商业银行贷款定价模型构造研究

本文从贷款定价的原则和因素分析着手 ,提出贷款价格由核心价格、风险附加价格和可折让价格三部分组成 ,并建立了贷款定价数学模型。同时 ,利用决策树实现了贷款定价决策。     

V＋Rv带宾语的语义框架

以往关于动结式带宾语的研究往往只注意了能否带宾语及其制约因素,但对所带宾语的种类却极少涉及,而这一问题的解决对机器翻译,尤其是同声传译将起到重要的作用。文章认为每个词在其所处的语言系统中占有特定位置,与系统中的某些词具有优先的或固定的组合搭配关系,即每个词都有其默认状态。以当代认知语言学的理论为指导,文章对V Rv能带什么的宾语,它的识别、提取和匹配及推导进行了讨论,得出结论:V对所带宾语提供可能性,面Rv作出限制和选择,也就是说V Rv能带什么样的宾语是有理可据的,其识别和推导是可能的。     

建设工程管理决策中的系统分析方法

管理决策的科学性取决于管理方法、手段和技术的有效性。基于决策问题的系统分析方法是实施科学决策的基础,决策问题的提出是系统科学发展的动因。建设工程管理决策树立系统观点、应用系统方法进行量化和优化是提高其决策质量的有效方法。从系统分析与决策、建设工程管理决策的系统观以及建设选址问题中系统分析方法的应用三个方面理论与实际相结合,阐明了系统量化与优化对于建设工程管理决策的辅助支持作用,以期增强建设工程管理决策活动应用系统方法的自觉性,提高管理决策的质量和能力,促进建筑业的健康良性发展。     

Threshold decisions: how social workers prioritize referrals of child concern

This paper examines local authority social workers' decision‐making when considering referrals of children, where the concerns are on the margin of child protection procedures. In doing so, it describes the findings of a qualitative research study undertaken in the policy context of attempts to ‘refocus’ social work practice in the late 1990s and early twenty‐first century. Data collection involved interviews with social workers and parents in 23 cases. Conclusions are that referrals were evaluated on the basis of five key factors, specificity, severity, risk, parental accountability and corroboration, the use of which determined whether an initial assessment or an investigation of alleged abuse took place. The analysis builds on previous work in the child protection field, but demonstrates how the application of these factors differs between cases of child concern and cases of child protection. Policy implications concern the complexity of decision‐making in the uncertain context of limited referral information and it is proposed that the simplistic notion of a continuum of abuse is now outdated. Copyright © 2006 John Wiley & Sons, Ltd.     

一种基于神经网络和决策树的信用评估新方法

分析了数据挖掘在国内外金融领域的应用及研究现状,提出了一种基于神经网络和决策树相结合的信用评估新方法。该方法通过RBF神经网络,进行条件属性裁减,并利用决策树抽取出评估规则。此方法利用神经网络的“黑箱”工作特性,选择重要条件属性,并利用决策树自动生成评估规则,大大提高了信用评估的效率和客观性。     

电子商务经营模式的演化与创新

经营模式是一个公司赖以生存的经营方法,企业通过它在价值链中的位置来赚钱。电子商务经营模式是企业开展电子商务的方式,企业通过这种方式持续经营并获得利润。它经历了一个不断演化的过程,内容涉及企业的战略、结构、流程和技术。目前,电子商务经营模式正从产品创新、客户关系、基础设施、财务管理等方面进行创新。     

贫困地区低保动态管理探析

本文从贫困人口需求获得经济利益与主体管理部门动态性控制二者的矛盾入手,对贫困地区低保动态管理的内涵进行了探析,并将低保动态管理分为三个类型:一是对象平行动态,二是实行标准上下动态,三是需求类型变化动态,进而提出了解决低保动态管理问题的路径及措施.     

普通高校大学体育"三自主"选课模式的构建

在分析我国普通高校体育课教学现状的基础上,根据新颁布的《全国普通高等学校体育课程教学指导纲要》精神,结合多年体育教学改革实践,提出了高校应构建以人文为特色的高校体育课程体系,实施“三自主”选课机制,并针对“三自主”选课机制,设计出网上选课及管理的具体实施办法,为普通高校提供一定的参考价值。     

Physiologically Based Liver Modeling and Risk Assessment

Because of the inherent complexity of biological systems, there is often a choice between a number of apparently equally applicable physiologically based models to describe uptake and metabolism processes in toxicology or risk assessment. These models may fit the particular data sets of interest equally well, but may give quite different parameter estimates or predictions under different (extrapolated) conditions. Such competing models can be discriminated by a number of methods, including potential refutation by means of strategic experiments, and their ability to suitably incorporate all relevant physiological processes. For illustration, three currently used models for steady-state hepatic elimination--the venous equilibration model, the parallel tube model, and the distributed sinusoidal perfusion model--are reviewed and compared with particular reference to their application in the area of risk assessment. The ability of each of the models to describe and incorporate such physiological processes as protein binding, precursor-metabolite relations and hepatic zones of elimination, capillary recruitment, capillary heterogeneity, and intrahepatic shunting is discussed. Differences between the models in hepatic parameter estimation, extrapolation to different conditions, and interspecies scaling are discussed, and criteria for choosing one model over the others are presented. In this case, the distributed model provides the most general framework for describing physiological processes taking place in the liver, and has so far not been experimentally refuted, as have the other two models. These simpler models may, however, provide useful bounds on parameter estimates and on extrapolations and risk assessments.     

基于数据挖掘的客户关系分析评价系统

分析功能的深化是客户关系管理(CRM)的一大发展趋势,应用数据挖掘技术建立的CRM分析评价系统,可以对客户的行为以及市场趋势进行有效的分析,为企业的各种决策提供定性和定量的依据。该系统主要模块包括:客户细分模块、客户行为分析模块和市场趋势分析模块。以上各个模块涉及了企业关心的各种客户行为及市场行为,通过各个模块的分析,企业可以辨认出高端客户,理解各种客户行为模式,并掌握市场发展趋势以保证企业在激烈的竞争中立于不败之地。