Research in family financial counseling

Domains of family financial counseling research are proposed in order to establish criteria for assessing research needs in this relatively new field. Identification of the research domains implies progress for an emerging profession. A survey of the family financial counseling research to date is reported. Results of research in several domains are shown to demonstrate how results from empirical studies can contribute to the theory and practice of family financial counseling.Research conducted under the auspices of Agricultural Experiment Station Research Project 01803, Family Economic Problems and Resource Management.Dr. Williams is an Associate Professor in the Department of Consumer Sciences and Retailing, Purdue University, West Lafayette, Indiana 47907. Her Ph.D. was received from Purdue. Current research interests include income adequacy, economic security, financial problems, and financial counseling.     

发达国家高校办学财政资助模式的探讨

发达国家高校办学有多种模式,其中财政资助模式是其共同特点之一。经费的自主调配权是发达国家高等教育自主性的重要标志。面对高等教育的重要性和高校经费短缺的现状,各国政府采用经济功能参与高等教育的宏观管理。财政资助模式在英、法、美、日、德等发达国家又显示出不同的特点,探讨其成功经验对促进我国高校办学与国际接轨具有重要的借鉴意义。     

数据的法律属性及其民法定位

随着人工智能技术的发展, 全球进入\     

国际资本流动冲击有利于经济增长吗

本文估算并应用潜在产出描述经济增长,尝试从国际合作角度设定动态结构面板向量自回归模型,识别自发性国际资本流动的综合性结构冲击,并进一步分解为共同冲击和特有冲击,提出研究国际资本流动冲击对经济增长影响的计量思路,以金砖国家为例进行实证分析。研究发现：国际资本流动冲击对金砖各国经济增长的效应因资本账户开放进程而异,但对金砖整体经济增长存在正效应,且不为金砖各国之间的资本流动冲击所扰;将金砖国家视为以国际合作形式联合的整体进行计量分析是可行且有经济意义的。中国应推进包括金砖国家在内的全方位南南合作,不断完善资本账户开放条件,分散国际资本流动冲击并使其有利于长期共同发展。     

‘Wallbanking’, innovativeness and computer attitudes: 25–40-year-old ATM-users on the spot

Attitudes towards ‘wallbanking’ (making use of banking services through an Automated Teller Machine (ATM)) and self-reported frequency of wallbanking have been related to attitudes towards innovations and towards computers. The investigation also included the perception of advantages as well as disadvantages of wallbanking, factors that determine one's choice of a bank, man-machine problems related to the use of an ATM, and demographic factors. Using a sample of 201 respondents in the age range of 25 to 40 years, structural equation modeling revealed that wallbanking attitudes have a major influence on the frequency of using ATMs. The innovativeness attitude ‘New is wasteful’ also showed a clear negative link with the frequency of wallbanking. On the other hand, the relationship between computer attitudes and the frequency of using ATMs had to be rejected. Income and education proved to have an indirect link with the frequency of wallbanking, which refines other research findings. These results may reflect specific financial management characteristics of the age group under investigation.     

Household Debt and Marital Instability: Evidence from the Korean Labor and Income Panel Study

Korean society has recently experienced rapid increases in household debt and divorce rates. This study investigates whether household debt and debt ratios lower marital stability and increase the probability of divorce among Korean families. Six-year panels from the Korean Labor and Income Panel Study (KLIPS) household surveys were used for analysis. The effect of household debt upon the probability of divorce was estimated through pooled and population-averaged Logit models. The results suggest that household financial strain measured by the amount of household debt and the debt-to-income ratios does not significantly affect the probability of divorce. This finding contradicts the widespread notion that households’ excessive borrowing has been partially responsible for the recent increase in divorce rates in Korea.

广西壮族自治区自治条例之立法思考

广西壮族自治区自治条例立法曲折,其草案历经19稿,至今仍无法出台。究其原由主要在于对自治区自治条例的定位不准确,自身存在立法缺陷。在立法环境日渐成熟的情境下,广西应厘清对自治区自治条例的认识,适度掌握立法权限,制定出高质量的自治条例,为自治权的充分行使提供法律依据,为广西的民族法治建设奠定良好的法制基础。     

英国都铎王朝的财政结构及王权和议会的关系

都铎王朝财政收入结构由普通收入和非常收入两部分组成。从都铎王权财政收入结构看,王权对议会具有很强的依赖性,这突出体现在关税和议会税在财政结构中的地位和作用上。这种依赖性在很大程度上决定了王权和议会的关系,主要表现在"王在议会"和"议会至上"原则萌芽以及王权有限性和议会权力增长等方面。这种独特的关系对英国政治和历史产生深远影响。     

经济帮助制度的思考

经济帮助制度对离婚时处于困境的当事人产生了积极的作用,但在适用过程中暴露出制度设计简单等诸多问题。从社会性别视角出发,通过中外相关制度的比较、借鉴,提出完善我国经济帮助制度的建议。