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Ingo Bode Felix Wilke 《KZfSS K?lner Zeitschrift für Soziologie und Sozialpsychologie》2014,66(3):371-396
Financial advice given by consultants is crucial for retirement saving decisions. We argue that those willing to save are facing a dilemma since there is a widespread mistrust towards the financial industry while financial advice is indispensable for coping with complexity in the decision process. Exploring the case of the state-subsidized Riester-pension in Germany, we show that savers construct personal relationships with the advisor to deal with this complex dilemma in terms of theories on trust. Using a mixed-method design embracing both quantitative techniques—cross-sectional as well as longitudinal (fixed-effects) approaches—and qualitative evidence, we shed new light on old age saving decisions. In detail, the exploitation of longitudinal surveys (of GSOEP and the German SAVE Panel 2004–2010) and of 18 problem-centred interviews provides the following findings: (1) Retirement saving decisions often rely on pre-existing relationships to financial advisors. (2) The less alternative resources available, the more savers rely on these relationships. (3) Financial advisors use their existing relationships to sell pensions. (4) The qualitative material unveils different patterns concerning the decision-making process which are trusteeship, strategic alliance, and acceptable ad-hoc collaboration. Altogether, the widespread idea of private retirement saving resulting from an atomistic and rational planning of the future is an illusion. 相似文献
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Leonie Katharina Fischer Verena Rodorff Moritz von der Lippe Ingo Kowarik 《Urban Ecosystems》2016,19(3):1231-1249
How urban habitats contribute to biodiversity conservation is a key challenge in a rapidly urbanising world. Urban parks can provide important habitats for native species, but previous studies are geographically biased; fast growing megacities, in particular in South America, are clearly understudied. To assess habitat functions and underlying drivers in parks of Santiago de Chile, we analysed the assemblages of wild growing plant species in two ubiquitous park habitat types (grasslands, wooded areas) in 15 parks (150 plots) along an urban-rural gradient. We first used linear contrasts to compare species richness, beta diversity and the proportion of introduced species. We then tested for the explanatory value of environmental variables operating at different spatial scales (plot, park, urban matrix). Unlike in most previous studies, biodiversity patterns were not related to the position of the parks on the urban-rural gradient. Introduced species, mostly from Europe, generally dominated both habitat types (>90 %). Socio-economic (population growth or density), but not spatial, variables were retained in most models. Maintenance intensity was most influential in predicting species assemblages, complemented by park age in wooded areas. A high proportion of European grassland species indicates a trend of homogenisation in park grassland at a cross-continental scale. We conclude that habitat functions of urban parks for native species that have been mainly demonstrated for Europe cannot be generalised to South American megacities. This highlights the need for innovative and locally appropriate conservation approaches (e.g., re-introduction of native species) to foster biodiversity functions in urban parks of South American megacities. 相似文献
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Closure under the operation of forming coherent systems of independent components is a desirable property for a class of life distributions. We show that the NBUFR class possesses this property. 相似文献
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Ingo Zimmermann 《Organisationsberatung, Supervision, Coaching》2016,23(4):427-438
Coaching as an instrument of staff development is becoming increasingly popular. The different coaching concepts comprehend praxeological and methodological orientations, and their metatheoretical base often remains largely unreflected. This paper situates coaching as a distinct profession with a stand-alone approach within the sciences. In the sense that coaching processes transcend conflicts and presented topics on underlying needs attributed to significant connection points to the theories Johan Galtung and the “capability approach” resulting in the tradition of Amartya Sen and Martha Nussbaum. This is preceded by a meta-theoretical localization of the process of a praxeology of coaching. 相似文献
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Third sector, or not-for-profit, organizations have been viewed in many parts of Europe as agencies that can be harnessed by public policy programmes to support the socially excluded. Within the emerging mixed economy of welfare, third sector agencies offering training, support and employment for groups disadvantaged in the labour market provide an important example. This illustrates, from one specific field, the dynamics occurring at the interface between public and third sectors in the delivery of public policy goals. This article examines both the history of 'partnership regimes' in this field and the evolving local organizational arrangement. The developments in the contrasting welfare regimes of Britain and Germany, which exemplify different institutional traditions, are analysed. The potential impact of regulatory changes on the capacity of third sector work integration agencies to deliver policy goals is assessed in both countries using evidence from recent case study research. The analysis suggests that the emerging managerialist partnership structures are tending to convert third sector organizations into 'just in time' deliverers of poor programme outcomes in both welfare regimes while also eroding their distinctive potential to provide more than mere labour market integration. 相似文献
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Urban Ecosystems - In an era of rapid urban growth, conserving biodiverse urban green spaces is challenging, especially in developing countries. Culturally protected areas including sacred sites... 相似文献
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Stefan Hielscher Jan Winkin Angela Crack Ingo Pies 《Voluntas: International Journal of Voluntary and Nonprofit Organizations》2017,28(4):1562-1594
The literature on nonprofit management has embraced the concept of “accountability” to target urgent challenges related to NGO probity and integrity, and there have been attempts in the literature to use rational-choice-based governance approaches to solve them. Although the existing principal–agent frameworks provide important insights, they are limited to the analysis of financial relationships between NGOs and donors. We contribute to the literature in developing a comprehensive rational-choice-based governance approach to analyze all stakeholder relationships of NGOs. Applying the research program of ordonomics, we unpack two fundamental interaction problems: (a) the “stakeholder dilemma” between the NGO and a single accountability holder as a one-sided social dilemma and (b) the “competition dilemma” among rival NGOs as a many-sided social dilemma. We show that improving NGO accountability in relation to intended beneficiaries, peer organizations, and the general public also requires identifying the underlying governance problem as a competition dilemma focusing on collective self-regulation as a solution. 相似文献