知识资本与中小企业发展研究——兼评“中小企业融资难”命题的真伪

企业规模大小的差别,在于企业注册资本的高低和销售收入市场份额的多少。中小企业的本质特征是注册资本少、生意小,营业收入少。中小企业占中国企业总数的99%以上的数据,不够真实。中小企业融资难命题难以成立。我国小企业最缺少的是知识资本,大中型企业最缺少的是技术资本;技术、信息和知识,已成为现代企业的核心资本。金融政策难以解决中小企业的融资难问题。政府收购和参股,以及优化小企业要素资本结构,则是解决小企业融资难及促进其可持续发展的根本出路。     

硅谷银行模式与科技型中小企业融资

科技型中小企业是我国高新技术产业发展的生力军,是科技成果转化的孵化器,是我国经济发展的重要增长点。融资困难是影响我国科技型中小企业发展的重要因素之一。虽然我国采取了多项措施支持科技型中小企业融资,但由于融资规模有限,还远远不能满足企业需求。发展专业服务于科技型中小企业的科技银行——美国硅谷银行发展模式,是解决这一难题的一条重要途径,但发展风险投资、强化信用环境是两个必要的条件。     

天津H奶制品公司营销方案研究

本文通过对天津H奶制品公司营销方案的实证研究,对当今奶制品营销的方式弊端进行了分析并提出了改进意见,为中小型企业能够在我国快速发展的奶制品市场上获得一席之地提供了一些营销案例上的借鉴。     

中小企业物流融资“银企政合作”模式探析

近年来银行界已开发出与中小企业生产、经营和投资活动相关的物流融资业务,但中小企业融资难问题仍未解决。我国目前中小企业进行物流融资面临社会背景、银行政策和自身问题等多重困难。通过对操作模式的理性思考,可以破解物流融资误区,更新物流融资观念,并利用“银企政合作”物流融资模式指导中小企业物流融资。     

Dual language contexts in social work practice: the Gaelic in the Comhairle nan Eilean Siar region (Outer Hebrides,Scotland) and Spanish in the Southwestern United States

This paper addresses the complex historical/political scenarios of Spanish-speaking people in the Southwestern USA and of Gaelic speakers in the Outer Hebrides. It examines (1) the historical background and current status of Spanish in the Southwestern USA and Gaelic in the Outer Hebrides; (2) comparative issues in relation to the use of dual languages; and (3) the challenges that communication in more than one prevalent language present to social work service providers. It is based on field research in the Southwestern USA (primarily Arizona) and the Comhairle nan Eilean Siar region (Outer Hebrides, Scotland). While these two areas might appear totally different, the commonalities created by English as the default but not always the primary language of clients in both settings make the comparisons intriguing.     

After Hispanic Studies: On the Democratization of Spanish-Language Cultural Study

This essay scrutinizes the professional demographics by subfield specializa-tion at several university cohorts to demonstrate the overwhelming overrepre-sentation of Peninsular themes (and thus a eurocentric register) in Span-ish-language cultural studies in the US. While Mexico has approximately three times more inhabitants than Spain, many departments do not have a single specialist on Mexico — but 97.7 percent of departments surveyed had multiple Peninsular specialists. Departments culturally engineer classrooms towards eurocentric aesthetics by over-hiring specialists in Peninsular fields, which concomitantly overrepresents those disciplines in pedagogy, publications, departmental norms, and nomenclatures. This hege-monic model presupposes a euro colonality/superiority, making classrooms a forum of social misrepresentation and nondemocratic portrayals of cultural goods like literature, film, art, idioms, and spoken accents in Spanish. The eu-rocentric model has notable outcomes in student behavior: undergraduates in such environments are much more likely to choose Spain over Latin America for study-abroad.

This article argues that the traditional eurocentric hiring norms should transi-tion to a more democratic approach, so that the cultures and societies — and thus people of those societies — be treated in a more egalitarian fashion. A conviction to abandon Hispanic studies as privi-leged player in Spanish-language cultural study strives to undo the colonial controls that yet inform curricula, and gestures towards a new future. Detach-ing our faculties from the implied belief that European (Spanish) culture is preeminent requires a restructuring of both critical vocabularies and profes-sional norms. In the context of such comprehensive and perennial disciplinary eurocentrism, endorsing Latin-American studies as a privileged location is not only necessary, but decades overdue. If pedagogical canons are democratized for the long term, the myth of Spanish exceptionalism, upon which present canonic imbalances are maintained, will cease to be self-evident.     

敞开机会窗口共性技术服务平台建设

加快共性技术服务平台建设无疑为中小企业的发展敞开了机会的窗口,在提升中小企业创新能力和管理水平的同时,逐渐构建与完善共性技术服务平台的建设,使其步入社会化、市场化、专业化。文章对国内外服务平台的现状进行了分析,比较经济发达国家的通行做法和成功经验,指出我国共性技术服务平台建设处于起步发展阶段,并提出了构建与完善我国中小企业共性技术服务平台的相关对策。     

供应链金融——河南省中小企业融资新途径

介绍了供应链金融的含义和主要的业务模式,分析了供应链金融在河南的发展现状和遇到的障碍,并结合实际给出了在河南省推广供应链金融的对策建议。     

建设活力城市——北京世界城市建设的重点领域

活力城市是一种城市发展质量的综合表现形态,也是世界城市的显著特征。北京将世界城市作为未来城市发展的愿景,必须从提高城市活力上着手。为此应不断打破多种形式的垄断,营造有利于企业和消费者的经济环境;强化对中小高新技术企业的支持力度;建设产业友好型、高效服务型政府。     

河北省中小企业上市融资的困境与对策

2009年10月我国创业板的成功推出为中小企业直接融资和风险资本的退出提供了有效的渠道,完善了现有融资体系中的短板,对多层次资本市场建设起到了强有力的推动作用。在各省市纷纷提出加快区域内企业上市融资工作的背景下,通过对比分析河北省与发达省份在中小企业板和创业板上市状况差异,探寻河北省中小企业上市融资困境的主因,进而提出政府主导系统整合相关资源、加大财政金融政策的扶持、增强企业与中介机构的有效对接、完善信用担保体系、提高企业创新能力等措施,系统推进河北省中小企业上市融资工作。