Symbiosis of Microcredit and Private Moneylending in Cambodia

Microcredit's potential for poverty reduction is a highly contested issue. In Cambodia, the dramatically increasing commercial microcredit coexists with widespread private moneylending. These two practices are rooted in different economic world views: neoliberalism on the one hand, and the traditional Khmer economic sociality permeated by patronage on the other. The ethnography shows that far from competing with each other, microcredit and private lending have adapted to form a symbiotic relationship, and much private lending is financed through microcredit. While microcredit is often beneficial to people living well above the poverty line, the widespread access to credit, through microloans as well as private lending, is threatening the livelihoods of the economically most vulnerable and precipitating their social, economic and spatial exclusion from their local communities. In contrast to the social and economic exclusion caused by land grabbing and forced evictions, which has received a fair amount of public attention, exclusion as a consequence of indebtedness has, for sociocultural reasons, remained much less visible.     

Bullying and Victimization Among Young Elementary School Children: The Role of Child Ethnicity and Ethnic School Composition

School-aged children with an ethnic minority background are relatively often involved in bullying and victimization, but the role of ethnic composition of schools in this context remains unclear. This study examined the relation between ethnic minority background, ethnic school composition, and bullying behaviour around primary school entry in the Netherlands. The study was based on a 2008/2009 school survey in Rotterdam, a Dutch city where about 50 % of children have a non-Dutch background. For 8523 children, teacher reports of bullying behaviour at age 5–6 years were available. Children with a non-Dutch background had higher odds of being a victim (adjusted OR 1.41, 95 % CI 1.11, 1.80), bully (OR 1.38, 95 % CI 1.20, 1.58) or bully-victim (OR 1.38, 95 % CI 1.19, 1.62) than children of Dutch national origin. Ethnic diversity in schools increased children’s risk of bullying behaviour (e.g. OR_victim per 0.1 increase in 0–1 diversity range = 1.06, 95 % CI 1.00, 1.13), with children of both Dutch and non-Dutch national origin relatively more often involved in bullying in ethnically diverse schools. The proportion of same-ethnic peers in school reduced the risk of bullying among children of Dutch national origin (e.g. OR_victim per 10 % more same-ethnic children = 0.90, 95 % CI 0.83, 0.98), but not among non-Dutch children. In conclusion, ethnic minority background and ethnic diversity within schools are risk factors for bullying among 5–6 year olds. Plausibly, reductions in absolute numbers of bullying events may be obtained with tailor-made interventions in ethnically diverse schools. Such interventions should preferably be offered early in the school curriculum.     

ENTREPRENEURIAL SOCIAL INFRASTRUCTURE AND LOCALLY INITIATED ECONOMIC DEVELOPMENT IN THE NONMETROPOLITAN UNITED STATES

A community embeddedness perspective hypothesizes that nonmetropolitan localities high on entrepreneurial social infrastructure (ESI) are more successful at implementing economic development projects than those lacking ESI. ESI is a format for converting social capital into organizational forms that facilitate collective action. Logistic regression revealed that localities with projects were more likely to have an unbiased newspaper, multiple contributions by financial institutions to community projects, and more external linkages, Project communities place more emphasis on citizen involvement through civic organizations than through local government. Community-based patterns of interactions and organization are associated with successful collective economic development action.     

An exploratory study of the relation between concrete and abstract product attributes

It is argued that the abstract product attributes that consumers mention in a research setting should not be interpreted as combinations of the more concrete attributes consumers mention. Results from a laddering study show that a majority of elicited abstract product attributes are unrelated to concrete attributes. Furthermore, these unrelated abstract attributes are about different product aspects than the related abstract attributes. These findings are discussed in the light of the problem of ‘actionability', and of models for new product development.     

How Integrated are Finns in the Swedish Labour Market? Outcomes of Free Labour Mobility

DANS QUELLE MESURE LES FINLANDAIS SONT-ILS INTÉGRÉS AU MARCHÉ DU TRAVAIL SUÉDOIS ? RÉSULTATS DE LA LIBRE MOBILITÉ DE LA MAIN-D'OEUVRE
En raison d'un accord instituant un marché commun nordique du travail, les Finlandais constituent, depuis des décennies, le plus grand groupe d'immigrés en Suède. Pourtant, rares sont les études qui ont spécifiquement tenté de déterminer dans quelle mesure ils sont intégrés au marché du travail. Cet article vise à combler en partie cette lacune en examinant comment les Finlandais ont réussi avant et après la crise économique des années 90. Les niveaux d'emploi et les salaires des immigrés finlandais dans la force de l'âge sont comparés à ceux des Suédois de souche à l'aide d'échantillons représentatifs de la population totale de 1990 et 2001. Nous cherchons à déterminer dans quelle mesure tout écart peut être attribuéà de simples facteurs de base tels que l'âge, le sexe, le niveau d'éducation et la région de résidence. D'après nos constatations, les salaires et niveaux d'emploi des Finlandais de sexe masculin sont environ 10% moins élevés que ceux des Suédois de souche et cet écart tend à devenir plus marqué au fil du temps. Il existe toutefois des variations considérables entre les cohortes d'immigrés, et les différences de niveaux d'éducation ne jouent un rôle significatif qu'en ce qui concerne les écarts de salaire. Les Finlandaises semblent en revanche mieux intégrées, leurs résultats sur le marché du travail étant très semblables à ceux des Suédoises de souche.     

A longitudinal analysis of household and nonhousehold living arrangements in later life

Most explanatory models of living arrangements in later life link the decision process surrounding choice of living arrangement to personal resources such as income and health. Applications of these models, however, are based for the most part on cross-sectional rather than longitudinal data. In this paper we examine living arrangements in later life among the nonmarried population aged 55 and over, using data from the Survey of Income and Program Participation. We observe individuals as they change living arrangements, die, or become institutionalized. Our results suggest that economic resources dominate the decision-making process in transitions across different household arrangements, whereas health is most important in explaining institutionalization.     

Psychiatric Non-institutionalisation: Whose Needs are Served?

This article outlines the social problems experienced by persons with a chronic psychiatric disability, and their families. The disabled person's lifestyle is characterised by poor social and vocational skills, poverty, inadequate accommodation and alienation. Many of these problems increase the dependence of the disabled person, emotionally and financially, on their family of origin. The author suggests that these social problems will only be ameliorated if family members are provided with active support and information, and if hospital and community services are integrated and complementary. The disabled person's quality of life can only be improved by accessible intensive social and vocational rehabilitation programs. As these issues are not being comprehensively addressed at the present time family self-help organisations such as the Association of Relatives and Friends of the Mentally III (ARAFMI) will need to politicise their plight.     

Gambling on casinos: A political economy of Australian developments

The proliferation of commercial casinos in Australia over the past decade has transfigured the face of Australian gambling. This paper examines the implications of the precarious relations that exist between casino operations and the regulatory structures established to control them. While Australian casinos share many of the general features and problems of casinos in the United States and Britain, the Australian approach to the selection and control of casinos and the types of corporate organizations licensed to operate casinos has been quite distinctive. The various State governments also have adopted distinctly regional responses based on different moral climates, political-economic calculations and market competition. However, in their haste to secure a share of the casino market, governments have welcomed the involvement of large corporations in Australian gambling. The power of these economic forces and changing environmental conditions present a challenge to the capacity of governments to determine gambling trends in the country.