Individual Pension Plans in Spain: How Expected Change in Future Income and Liquidity Constraints Shape the Behavior of Households

Understanding the motives that underlie Spaniards’ retirement saving decisions is important because many, if not most, future retirees will need to rely on personal savings to maintain a decent standard of living. The governor of the Bank of Spain has stated recently that the current public pension system will not guarantee an adequate pension to the citizens, advising to save now for retirement. In this debate on public pensions, and the complementary role that private pensions might play in Spain, this article has shed light on the decision of Spanish households to engage in individual pension plans and it has identified which factors determine the total amount saved in such retirement plans. Using micro data from the Bank of Spain (Survey of Household Finances 2011), the analysis has revealed that the expectations of lower future income, along with preferences for the financial risk and education, exert an important influence on the likelihood of enrolling in a private pension plan. University education minimizes the myopic behavior of households in the sense of making them more forward-looking and cautious in the face of their future well-being. Additionally using Heckman’s methodology to correct for the problem of selection bias, our results have revealed that liquidity constraints affect negatively the total amount of money saved for retirement.     

Bat boxes in urban non-native forests: a popular practice that should be reconsidered

Impact mitigation practices are currently one of the hottest topics in conservation and regarded as priorities worldwide. Forest bat populations are known to provide important ecosystem services such as pest control and bat boxes have become one of the most popular management options for counteracting the loss of roosts. However, bat boxes tend to be employed in non-native forests near highly humanized areas where human disturbance is higher. The aim of this study was to evaluate how the surrounding landscape composition affects bat box occupancy in urban non-native forests along the Mediterranean corridor in the Northeastern Iberian Peninsula. Two hundred wooden bat boxes were monitored in young non-native forests in the period 2004–2012. The influence of land cover on occupancy rate of bat boxes was analysed at the landscape level in a 5 km buffer around bat-box stations. In total, 1659 inspections were carried out, in which a 15 % occupancy rate was detected. Bat boxes hosted three different species (Pipistrellus pygmaeus, Pipistrellus kuhlii and Nyctalus leisleri). More than 70 % of the occupancy can be explained by habitat and spatial composition. The presence of urban areas around bat boxes tends to have a negative impact on bat occupation rates; by contrast, forest coverage has a positive effect, especially for the tree-dwelling bats. These patterns could be associated with the large number of available roosts in buildings, microhabitat or phylopatry. Thus, to increase success, we suggest that landscape composition should be considered when using bat boxes for conservation.     

Life pattern of urban trees: A growth-modelling approach

Urban afforestation improves life quality in urban centers providing social and environmental benefits. Understanding growth of urban trees exposed to air pollution will support planning, managing and expanding urban areas. This approach intends to determine growth patterns of urban trees to support future urban planning. Non-destructive samples were collected from trees of Araucaria angustifolia (Bertol.) Kuntze in Araucaria city, Parana State, Brazil. Growth rings were related to pollutant concentrations and meteorological series. Growth reduction was observed except in the border areas of the city. Trees established during or after the period of industrialization incentives were most affected by air pollution, indicating that immature plants are more vulnerable. Sulphur dioxide and nitric oxide significantly affected growth of smaller trees. Those greater than 60 cm dbh did not demonstrate significant correlation with any identified pollutant. As the trees established before accentuated urbanization were less affected by air pollution, it is reinforced the importance of preserving remaining urban trees. We suggest that planning urban afforestation should precede industries placing. When urban planning is impossible, new planted trees should not be expected to grow as in free pollution areas, but they will still present satisfactory diameter increment, contributing to improve local urban environment.     

Roma and the politics of double discourse in contemporary Europe

ABSTRACT

The article analyses the politics of ‘double discourse’ in relation to Roma that has evolved in contemporary neoliberal Europe. On the one hand, the double discourse promotes the integration, rights and equal opportunities of Roma, on the other, it denies recognition of, and ways to address, enduring structural violence and rising social insecurity. The article argues that the politics of ‘double discourse’, as a neoliberal approach towards Roma, is structured by two contradictory discourses that speak to different audiences, using duplicitous approaches to create anti-Roma consensus and maintain the critical difference and subordinated position of the racialised Romani populations in Europe. By studying the representation of Roma in the cases of so-called 'child theft' in Greece and Ireland, and in the recent ‘refugee crisis’, the paper identifies and discusses three dimensions of contemporary neoliberal double discourse: racialised de-Europeanisation, neoliberal undeservingness and (dis)articulation of citizenship.     

Urban habitats can affect body size and body condition but not immune response in amphibians

Does urbanization affect key life-history traits in native organisms? Some studies show that urban areas reduce diversity in certain taxa, but there is little insight into how these environments affect physiological and ecological traits. Urban areas have distinct physical structure and ecological processes compared to original habitats. The environmental changes associated with urban areas can influence the costs and benefits of different traits and behaviors of local organisms. Some of these effects have been explored in groups such as birds, but we might expect stronger effects in animals with reduced mobility, such as amphibians. Importantly, the effects of urban habitats on amphibians have not been explored, in spite that these are the most threatened vertebrate group in the world. Here, we compared three main traits related to the fitness of amphibians in urban and natural habitats: body size, body condition and immune response. To test the generality of our results, we assessed adult males of four amphibian species. We found that the body size was larger in urban environment populations in three of four studied species, while the body condition was better in the urban populations of two aquatic newt species. Finally, we found no effect of urbanization on the immune response of individuals of any species. In conclusion, we show that different species of amphibians may be affected differently by anthropogenic habitat alteration depending on their specific ecology.     

Digital media,subcultural activity and youth participation: the cases of protest rap and graffiti in Portugal

Over the last decade, we have witnessed the emergence of an academic debate surrounding the relationship between youth and the ‘new media’, with a particular emphasis on the social uses of different digital technologies within the sphere of youth activity. A specific area of research has been dedicated to studying the use of digital media in the context of the so-called youth subcultures. With this article we expect to contribute to this ongoing debate, by examining the problem through an analysis of two interconnected case studies: protest rap and illegal graffiti. Both cases may be defined as subcultures, insofar as they are characterized as alternative, subterranean, and to a certain extent, subversive movements. The empirical ground for this discussion is based on several investigations, with a qualitative basis, carried out by the authors in the course of over a decade in Portugal. This extended time frame allowed ample access to a diversified and matured analytical material and enabled a better perspective of the developments and the mutations involving the appropriation of the digital media. Our researches have shown that digital media and technologies have been gradually integrated in these urban youth subcultures, accomplishing several strategic roles.     

Cosmopolitan stance negotiation in multicultural academic settings

Our analysis of an informal event involving Chinese and Spanish students and lecturers displays the cumulative nature of stance negotiation in multicultural settings. It also highlights the role of sociocultural and ideological elements in stancetaking, not only in relation to the positions adopted by the participants, but also in the successive redefinition and reframing of the stance objects. Sociocultural and ideological elements are also crucial for the collective construction of intersubjectivities, particularly among mobile citizens. The way in which our international students managed to overcome misalignments, the values and ideologies evoked within the interaction, reveal nuances of cosmopolitanism that point to a globalization of tastes triggered by multiculturalism and the worldwide expansion of capitalism. Sharing a cosmopolitan orientation, however, did not prevent ideological contradictions among the participants. An analysis of how these were voiced and negotiated allows grasping the remarkably wide spectrum of cosmopolitanism(s) today.     

Usability and Feasibility Study of a Remote Cognitive Behavioral Therapy System with Long-Term Unemployed Women

We present the results of the use of a cognitive behavioral therapeutic intervention tool to improve the mental, physical, and social health of a group of long-term unemployed women in Spain. Method: We sent automated text messages (SMS) to the mobile phones of long-term unemployed women selected at random from public social services. During a 28-day intervention period, women received four daily automated text messages on her mobile phone on a predetermined hourly schedule. We measured depression symptoms at the start and end of the intervention and we analyzed qualitative data to determine the acceptability of a remote SMS program. Results: Depression symptoms using the Personal Health Questionnaire-9 (PHQ-9), went from an average of 13.8 at baseline to 4.9 at the end of 28 days (p?=?0.89). One hundred percent of the women reported that they liked receiving the text messages and most found them helpful.