Policy tenure under the U.S. National Flood Insurance Program (NFIP)

In the United States, insurance against flood hazard (inland flooding or storm surge from hurricanes) has been provided mainly through the National Flood Insurance Program (NFIP) since 1968. The NFIP covers $1.23 trillion of assets today. This article provides the first analysis of flood insurance tenure ever undertaken: that is, the number of years that people keep their flood insurance policy before letting it lapse. Our analysis of the entire portfolio of the NFIP over the period 2001-2009 reveals that the median tenure of new policies during that time is between two and four years; it is also relatively stable over time and levels of flood hazard. Prior flood experience can affect tenure: people who have experienced small flood claims tend to hold onto their insurance longer; people who have experienced large flood claims tend to let their insurance lapse sooner. To overcome the policy and governance challenges posed by homeowners' inadequate insurance coverage, we discuss policy recommendations that include for banks and government-sponsored enterprises (GSEs) strengthening their requirements and the introduction of multiyear flood insurance contracts attached to the property, both of which are likely to provide more coverage stability and encourage investments in risk-reduction measures.     

Improved Transferability of Data‐Driven Damage Models Through Sample Selection Bias Correction

Damage models for natural hazards are used for decision making on reducing and transferring risk. The damage estimates from these models depend on many variables and their complex sometimes nonlinear relationships with the damage. In recent years, data‐driven modeling techniques have been used to capture those relationships. The available data to build such models are often limited. Therefore, in practice it is usually necessary to transfer models to a different context. In this article, we show that this implies the samples used to build the model are often not fully representative for the situation where they need to be applied on, which leads to a “sample selection bias.” In this article, we enhance data‐driven damage models by applying methods, not previously applied to damage modeling, to correct for this bias before the machine learning (ML) models are trained. We demonstrate this with case studies on flooding in Europe, and typhoon wind damage in the Philippines. Two sample selection bias correction methods from the ML literature are applied and one of these methods is also adjusted to our problem. These three methods are combined with stochastic generation of synthetic damage data. We demonstrate that for both case studies, the sample selection bias correction techniques reduce model errors, especially for the mean bias error this reduction can be larger than 30%. The novel combination with stochastic data generation seems to enhance these techniques. This shows that sample selection bias correction methods are beneficial for damage model transfer.     

Beggars can be choosers: Resource scarcity,dynamism, search activities,and their joint impact on performance

Research on firm search stresses the need for firms to adapt and align concurrently with their environment to optimize the ability to sense and seize opportunities for sustained performance. We postulate resource scarcity as an important contingency factor for the search-performance relationship, and assess its joint influence with high and low dynamism. Using a dataset spanning 23 years, we examine the performance implications of combinations of internal and external exploratory and exploitative search in resource-scarce environments, under conditions of high and low dynamism. We find that resource scarcity is an important condition for performance stemming from exploratory and exploitative search: even under conditions that involve low dynamism, but joined with resource scarcity, firms may benefit from pursuing exploratory and exploitative knowledge simultaneously.     

Network Embeddedness in Exploration and Exploitation of Joint R&D Projects: A Structural Approach

This paper analyses how network embeddedness affects the exploration and exploitation of R&D project performance. By developing joint projects, partners and projects are linked to one another and form a network that generates social capital. We examine how the location, which determines the access to information and knowledge within a network of relationships, affects the performance of projects. We consider this question in the setup of exploration and exploitation projects, using a database built from an EU framework. We find that each of the structural embeddedness dimensions (degree, betweenness and eigenvector centrality) have a different impact on the exploration and exploitation project performance. Our empirical analysis extends to project management literature and social capital theory, by including the effect that the acquisition of external knowledge has on the performance of the project.     

Die Rolle von Psycholog/innen in den Medien

The role of psychologists in the mediaDiscribing the phenomena of frequently asking journalists the authors are trying to describe the social meaning of role-and functiontaking of the science of psychology in the public discussion. They are following the question whether it could be possible to publish scientific results without banalizing, taking part in voyerism and reprehensible emotion creating.     

Entwicklung eines Programms zur kollegialen Introvisions-Supervision (KIS) für inner- und außerschulische Handlungsfelder

This article presents a new program of collegial supervision called ‘Collegial Introvision-Supervision’ (KIS). This phased program is based upon different concepts of collegial supervision (Pallasch, 1996; Spiess, 1996; Voss, 1996) and in particular on concepts of the TZI group supervision (Meister, 1996). The theoretical development is based on the ‘Integrative Introvision-Councelling’ and the practical foundation builds upon numerous supervision experiences of the author as well as upon tests in two projects of the professional education of teachers and social workers. A substantial aim of this new program is to find a procedure that optimises the perception of the factors taking part in the educational situation in order to make, based on that new perception, a new situational processing possible which allows a more appropriate educational reaction. The core of this change of perception is to reduce biographically caused aspects of a stress-generating estimation of the situation and to establish a calmer educational-acting mode.     

Pädagogische Beratung und psychoedukatives Coaching

This article presents a teaching concept that lets students of the educational fields acquire counselling qualifications along with their curriculum. The importance of offering this course at the university of Hamburg, where a first test-run is conducted, is discussed. Further, the theoretical background, course contents and structures of the planned addition qualification “educational counselling and psycho-educative coaching” are shown. Finally, the current implementation and its progression is described together with an accompanying survey.     

Ein Experiment zum Einfluss der Situation auf physische und psychische Nähe

The influence of the social situation on the physical distance and, as measured by a questionnaire, emotional intimacy between participants was experimentally studied (N = 90) in a cooperative, a competitive, and a neutral social situation. Results indicate that the physical distance was greatest under neutral conditions. The cooperative condition produced the strongest feeling of intimacy. It is argued that the neutral condition is irrelevant to the participants’ behaviour and level of attention to other persons. Further, intimacy can only arise if an interaction is both positive and relevant. The correlation between physical and emotional distance turned out to be relatively small, in accordance with the range usually given for attitudebehaviour correlations.