Parental transfer of financial knowledge and later credit outcomes among low- and moderate-income homeowners

It is well established that acquiring financial skills during childhood is linked with better savings in adulthood. Little is known, however, about the relationship between parental teaching of money management early in life and children's financial outcomes in adulthood. This is particularly true for low- and moderate-income (LMI) households. Using data from Community Advantage Program survey data for 2,389 LMI homeowners, we find that adults who report receiving high levels of money-management teaching in childhood from their parents are associated with higher credit scores and lower credit card debt in adulthood. We also find that the level of parental financial teaching influences the relationship between children's later educational attainment and credit scores. These findings suggest implications for initiatives promoting financial capability for parents and children.     

Parental Suicidal Ideation and Child Depressive Symptoms: The Roles of Optimism and Gratitude

Abstract

This study aimed to compare the influence of paternal and maternal suicidal ideation on child depressive symptoms and examine the moderating effects of children’s positive psychological traits: optimism and gratitude. A cross-sectional survey with 302 children and parents from five primary schools in Hong Kong were recruited. Results indicated that maternal suicidal ideation was significantly related to child depressive symptoms while paternal suicidal ideation was not. Moreover, the moderating effects of child optimism and gratitude were shown in the link between paternal suicidal ideation and children depressive symptoms. In contrast, the influencing power of maternal suicidal ideation of maternal suicidal ideation seems too strong to be attenuated by child optimism and gratitude. Findings of this study implicate the importance of prevention and intervention to suicidal parents and their offspring. Besides, positive psychology programs to enhance child optimism and gratitude might promote child resilience in the face of parental suicidal ideation. Future research is suggested to include other risk factors and protective factors that might be involved in the complex pathway from parental suicidal ideation to their children’s depression, and to collect data from multiple informants of a longitudinal representative sample.     

In support of mothers’ employment: limits to policy convergence in the EU?

This article compares 11 Western European countries with respect to public policies that promote the employment of mothers: maternity and parental leave, childcare provisions and family-related tax credits and allowances. The goal of this analysis is to characterise trends in the development of these policies from the mid-1980s to the present and identify the degree of policy convergence in this area of social policy. The process of convergence is analysed along two sets of criteria: the amount and forms of provisions, and the coherence of policies (eligibility, funding mechanisms, locus of regulation and quality control). The analysis is informed by theories of welfare regimes that identify distinctive patterns in which national policies shape the employment of women: general family support, dual-earner families and market-oriented families. Findings of the study reveal limited development towards harmonisation of national social policies. Such resilience of national welfare regimes can be attributed to institutional path dependence, on the one hand, and to minimal EU efforts to harmonise social policies, on the other. The article suggests that integrating markets have so far had a limited effect on social policy development, but that there are positive signs that convergence is possible in the future.     

Parental investment in childhood and educational qualifications: Can greater parental involvement mediate the effects of socioeconomic disadvantage?

Parental involvement is important for later well-being since it conveys to children that parents are interested in their development. In socioeconomically disadvantaged homes this involvement becomes even more important. This paper asks: Can the social capital produced by greater parental involvement mediate some of the harmful effects of less financial capital? Data are from the National Child Development Study; a longitudinal study of children born in Britain in 1958. Results suggest that parental involvement does matter, but it depends on when involvement and economic hardship are measured, as well as type of involvement and parent gender. Father interest in education reduces the impact of economic hardship on education the most, especially at age 11. Both father and mother interest in school at age 16 have the largest direct impact on education. The frequency of outings with mother at age 11 also has a larger direct impact on education than outings with father, however, neither compare with the reduction in the effect of economic hardship as a result of father interest in school.     

论文艺鉴赏活动中的“出”与“入”

中国文学批评中的"入出"说,强调鉴赏者既要入境入情,也要以审美的态度对作品进行赏析和评判."入"与"出"的统一是鉴赏者情感与理性的统一,内心与外物的统一,也是鉴赏者与作品之间"合"与"分"的统一.这种统一,从本质上看就是审美体验.     

Does death really make us equal? Educational attainment and resource compensation after paternal death in Finland

Attempts to explain the persistent importance of family background for children's educational attainment typically highlight the ways in which parents pass down educational, economic and social resources to their children. However, parental resources may also play a crucial role for preventing family crises from spiraling into cumulative disadvantage. To study such compensation processes, we examine the consequences of a father's death on children's educational trajectories, using a Finnish register-based sample of children born between 1982 and 1987. The results based on multilevel linear probability models both support and contradict our compensation hypothesis. Children who lost their father were not more likely to drop out of upper secondary school, as long as their surviving mother had high levels of socioeconomic resources. Similar compensation processes were visible in the case of entering polytechnic higher education. However, with regard to university attendance, bereavement noticeably reduced the traditional advantage of children with high-resource parents.     

从奖励到权利——生育护理假的正当性论证

生育护理假是国家通过法律赋予男职工在妻子生育时所享有的照顾配偶和婴儿的假期。目前我国把生育护理假作为计划生育奖励手段具有局限性,忽略了职工的基本需求,不利于职工权益保护,也与国际社会保障立法趋势不相符,因此我国应该赋予男职工享有生育护理假的权利。生育期间家庭收入降低、支出增加,为了保障职工休假权的实现,特别是低收入群体能够实现休假权,国家应该通过生育保险制度为其在生育护理假期间提供津贴保障。如果男职工确实因工作需要无法休假,单位应向其支付经济补偿。     

Fathers at work: explaining the gaps between entitlement to leave policies and uptake

ABSTRACT

Why are fathers in Scotland unlikely to use the full range of leave benefits available to them? Taking a capabilities approach allows us to explore the perspective that some fathers may experience an agency gap and thus not have the capabilities to utilise entitlements. This paper addresses the question empirically using a mixed-methods design which includes: analysis of data from the Growing up in Scotland study, 20 in-depth qualitative interviews with fathers of young children working in the public sector in dual-earner couples, as well as an audit of extra-statutory benefits offered to fathers by employers. We argue that the reliance on an extra-statutory leave system in the UK explains at least part of the gap between fathers’ entitlement to and uptake of statutory leave, as such benefits are not routinely available to all parents. The extra-statutory entitlement is more than just a ‘top-up’ to the statutory; it is rather a conversion factor for the take up of statutory entitlement, by fathers. Organisational cultural norms support many employed fathers in taking a couple of weeks leave post-birth, but longer leave duration for fathers is not yet a usual parenting practice in Scotland, particularly lower down the income distribution.     

Workplace support and European fathers’ use of state policies promoting shared childcare

ABSTRACT

Social policies such as paternity leave and parental leave offer fathers the opportunity to be more involved in childcare than earlier generations of fathers. While such policies are increasingly offered by governments around the world, research by the International Network on Leave Policies and Research shows that many European fathers do not take advantage of these benefits, despite fathers’ growing interest in participation in early childcare. This article introduces a special issue devoted to understanding how the workplace can impact European fathers’ interest in and abilities to take leave, a topic that has received relatively little research attention. The articles in the special issue suggest that barriers to European fathers’ leavetaking are deeply embedded in workplace culture and work practices and will be difficult to eradicate without a dramatic challenge to the concept of the male ideal worker, who prioritizes work above family.     

FATHERS TAKING PARENTAL LEAVE AND THEIR INVOLVEMENT WITH CHILDREN

Parental leave has been promoted as a way to enhance employed fathers’ involvement with their children. Leave patterns, factors affecting these patterns and the impact of taking leave on involvement with children were assessed for fathers in 38 couples. Parents, contacted through their employers, completed self-administered questionnaires on their work schedule changes after the arrival of a baby, reactions to these changes, childcare activities and attitudes. The mother's and father's assessments in each couple were averaged to measure 21 different aspects of fathers’ involvement. Fathers who took leave were more likely to share some specific childcare tasks with mothers than fathers who did not take leave but no differences were found for time spent with children or taking responsibility for childcare. Parents’ equalitarian beliefs, income and education had more impact than taking leave on fathers’ overall involvement in childcare.

Se ha promovido La Licencia de Paternidad como una forma para ayudar a los padres que están empleados a involucrarse con sus hijos. Los patrones de estas licencias, los factores que afectan estos patrones, y el impacto que tiene esta licencia en las relaciones con los niños fueron evaluadas por los padres en 38 parejas. Los padres, contactados por sus empleadores, completaron cuestionarios sobre los cambios en sus horarios de trabajo después de la llegada del bebé, las reacciones a esos cambios, actividades para el cuidado del niño, y sus actitudes. Se hizo un promedio midiendo los 21 diferentes aspectos del involucro de los padres presentado en las evaluaciones hechas por la madre y el padre en cada pareja. Los padres que tomaron licencia de paternidad, generalmente compartieron con la madre algunos aspectos específicos para el cuidado del niño a diferencia de los padres que no tomaron la licencia, pero no se encontraron diferencias sobre el tiempo empleado con los niños o en las responsabilidades del cuidado de los mismos. En general, las creencias sobre la igualdad, la situación económica y la educación de los padres, tuvo más impacto que el involucrarse totalmente en el cuidado de los niños de los padres con licencia de paternidad.