Consumer bankruptcy and default: The role of individual social capital

In this paper, we empirically assess the role of individual social capital on personal bankruptcy and default outcomes in the consumer credit market. After controlling for a borrower’s risk score, debt, income, wealth, and legal and economic environments, we find that default/bankruptcy risk rises and then falls over the lifecycle, while a borrower who owns a home or is married has a lower risk of default/bankruptcy. Moreover, a borrower who migrates 190 miles from his “state of birth” is 17% more likely to default and 15% more likely to file for bankruptcy, while a borrower who continues to live in his state of birth is 14% and 10% less likely to default and file for bankruptcy, respectively. A borrower who moves to a rural area is 9% and 7% less likely to default and declare bankruptcy, respectively. We also find that measures of social networks, norms, and cooperation and trust (i.e., aggregate social capital) are inversely related to consumer bankruptcy.     

Planning for the 1950 Censuses of Population and Agriculture

The change from the z of “Student's” 1908 paper to the t of present day statistical theory and practice is traced and documented. It is shown that the change was brought about by the extension of “Student's” approach, by R.A. Fisher, to a broader class of problems, in response to a direct appeal from “Student” for a solution to one of these problems.     

合作研发中机会主义行为的演化博弈分析

合作研发的企业分为两种类型:互惠主义者和机会主义者,并运用演化博弈理论对企业间合作研发过程中的机会主义行为进行演化分析.分析表明:若企业能够彼此识别,则机会主义行为将灭绝;若企业不能彼此识别,机会主义行为将泛滥市场.同时还研究了监督机制对防范机会主义行为的有效性.     

Understanding the emergence of redistributed manufacturing: an ambidexterity perspective

Abstract

This paper extends operations strategy theory on efficiency and flexibility trade-offs to the emergent phenomenon of redistributed manufacturing (RDM). The study adopts a multiple-case design including five small and five large pharmaceutical firms. We propose that organizations can gain the efficiency benefits of centralized manufacturing and the flexibility advantages of RDM by building an ambidexterity capability. To build such a capability, large firms can structurally partition their manufacturing and supply management functions, with one sub-unit managing centralized production and the other RDM. Smaller enterprises can build an ambidexterity capability by creating the right organizational context, where multi-skilled workers switch between efficient and flexible tasks. This paper contributes to theory by explaining the emergence of RDM using an organizational ambidexterity lens, laying the groundwork for new theory development in the field. We provide managers with a practical example of how to build an ambidexterity capability to realize flexibility and efficiency advantages.     

Determinants of fertility levels and change among developed countries: 1958–1978

This article provides a multivariate cross-national test of the hypothesis that national population/family planning policies have effected levels, and changes in fertility in developed nations over the past two decades. Variation is assessed in the total fertility rates (TFR) in 1978, and in the change in these rates between 1958 and 1978, among thirty developed countries. Measures include socioeconomic development, divorce, percent in consensual unions, female labor force participation, abortion policy, and level of contraceptive use by married couples and, government population/family planning policy. Seventy percent of the variation in 1978 TFR is related to the percent contracepting, female labor force, and the population/family planning policy measures. These are the only measures with significant direct effects. A longitudinal analysis of 1958 to 1978 change in TFRs is also conducted. This model increases R² to 75%, and the three independent variables remain significant. Implications of these findings for policy makers interested in increasing or decreasing fertility rates are noted.     

Asymptotic properties of a generalized regression-type predictor of a finite population variance in probability sampling

A system of predictors for estimating a finite population variance is defined and shown to be asymptotically design-unbiased (ADU) and asymptotically design-consistent (ADC) under probability sampling. An asymptotic mean squared error (MSE) of a generalized regression-type predictor, generated from the system, is obtained. The suggested predictor attains the minimum expected variance of any design-unbiased estimator when the superpopulation model is correct. The generalized regression-type predictor and the predictor suggested by Mukhopadhyay (1990) are compared.     

模糊取式推理的R0方法

用R0蕴涵算子描述了模糊命题“若A则B”,并通过一个例子给出了运用模糊取式推理的R0方法进行推理的具体操作过程．结果表明,运用该模糊推理得到的结论是与人们的思想相吻合的．     

对推进贵阳市建设循环经济型生态城市的思考

贵阳市政府作出将贵阳市建成全国首个循环经济生态城市的重大决定,把贵阳市带入一个崭新的发展阶段。贵阳市建设循环经济型生态城市既有优势也有劣势,而政府的积极倡导和扶助,相应法律、法规的建立,投资政策和项目的选择等都是应予关注的问题。     

Optimal estimation of a finite population mean under generalized random permutation models

Employing certain generalized random permutation models and a general class of linear estimators of a finite population mean, it is shown that many of the conventional estimators are “optimal” in the sense of minimum average mean square error. Simple proofs are provided by using a well-known theorem on UMV estimation. The results also cover certain simple response error situations.     

“S+V+R+O”双核谓词格框架研究

在“S +V +R +O”句式中 ,由于述语中心动词V价的不同、宾语的不同 ,补语R语义指向的不同 ,主语S、述语V、补语R、宾语O构成一个复杂的语义网络。弄清楚其中的语义网络 ,就可以着手建立“S +V +R +O”双核谓词格框架了。建立双核谓词格框架 ,可以促进对句子的理解 ,促进现代汉语格系统的建立