Mindfulness in financial literacy

ABSTRACT

Financial education is becoming imperative in a society that has pitfalls for unwary consumers. To ensure effectiveness, educational strategies must take into consideration the readiness of consumers to learn the curriculum. Behavioral economics highlights the obstacles that educators face in promoting financial efficacy. Such obstacles include envy, fear, greed, and other all too familiar human failings. One innovative model, mindfulness, provides insight into the human dynamics of personal financial behaviors. This article ties together financial education, mindfulness techniques, and transtheoretical stages of readiness. The impact of gradually introduced educational tasks is presented with an eye toward clients’ stages of readiness, and mindfulness addresses the emotional burdens of altering a financially profligate lifestyle.     

Quality of Life in a City: The Effect of Population Density

There exist a number of concepts andoperational definitions of quality of life. Inthe present study the aim has been to develop acomprehensive, global index of quality of life,and relate the sub-indexes and global index tovarious socio-demographic variables, somatichealth and density of population in theresidential area. The sample consisted of 2066individuals between 18 and 65 years old fromthe common population. Seven sub-indexes weredeveloped. They constituted one factor withmoderate intercorrelations between thesub-indexes. Good somatic health, living in astable relationship with a partner, preferablymarried, in a less densely populated area,having a good education, a good income andbeing a younger female were the independentstatistical determinants of global quality oflife. However, various sub-indexes were relatedto different socio-demographic variables. Agewas oppositely related to differentsub-indexes. The study shows the importance ofwhat type of quality of life is investigated.To our knowledge, this is the first study ofthe effect of population density on quality oflife.     

Intergroup Competition and Attitudes Toward Immigrants and Immigration: An Instrumental Model of Group Conflict

High levels of worldwide migration paired with increasingly negative attitudes toward immigrants and immigration in host countries indicate that it is crucial to gain an understanding of the bases of these attitudes. This article discusses one determinant of negative attitudes toward immigrants and immigration: perceived competition for resources. We present our instrumental model of group conflict, which suggests that competition for resources, and attempts to remove this competition, are important determinants of intergroup attitudes and behavior. We then review relevant research on perceived competition and attitudes toward immigrants and immigration. We conclude by discussing the implications of this research for attempts to alleviate tension between immigrants and members of host populations, and for our more general model of group conflict.     

Deconstructing language practices: discursive constructions of children in Individual Education Plan resource documents

Although Individual Education Plan (IEP) resource documents in Ontario, Canada aim to assist children in achieving their special educational goals, a point of disjuncture exists between the documents’ intentions and children’s actual experiences. Addressing this issue is crucial in preventing inequity and fostering educational development and social well-being for children. We employ critical discourse analysis informed by disability theory to deconstruct the language practices used to conceptualize children in IEP resource documents. Our purpose is to question the underlying assumptions regarding representations of children and illuminate the potentially harmful consequences of such conceptions. We expose the presence of both neutral and harmful language practices and consider how such language may shape the way the documents translate from policy to practice. This study offers a model through which the language of other special education documents can be critically evaluated and proposes potential avenues for creating documents that avoid disabling children further.     

The blurred edges of intellectual disability

The label of ‘intellectual disability’ can be a very blurred concept, because for those on the borders their label often arises from the interaction of the individual with their environment, from their socio-economic status, and from the social role which they choose to undertake. This paper explores the contested notion of intellectual disability in the context of people who have been in trouble with the law in England, and contrasts their situation with that of people who have been protected by best interests decisions under the Mental Capacity Act (England and Wales). People who are on the ‘borderline’ of having an intellectual disability, like any citizens, have a range of intersecting identities. Drawing on the notions of ‘interactional’ disability theory, we reflect on the shifting, relative nature of intellectual disability, and the need for the law to focus on support needs, rather than on impairment.     

Childhood Ethics: An ontological advancement for childhood studies

We describe an ontological approach to childhood studies that we refer to as Childhood Ethics. This involves an interdisciplinary hermeneutic orientation towards examining the morally meaningful dimensions of matters that affect young people. We draw on our empirical research with young people from 3- to 17-years old, examining their experiences in a diversity of contexts and geographical settings. Our investigations challenge dominant binary conceptions of young people along lines of decisional in/capacity and im/maturity. We argue for a view of children as active agents with meaningful relational engagements and participation interests and capacities and outline corresponding implications for research and practice.