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1.
When estimating loss distributions in insurance, large and small losses are usually split because it is difficult to find a simple parametric model that fits all claim sizes. This approach involves determining the threshold level between large and small losses. In this article, a unified approach to the estimation of loss distributions is presented. We propose an estimator obtained by transforming the data set with a modification of the Champernowne cdf and then estimating the density of the transformed data by use of the classical kernel density estimator. We investigate the asymptotic bias and variance of the proposed estimator. In a simulation study, the proposed method shows a good performance. We also present two applications dealing with claims costs in insurance.  相似文献   
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The likelihood ratio test for cointegrating rank is analyzed for partial (or conditional) systems in the vector autoregressive error-correction model. Under the assumption of weak exogeneity for the cointegrating parameters, the asymptotic distributions are given and tables of critical values are provided. A discussion is given of some of the assumptions of the model, why they are needed, and how they are tested.  相似文献   
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We identify the political conditions that shape the economicposition of married/cohabiting women and of the economicallymost vulnerable group of women—single mothers. Specifically,we examine the determinants of reductions in single mothers'poverty rate due to taxes and transfers, and women's wages relativeto spouses'/ partners' wages. The Luxembourg Income Study archiveyields an unbalanced panel with 71 observations on 15 countries.The principal determinants of poverty reduction due to taxesand transfers are left government, constitutional veto points,and welfare generosity. The relative wage of women in couplesis a function mainly of female labor force participation, parttime work among women, and women's mobilization. In explainingthe causal pathways to these outcomes, we highlight the interrelationshipsof welfare state, care, and labor market policies.  相似文献   
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Mark Nielsen 《Infancy》2009,14(3):377-389
Following Meltzoff's (1995) behavioral reenactment paradigm, this study investigated the ability of 12‐month‐olds (N = 44) to reproduce a model's attempted‐but‐failed actions on objects. Testing was conducted using a novel set of objects designed to enable young infants to readily identify the potential outcome of the model's actions. Infants who saw an adult's attempted‐but‐failed actions now produced her intended outcomes at an equivalent rate to infants who saw the model's completed acts, and significantly more so than infants who either observed an adult manipulating the test apparatus using nontarget actions or who did not see any actions demonstrated on the test apparatus. This result shows that, contrary to previous studies, 12‐month‐olds can produce the intended but unconsummated acts of others.  相似文献   
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This essay reviews the most significant contributions of psychodynamic thought to the field of couple therapy. It distills the work of numerous clinicians and researchers who, though writing from diverse perspectives, share fundamental assumptions and concerns. Rather than emphasizing differences between schools of thought, this paper mines their best contributions in a discussion of five central therapeutic targets: underlying issues, divergent subjective experiences, transferences, projective identification, and acceptance. Two detailed cases illustrate the benefits and techniques for targeting these five therapeutic domains. Video Abstract is found in the online version of the article .  相似文献   
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We examine how openness interacts with the coordination of consumption–leisure decisions in determining the equilibrium working hours and wage rate when there are leisure externalities (e.g., due to social interactions). The latter are modelled by allowing a worker's marginal utility of leisure to be increasing in the leisure time taken by other workers. Coordination takes the form of internalising the leisure externality and other relevant constraints (e.g., labour demand). The extent of openness is measured by the degree of capital mobility. We find that: coordination lowers equilibrium work hours and raises the wage rate; there is a U-shaped (inverse-U-shaped) relationship between work hours (wages) and the degree of coordination; coordination is welfare improving; and, the gap between the coordinated and uncoordinated work hours (and the corresponding wage rates) is affected by the extent and nature of openness.  相似文献   
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There is growing recognition of urban areas as hosts for innovative ways to conserve and promote biodiversity. Parks, as one specific type of urban green space, constitute particularly important biodiversity hotspots in the cityscape. We reviewed empirical findings on the species richness in urban parks across all species groups that have been studied. The aim was to assess and discuss the overall species richness of urban parks, its community attributes and drivers. Search and subsequent selection process resulted in 62 papers from 25 different countries. For all examined species groups, the findings consistently show that parks are among the most species rich types of urban green spaces, but also that exotics constitute large shares, especially of plant species. Key ecological theories like the gradient approach and the island habitat ecological theory, and fundamental ecological relationships such as the species-area relationship are valid despite the manipulated ‘nature’ of parks and the surrounding urban matrix. Most studies surveyed large number of parks and applied ‘multi-scale’ approaches in tests of confounding variables, providing methodological strength. While matrix effects are consistently found to affect species richness negatively, the diversity of habitats and microhabitat heterogeneity contained in urban parks appears as the most decisive factor for the overall species richness. However, a constraint of research to date is the limitation of individual studies to one or a few species groups, rarely bridging between flora and fauna. Adopting ‘multi-species group’ approaches in future research is needed to further advance the understanding of the overall biodiversity of urban parks, and its drivers.  相似文献   
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Empowerment is a keyword in treatment. Users should have the means and possibilities to influence their treatment and become self-managing. Drawing on ethnographic fieldwork in a Danish methadone treatment project, we find that the practices of users and staff are often not carried out in accordance with governmental intentions. We identify a gap between the official notions of treatment and practices. We analyse the notions and practices of empowerment by applying two analytical perspectives. First, we apply a constructionist perspective in which empowerment is analysed as wanting to set users ‘free’ but also as ways to govern. We elaborate the analysis by applying a more practice-oriented focus. Drawing on this perspective, we analyse the ways in which staff and users constantly produce, construct and negotiate institutional practices that differ from the governmental intentions for treatment.  相似文献   
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