Competition in retail banking

This article analyses the reasons for increased competition in retail banking. The author emphasizes the willingness of his and other banks to respond to the changing requirements of customers and describes innovations in the banking industry. The conclusion suggests how the banks' range of products and services may develop in the future.     

Couple Therapy as a Method for Treating Male Exhibitionism: "Flashing"

The exhibiting of the genitals by males has previously been defined as symptomatic of narcissism and infantile sexuality. Viewed as a developmental anomaly of emotional life, treatment has been focused upon stimulating personal development by working out the problems which have inhibited maturation. Results have been discouraging. As an alternative, defining the problem as symptomatic of disturbances in basic relationships and treating the current central relationships as the focus offers a strong opportunity for inducing satisfactory changes.     

A Multi-Faceted Response to an Adolescent's School Failure*

A family-based, multi-system intervention is described as a response to three years of an adolescent's school failure. In a case study describing an unmotivated family, unmotivated school, and systems-oriented helpers, an intervention plan is developed that is directed toward improving the adolescent's school behavior and performance. Family therapy occurred concurrently with those interventions. A family-trained psycho educational consultant is employed to mediate between family and school to avoid disturbing the integrity of the therapists relationship with the family. Short-term effects of these procedures are described.     

The end of rapid increase in the use of oral anovulants? Some problems in the interpretation of time series of oral use among married women

Several problems in the interpretation of time series of oral anovulant usage are discussed, among them the shifting marriage-duration distribution over time. Standardization fails to negate the conclusion that the rate of increase in the proportion of women using orals has slackened since January 1966. Separate analyses by duration-specific rates of use and by marriage cohorts show that the two factors sustaining the initial spectacular growth rate in the use of orals-the ever—higher initial use rates of new marriage cohorts and the rapid adoption of orals among earlier cohorts at later durations—have lost their sustaining force. Further analysis indicates that concern over the pill as a health hazard is a major deterrent to substantial increase in oral usage. A final distribution of women by risk status with respect to oral use, and current and prospective oral use, shows that under present circumstances the maximum oral use rate will be considerably less than unity.