging and a predictor of future longevity. Empirical studies have produced inconsistent and contradictory results. Our focus is on the experience of widowhood, which has been ignored in previous studies. We hypothesize that the death of a spouse is a stressful event with long-term consequences for health, especially for women with small children. Data are drawn from historical sources in Sweden, Belgium, and the Netherlands from 1766 to 1980. Postreproductive mortality was highest among young widows with larger families in all three samples. Age at last birth had little or no effect. We conclude that raising children under adverse circumstances can have long-lasting, harmful effects on a mother's health. 相似文献
207.
This paper examines recent changes in weekly income levels and dispersion for Māori, New Zealand’s indigenous ethnic group.
Changes in the Māori income distribution between 1997 and 2003 reflect rapid increases in economic growth and employment rate.
A reduced proportion of people had zero or benefit-level incomes and a higher proportion had high incomes. Income inequality
declined for working-aged Māori and was stable for employed Māori. The average income gap between Māori and Europeans declined.
The increased Māori employment rate during this period was the single most important driver of changes in the Māori income
distribution.
相似文献
David C. Maré (Corresponding author)Email: |
208.
209.
New Environmental Theories: Toward a Coherent Theory of Environmentally Significant Behavior 总被引:6,自引:0,他引:6
Paul C. Stern 《The Journal of social issues》2000,56(3):407-424
This article develops a conceptual framework for advancing theories of environmentally significant individual behavior and reports on the attempts of the author's research group and others to develop such a theory. It discusses definitions of environmentally significant behavior; classifies the behaviors and their causes; assesses theories of environmentalism, focusingespecially on value-belief-norm theory; evaluates the relationship between environmental concern and behavior; and summarizes evidence on the factors that determine environmentally significant behaviors and that can effectively alter them. The article concludes by presenting some major propositions supported by available research and some principles for guiding future research and informing the design of behavioral programs for environmental protection. 相似文献
210.