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11.
Two-sided intergenerational moral hazard occurs (i) if the parent’s decision to purchase long-term care (LTC) coverage undermines the child’s incentive to exert effort because
the insurance protects the bequest from the cost of nursing home care, and (ii) when the parent purchases less LTC coverage, relying on child’s effort to keep him out of the nursing home. However, a “net”
moral hazard effect obtains only if the two players’ responses to exogenous shocks fail to neutralize each other, entailing
a negative relationship between child’s effort and parental LTC coverage. We focus on outcomes out of equilibrium, interpreting
them as a break in the relationship resulting in no informal care provided and hence high probability nursing home admission.
Changes in the parent’s initial wealth, LTC subsidy received, and child’s expected inheritance are shown to induce “net” moral
hazard, in contradistinction to changes in child’s opportunity cost and share in the bequest. 相似文献
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We propose a class [I,S] of loss functions for modeling the imprecise preferences of the decision maker in Bayesian Decision Theory. This class is built upon two extreme loss functions I and S which reflect the limited information about the loss function. We give an approximation of the set of Bayes actions for every loss function in [I,S] and every prior in a mixture class; if the decision space is a subset of , we obtain the exact set. 相似文献
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In this paper, a mixture model under multiplicative censoring is considered. We investigate the estimation of a component of the mixture (a density) from the observations. A new adaptive estimator based on wavelets and a hard thresholding rule is constructed for this problem. Under mild assumptions on the model, we study its asymptotic properties by determining an upper bound of the mean integrated squared error over a wide range of Besov balls. We prove that the obtained upper bound is sharp. 相似文献
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We propose to use multilevel discrete-time hazard models to assess the impact of societal and individual level covariates on the timing and occurrence of third births. We focus mainly on the impact of educational attainment on third births across 15 European countries. From the analysis in this paper, the effect of education on the propensity to have a third child is found to be negative. This education effect is not significantly weakened by the Nordic countries, but living in Scandinavia does increase the hazard for a third birth. 相似文献
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Adiel T. De Almeida Filho Christophe Mues Lyn C. Thomas 《Production and Operations Management》2010,19(6):698-708
This paper builds a dynamic programming model to optimize the collections process in consumer credit. It determines which collections actions should be undertaken and how long they should be performed, including theoretical results about the form of the optimal policy under certain conditions. Finally, a case study is described based on data from the collections department of a European bank. 相似文献
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This paper examines empirically the interaction between immigration and host country economic conditions. We employ panel vector autoregression (VAR) techniques for a large annual data set on 22 OECD countries over the period 1987–2009. The VAR approach addresses the endogeneity problem by allowing for endogenous interactions between the variables in the system. Our results provide evidence of migration contribution to host economic prosperity (positive impact on GDP per capita and negative impact on aggregate unemployment, native‐ and foreign‐born unemployment rates). We also find that migration is influenced by host economic conditions (migration responds positively to host GDP per capita and negatively to host total unemployment rate). 相似文献
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