相互保险的风险识别及创新解决方案——基于TRIZ和TIF理论

相互保险是保险组织形态中非常重要的一种,但是由于信息不对称,相对于其他保险模式而言,同样存在着逆向选择和道德风险问题。传统的监管模式下,监管渗透不够,反制力不强,导致了相互保险无法彻底解决逆向选择和道德风险的治理困境。本文基于塔福域理论和TRIZ理论系统地分析了相互保险模式中存在的风险,并且提出了创新性的解决方案,即构建“保险域”。     

Age embodied

In this essay, I argue that social scientists might usefully theorize age and embodiment as mutually constituting accomplishments. Material from interviews with 15 adults over 50 illustrates the utility of this theoretical framework and reveals four main dimensions of embodiment—activity, fitness, and health; energy; appearance; and ailments and illness—that respondents draw on as they consider what it means to be both embodied and aged (i.e., having an age). In addition, the interviews show how respondents make social comparisons and employ age-adjusted standards as they interpret their bodies, activities, and capabilities in relation to age.     

福建省科技资源配置的现状、问题及对策

利用翔实的统计数据和资料,从科技人力资源、财力资源、技术资源等方面分析了福建省科技资源配置的现状及存在的问题,并针对存在的问题提出了相应的对策和建议。     

《老子》韵读研究

本文分三大部分：一、依王力古韵三十部，将《老子》各章所有入韵之字表而谱之；二、自用韵之部居、韵在句中之位置、韵在章中之位置、用韵之数量、用韵比配之形式等角度，归纳出《老子》用韵40例；三、古今诸家对《老子》韵读之研究，多有失误所在。究其失误之由，则主要在于对《老子》韵例之特殊性及《老子》以古谐声入韵之特殊性认识不足。特略考数例，以明一般。     

Juvenile Delinquency Under Conditions of Rapid Social Change

Increased juvenile delinquency can be seen as an indicator for a deteriorating social fabric under conditions of rapid social change. Criminological theories suggest, however, that such conditions do not per se produce delinquency: They force youth into prodelinquent leisure activities with peers, leading to an endorsement of delinquent behavior and offering the infrastructure for it. Resources acquired in family and public life, however, may prevent youth from drifting into such prodelinquent leisure activities and indirectly from delinquent behavior. Empirical tests of these hypotheses have to employ simultaneous analyses of societal-level and individual-level data. On the basis of an international youth study, the paper undertakes such an analysis: In the years 1992–95, data from 42 independent samples of seventh graders from East and West Germany, Poland, Russia, Bulgaria, Slovakia, Hungary, Czechia, and Greece were surveyed. Data on deviant school behavior, delinquent drift, nurturant parenting, and subjective feelings of justice in public were obtained from 7282 thirteen- to fourteen-year-olds. Processes of rapid social change were incorporated as data on changes in GNP in the years proceeding the surveys. Analyses show that delinquent drift is a valid predictor of deviant school behavior only on the individual level. The extent to which adolescents engage in prodelinquent peer activities depends more on the cultural context in which adolescents live than on their personal experience in the family and in public. Nurturant parenting does, however, covary negatively with deviant school behavior irrespective of level of analysis.     

上证30指数股市盈率实证分析

通过对2000年上证30指数股市盈率水平及其影响因素进行实证分析,可以发现,其中股息支付率、每股收益增长率、行业平均市盈率对股票P/E值起主要的解释作用,而股本规模因素,解释力却有限,除每股收益增长率外,各变量的相关性与理论分析基本一致.     

经济全球化与证券市场监管研究

证券市场开放是一国融入全球化世界经济体系的必然结果,通过分析WTO条件下对成员国证券市场开放的基本要求,指出了入世后证券市场监管将面临的严峻挑战,并提出了一些今后证券市场监管的新思路。     

An Interview with Joyce Edward: Exemplary Clinician, Advocate, and Scholar

Over the years, noteworthy social workers have been interviewed for the Clinical Social Work Journal. This article features an interview with Joyce Edward who is recognized for her many extraordinary contributions to clinical social work. Joyce has co-written or co-edited three exceptional books for the social work clinician, she has been an esteemed teacher and a vocal activist for quality mental health care. In this interview Joyce reflects on family influences, her work as a social caseworker, the psychoanalytic luminaries with whom she trained, her concerns about the clinical education of today's social work students, and finally, her perspective on managed mental health care.     

The University: An Agent of Social Change?

Can universities be agents of progressive social change? How would we know if a university was acting as an agent of social change? Drawing on four case studies, I raise a number of questions to problematize our understanding of the university as an agent of social change. I outline a number of contributing factors that appear to explain successful cases. I conclude by arguing the relevancy of these cases for larger, and more traditional, sociological projects.     

现代俄语口语中省略词的使用

口语是语言变化、发展的重要环节。口语中的诸多表现手段缺少不了省略词的使用，而省略词的使用恰恰迎合了现代各种语言发展、变化的一个共同趋势，即简化趋势。本文从四个方面对现代俄语口语中省略词的使用情况进行了详细阐述，揭示了其在使用过程中所产生的语义、语法、词汇、修辞等方面的特点。