住房抵押贷款证券化对我国金融机构的影响

2007年美国房地产金融市场爆发了次贷危机并迅速波及全球金融市场,我国金融机构在受到波及和影响的同时,也应该借鉴美国金融模式的创新和先进之处。通过对其中住房抵押贷款证券化因素的分析和研究,提出我国推行资产证券化的必要性和可行性,也列举了推行过程中值得注意的若干问题。     

宋元话本与张飞市民英雄形象的定型

张飞的形象在不同时代、不同作品中不尽相同.在宋元话本小说中,张飞是以市民英雄形象出现并定型的,他有发迹变泰的立业热情,而且勇猛自信、有计谋、有智慧.     

Treatment progress of foster care adolescents with severe behavioural problems: Factors conditioning their performance in the residential treatment centres

Behavioural problems are a recurring issue in the child welfare system population. Normative residential centres do not have the characteristics to address the specific needs of these adolescents, so they are usually treated at therapeutic residential centres. In Catalonia (Spain), these cases are treated in intensive educational residential centres (CREIs), a variant of therapeutic residential care (TRC) facilities. This exploratory study seeks to understand the treatment progress of adolescents with severe behavioural problems who were placed in the CREIs, a variant of TRC facilities. Data from 206 cases, the totality of population under treatment in the CREIs, were collected using a questionnaire administered to the treating team. A cross‐sectional design was used, applying quantitative methods to analyse the incidence and interrelation of a series of variables related to the progress of adolescents in the CREIs. Significant differences among profiles by sex, place of origin, criminal offences, substance abuse and mental health disorders were found. Furthermore, adolescents who performed a positive treatment progress according to the professional staff arrived at the CREI at an earlier age and had longer stays than the group with an unremarkable progress. Logistic regression indicated that duration of stay in the centre and runaways predict the adolescents' treatment progress. This treatment is working well with the milder cases; however, it does not tend to be successful for adolescents with greater difficulties. It is recommended that interventions focus on factors that engage the adolescents in their own rehabilitation process, include substance abuse programmes and consider the gender perspective.     

Facilitators and constraints at each stage of the migration decision process

Behavioural models of migration emphasize the importance of migration decision-making for the explanation of subsequent behaviour. But empirical migration research regularly finds considerable gaps between those who intend to migrate and those who actually realize their intention. This paper applies the Theory of Planned Behaviour, enriched by the Rubicon model, to test specific hypotheses about distinct effects of facilitators and constraints on specific stages of migration decision-making and behaviour. The data come from a tailor-made panel survey based on random samples of people drawn from two German cities in 2006–07. The results show that in conventional models the effects of facilitators and constraints on migration decision-making are likely to be underestimated. Splitting the process of migration decision-making into a pre-decisional and a pre-actional phase helps to avoid bias in the estimated effects of facilitators and constraints on both migration decision-making and migration behaviour.     

既有住宅增设电梯的规范冲突与选择适用

既有住宅增设电梯本是一项方便居民生活的政策,然而其实施过程中却往往导致邻里关系趋于紧张。此类纠纷源于各地政府出台的指导意见对增设电梯的投票主体及适用规则未形成一致,对损害补偿不均亦未予回应。既有住宅增设电梯的投票主体应限缩于存在利害关系的本栋业主间,投票比例的确定应在《物权法》第76条和第97条之间进行衡量。选择附条件的“双三分之二比例”更有利于破解现实难题,损害补偿则应体现业主间的差异化需求,如此方能保护少数业主的权益。     

Factors influencing perceptions of teenage motherhood among girls in residential care

The aim of this research is to analyze the cognitive, affective and cultural factors involved in adolescent motherhood among girls in residential care. Using this specific country example, the study also seeks to analyze if the influence of these factors is the same for girls in residential care and girls from disadvantaged backgrounds. A semi-structured interview was conducted with 54 girls distributed across three groups: 18 girls from two residential care homes, 18 girls from a secondary school (normative group) and 18 girls from disadvantaged families. A content qualitative analysis was used. The main results show that girls in care have a positive perception on teenage motherhood, they become sexually active before other girls not in care and they are less likely to use contraceptive methods. Also their life priorities are based on motherhood and having a partner rather than career expectations. Some implications in order to prevent teenage and unplanned pregnancies are highlighted.     

山西传统民居的地域分化及其发展趋势

该文通过对山西传统民居地域分化的形成发展和对山西各地民居的比较研究,阐述了山西传统民居建筑文化的区域特征及地域分化的时空发展规律,并预测了其发展趋势.     

我国城市老年人居住环境现状与问题初探

老年人居住环境的改善是时代赋予建筑师的新命题。通过对我国部分城市老年人居住环境现状的考察,初步分析现在的问题,为老年人居住环境的切实改善提供依据。并介绍了日本该领域的研究方法与研究视点,以提供参考借鉴.关键词：##4老年人;;老年人设施;;居住环境;;人──环境关系     

异文化之间相互思想理解的可能性

思想和文化的研究与置身于现代的自文化和他文化、自己和他者的认识密切相关。在这种场合应该避免把自文化和他文化相互对立,而陷于狭隘的本民族中心主义。以中国和日本的佛教为例,我们可以看到异文化之间如何相互理解各自的思想,以及在什么样的情况下容易使双方发生误解。为了避免误解,不应该轻易地认为可以立刻理解异文化,而应该经常意识到这是一个理解上有很多困难的他者,在考察思想的背景的同时,认识思想的差异和不同。只有把他者作为他者进行认识,反而会开启准确理解他者的大门。     

Professionals' perceptions of the rocky routes to successful outcomes for young people in a children's residential school

Poor outcomes for young people in and leaving care have been well documented and research has indicated that the expectations of professionals working with children and young people looked after is a significant influence, particularly in relation to education. An evaluation of an independent children's residential school in Scotland provided a rare opportunity to analyse and compare the views of different kinds of staff about desirable outcomes and how successful outcomes could be achieved. Care workers, teachers and specialist support staff shared some views, but also held contrasting expectations, which appeared to be linked to differing emphases in their models for working with young people. This paper offers tentative explanations for such differences and concludes with suggestions on how to help align service staffs' expectations of young people leaving their care.