欧美商业银行金融信息化发展对我国的启示

金融信息化是随着西方金融发展趋势递进的,同时又是在金融业和信息技术相互作用中不断发展的.目前跨国经营和混业经营成为发达国家金融业的主流模式,信息化已成为影响现代金融发展的核心要素,成为欧美金融业发展和创新的重要驱动力.本文介绍了欧美银行业信息化发展的趋势,通过对比我国金融信息化的现状,提出我国要借鉴发达国家银行业信息化的经验,同时结合自身优点及特点,提升我国银行业信息化水平.     

办学要素的生态型混合：高职院校混合所有制改革的系统化建构

混合所有制改革是激发高职院校办学活力的重要方略。高职院校混合所有制改革过程中面临着办学要素离散的困境,主要体现为目标理念不明晰、改革策略措施单一化、支持环境不健全等。破解之道是形成办学要素的生态型混合,促进混合所有制生成的内部要素与外部支持条件的系统化重建,推进高职院校混合所有制的科学建构与可持续发展。     

R290/R600a混合制冷剂在房间空调器应用的可行性研究

针对当前房间空调器应用的制冷剂R22具有全球变暖潜能值高的缺点,课题组提出将R290和R600a以95%/5%的比例组成碳氢混合工质来替代R22。以REFPROP 9.1为基础分析R22,R290和95% R290/5% R600a的环境及热物理性能,并在理论工况下进行计算;在某防爆实验室内,对R22房间空调器使用3种制冷剂后在额定制冷、制热工况下的性能进行测试并分析数据。结果表明：额定制冷工况下,混合工质的输入功率比R22低17.31%,制冷量为R22的85.85%;额定制热工况下,混合工质的输入功率仅为R22的80.58%,制热量比R22低8.72%;在2种工况下,混合工质的性能系数分别比R22高3.82%和13.26%。另外,混合工质与R290的各项性能参数差别不大,而在制热工况下混合工质的性能系数高于R290。综上,R290/R600a混合制冷剂性能优良,在房间空调器上具有替代R22的可行性。     

混合经济模式：中国的经验和前途

新中国50年经济运行表明,凡是实行多种经济共同发展方针则民富国强,若实行单一的公有经济则民穷国困。20世纪的历史证明,国家社会主义与私人资本主义两个极端都不成功,混合经济模式却富有生命力,它将是21世纪经济发展的方向。     

关于民族乡的几个问题

我国少数民族杂散居地区包括少数民族杂居地区和少数民族散居地区。民族乡是根据宪法和其他法律规定在少数民族杂居地区建立的乡一级基层行政区域。无论是从民族乡产生的社会历史背景、过程以及所依据的理论看,还是从几十年来民族乡的实践看,民族乡都与一般乡有很大的区别,体现出自治的性质。属民族区域自治性质的乡级基层政权,是我国民族区域自治制度的补充。为此,本文建议在宪法和其他法律中明确规定民族乡的这一性质和地位,以利于做好民族乡的工作,保障杂居地区少数民族的平等权利。     

Diagnostics in elliptical regression models with stochastic restrictions applied to econometrics

We propose an influence diagnostic methodology for linear regression models with stochastic restrictions and errors following elliptically contoured distributions. We study how a perturbation may impact on the mixed estimation procedure of parameters in the model. Normal curvatures and slopes for assessing influence under usual schemes are derived, including perturbations of case-weight, response variable, and explanatory variable. Simulations are conducted to evaluate the performance of the proposed methodology. An example with real-world economy data is presented as an illustration.     

Goodness-of-fit tests of generalized linear mixed models for repeated ordinal responses

Categorical longitudinal data are frequently applied in a variety of fields, and are commonly fitted by generalized linear mixed models (GLMMs) and generalized estimating equations models. The cumulative logit is one of the useful link functions to deal with the problem involving repeated ordinal responses. To check the adequacy of the GLMMs with cumulative logit link function, two goodness-of-fit tests constructed by the unweighted sum of squared model residuals using numerical integration and bootstrap resampling technique are proposed. The empirical type I error rates and powers of the proposed tests are examined by simulation studies. The ordinal longitudinal studies are utilized to illustrate the application of the two proposed tests.     

Variable selection in elliptical linear mixed model

Variable selection in elliptical Linear Mixed Models (LMMs) with a shrinkage penalty function (SPF) is the main scope of this study. SPFs are applied for parameter estimation and variable selection simultaneously. The smoothly clipped absolute deviation penalty (SCAD) is one of the SPFs and it is adapted into the elliptical LMM in this study. The proposed idea is highly applicable to a variety of models which are set up with different distributions such as normal, student-t, Pearson VII, power exponential and so on. Simulation studies and real data example with one of the elliptical distributions show that if the variable selection is also a concern, it is worthwhile to carry on the variable selection and the parameter estimation simultaneously in the elliptical LMM.     

Life and labor on the internal colonial edge: Political economy of kolberi in Rojhelat

Through the investigation of kolberi (cross-border labor), this paper sheds light on the state’s policy of de-development (or internal colonialization) of the Kurdish region (known as Rojhelat) in Iran. While the most dangerous form of labor, kolberi has become a dominant employment opportunity for Rojhelat Kurds in the last decade. There are no Iranian state laws criminalizing kolberi, and yet those laborers die on a regular basis—being shot or thrown off mountain cliffs by the state forces, stepping into minefields, and so forth. Nevertheless, there is not a single scholarly paper on this subject. Using the mixed methods research approach, our study analyzes the existing data along with in-depth interviews with 20 people who are currently engaged in kolberi to contextualize this understudied phenomenon. Our finding demonstrates that kolberi is a direct outcome of a uni-ethno-religious policies of development and part and parcel of the state's Perso-Shi‘ification strategy in Kurdistan. Therefore, kolberi is more of a political phenomenon than an economic one.