Strategic issues for the Trustee Savings Banks

Since the mid-1970s, the TSB Group has changed from a group of 73 savings banks offering basic deposit services to one of the U.K.'s leading financial service groups. The object of this article is to outline the background to the U.K. savings bank movement, the TSB Group's strategy in the period 1976–1984 and current business issues. The article is divided into four sections: The Background to the U.K. Savings Bank Movement; TSB in Transition 1976–1984; The TSB Group Reconstruction; TSB in the 1980s and 1990s.     

Economic antecedents of mental hospitalization: a nineteenth-century time-series test

More than 100 studies have cited M. Harvey Brenner's (1973) claim that fluctuations in the economy increase the onset of mental illness and thus generate increases in mental hospitalization. Published attempts to replicate Brenner, however, have considered only twentieth-century data. One of Brenner's most memorable claims was that a stable inverse relationship between mental illness and the economy could be seen over a 127-year span beginning in the early nineteenth century. Unfortunately, no research since Brenner's has considered nineteenth-century populations. In this paper we analyze the hypothesis that economic change provokes a substantial fraction of first admissions to mental hospitals. We used admissions registers from the three institutions to construct a data base that approximates a psychiatric case register for a nineteenth-century American city from 1881 to 1891. Time-series tests show no support for the "provocation" hypothesis.     

Smoking and Membership in a Fraternity or Sorority: A Systematic Review of the Literature

Abstract

Objective: Fraternity and sorority members have higher rates of smoking than other college students. This systematic review examines studies that included fraternity/sorority membership in their investigation of smoking behaviors. Participants/Methods: Studies identified in MEDLINE, PsychInfo, JSTOR, CINAHL, ERIC, and Google Scholar published between 2003 and 2013 were included if they included fraternity and/or sorority membership, were written in English, published in a peer-reviewed journal, and had smoking as an outcome variable. Nineteen studies were identified for the review. Results: Fraternity/sorority members were more likely to be nondaily smokers. Members who lived in the fraternity/sorority house had higher rates of smoking than members who lived elsewhere. Fraternity/sorority member smoking was associated with alcohol and other substance use. The influence of no-smoking policies on fraternity/sorority member smoking was also examined. Conclusions: Fraternity/sorority membership was associated with higher rates of smoking, but this association was influenced by other substance use and environmental factors.     

Adopted adults’ perception of their need to search: Implications for clinical practice

Abstract

This paper extracts some common themes that have emerged from various studies of adoptees’ searches and reunions. It then considers the potential relevance of these themes in sharpening the diagnostic and therapeutic acumen of the dynamically‐oriented clinician treating the adopted client. Implied are modifications in treatment approaches that should be considered in working with the adoptee.     

Using information on realized effects to determine prospective causal effects

The potential outcomes approach to causal inference postulates that each individual has a number of possibly latent outcomes, each of which would be observed under a different treatment. For any individual, some of these outcomes will be unobservable or counterfactual. Information about post-treatment characteristics sometimes allows statements about what would have happened if an individual or group with these characteristics had received a different treatment. These are statements about the realized effects of the treatment. Determining the likely effect of an intervention before making a decision involves inference about effects in populations defined only by characteristics observed before decisions about treatment are made. Information on realized effects can tighten bounds on these prospectively defined measures of the intervention effect. We derive formulae for the bounds and their sampling variances and illustrate these points with data from a hypothetical study of the efficacy of screening mammography.     

留住高绩效员工!——企业必须像管理资产那样对待人力资本

近几年来，企业界兴起了“新型工作合约”，其主题是员工对自己的工作负责，企业为员工提供培训、晋升等各种机会。但无论对企业还是对员工来说，这种合约都没有发挥出应有的作用。领导者对如何在经济动荡时期留住高绩效员工知之甚少。     

Detecting interaction links in a collaborating group using manually annotated data

Identification of network linkages through direct observation of human interaction has long been a staple of network analysis. It is, however, time consuming and labor intensive when undertaken by human observers. This paper describes the development and validation of a two-stage methodology for automating the identification of network links from direct observation of groups in which members are free to move around a space. The initial manual annotation stage utilizes a web-based interface to support manual coding of physical location, posture, and gaze direction of group members from snapshots taken from video recordings of groups. The second stage uses the manually annotated data as input for machine learning to automate the inference of links among group members. The manual codings were treated as observed variables and the theory of turn taking in conversation was used to model temporal dependencies among interaction links, forming a Dynamic Bayesian Network (DBN). The DBN was modeled using the Bayes Net Toolkit and parameters were learned using Expectation Maximization (EM) algorithm. The Viterbi algorithm was adapted to perform the inference in DBN. The result is a time series of linkages for arbitrarily long segments that utilizes statistical distributions to estimate linkages. The validity of the method was assessed through comparing the accuracy of automatically detected links to manually identified links. Results show adequate validity and suggest routes for improvement of the method.     

Abortion costs, sexual behavior, and pregnancy rates

This paper empirically examines the question: Do the direct (price) and indirect (restrictive abortion laws) costs of obtaining an abortion have an impact on the likelihood of women becoming pregnant? Using the economic model of fertility control, the empirical results find that increases in the real price of obtaining an abortion cause a statistically and numerically significant decrease in the pregnancy rate of all women of childbearing age (15–44 years) and teens (ages 15–19). A state parental involvement law is also found to decrease the pregnancy rate of all women of childbearing age and an even numerically larger decrease for teens. A state Medicaid funding restriction of abortion, waiting period law, and mandatory counseling law do not have a statistically significant impact on the pregnancy rate of either group. Taken together the empirical results are consistent with the hypothesis that women's sexual behavior is influenced by the direct and indirect cost of obtaining an abortion.     

The impact of tax rates, political partisanship and economic variables on the distribution of state and local tax burdens

This study finds that the effective state and local tax rate for the top 1% of income households as a percentage of the effective state and local tax rate for the bottom 20% of income households in 2002 is significantly influenced by whether a state has a multi-rate income tax, right-to-work laws, the liberalism of a state's electorate, the average tax burden in a state and past tax policy. Democratic Party strength in state government, Republican or Democratic Party institutional control of state government, change in real per capita income, a Democratic Governor and the change in the share of income going to the top 1% of income households are not significant predictors. The empirical results are identical for the top 2-5% of income households to the bottom 20% of income households.