长江三角洲城市群洪涝灾害脆弱性评估及影响因素分析

长江三角洲城市群人口、财产、基础设施高度密集,暴雨洪涝灾害带来的影响越来越大,对该区域城市洪涝灾害脆弱性进行评估是保障长江三角洲区域一体化、可持续发展的基础。以长江三角洲城市群中心区27个城市为研究对象,基于超效率DEA模型,将洪涝灾害脆弱性看作一个负面“生产活动”,构建城市洪涝灾害脆弱性评估模型,在分析脆弱性空间分异特征的基础上确定该地区城市洪涝灾害脆弱性的主要影响因素。结果显示：从整体上看,长江三角洲城市群洪涝灾害脆弱性水平差异较大,安徽及浙江远高于江苏和上海,其中,上海的洪灾脆弱性最低;从空间上看,脆弱性分布有明显的地域集聚特征,脆弱性高的城市分布在浙江东南沿海和安徽南部丘陵地区;降雨量、城市发展水平及基础设施的完善性等因素对城市洪涝灾害脆弱性影响显著。     

工科院校"金融工程"专业研究生课程体系研究

结合中国工科院校的自身特点和优势及社会需求,按照培养创新人才的要求,提出工科院校 "金融工程"专业在进行研究生课程体系设置时应从打好理论基础、利用自身的技术性优势、培养有针对性的应用型人才、培养学生的创新精神以及与本校其他院系相结合开拓新的教学和研究方向等五个方面着手。     

Financial Issues Associated with Having a Child with Autism

Data from the Family Experiences with Autism Survey are used to identify factors associated with financial problems in families that have a child with autism. Likelihood of financial problems was positively associated with use of medical interventions, having unreimbursed medical or therapy expenses, and having relatively lower income. Use of speech and language therapy was negatively associated with likelihood of financial problems. Many survey respondents forfeited future financial security and even experienced bankruptcy to provide needed therapy for a child with autism. Specific ways that financial advisors can help families that have a child with autism are outlined.

The Impact of Personal Finance Education Delivered in High School and College Courses

This study investigates the impact of personal finance education delivered in high school and college. Outcomes of interest were investment knowledge and household savings rates measured years after the financial education was delivered. A web-based survey with questions about participation in financial education, financial experiences, income and inheritances, and demographic characteristics was administered to 1,039 alumni from a large midwestern university. Participation in a college level personal finance course was associated with higher levels of investment knowledge. Experience with financial instruments appeared to explain more of the variance in both investment knowledge and savings rates. No significant relationship between taking a high school course and investment knowledge was found. Financial experiences were found to be positively associated with savings rates.

Vulnerabilities and risks in population and environment studies

In the study of risks , different sciences use the same category in different ways, each related to its own ontological assumptions. But many of these fields communicate very little with one another. This article seeks to approximate two of these areas of study that have shown similar concerns and that can mutually strengthen one another, namely, geography and demography. Geography was one of the first disciplines to include risk in its environmental dimension and has had broad experience in simultaneously focusing on social and natural dynamics. Demography, on the other hand, faces greater difficulties because only recently has it incorporated the environmental dimension into its scientific scope. Both have brought the concept of vulnerability into their conceptual framework as complementary to that of risk. Geographers understand vulnerability as a more symbiotic form of the relationship between society and nature, whereas demographers give it a strong socioeconomic component. In this regard, the conceptual discussion on risks and vulnerabilities, in its attempt at approximating these two fields, is a way of conceptually advancing and strengthening the different approaches to empirical work, especially in population–environment studies which is the common ground for the dialogue between the two disciplines.

构建和谐财务管理目标的思考

构建和谐社会是现今中国的重要社会问题。在财务管理学中,财务目标是财务决策的准绳、财务行为的依据、理财绩效的考核标准。本文从和谐概念出发,从财务管理的角度,运用产权理论和契约理论分析财务管理目标和谐的现实性选择和构建。     

西方金融创新理论述评

西方对金融创新首先提出理论解释的是约束引致假说和管制理论。约束引致假说认为金融创新是银行试图降低与特定资产负债表约束关联的成本。管制理论认为金融创新是管制者和被管制者之间持续的斗争。不完全市场理论认为新金融产品仅仅是金融工具特定因素组合的变化。证券设计和不完全市场模型是以一般均衡理论对金融创新过程模型化。目前尚无金融创新普遍认可和统一的理论。     

Does the Euro–Mediterranean Partnership contribute to regional integration?

The paper investigates whether Southern Mediterranean and Middle Eastern markets under the Euro–Mediterranean Partnership (Egypt, Lebanon, Morocco, Malta, and Turkey) have become more financially integrated with the European stock market over time. The findings suggest that the Turkish equity market is moderately integrated with the European market, while the other economies exhibit weak financial integration with Europe, supporting the idea that the partnership appears to have no effect on enhancing inter-market linkages for these economies. Therefore, these markets would be good destinations for international investors seeking attractive investment opportunities to diversify their equity portfolios. Structural changes in the cross-market integration do exist, which may be considered as a guide for international equity portfolio diversification over different subperiods. In addition, there is evidence of an increasing trend in conditional correlations for Egypt and Turkey, to varying degrees, over time, notably during the post global financial crisis of 2007–2008, thus revealing herding behavior during this period. Overall, investors should be wary of the variation of equity market integration over time before engaging in an investment at the level of portfolio management and diversification. Policymakers must be aware of the remoteness of the current achievements of the Euro–Mediterranean Partnership from the targets set in terms of financial development and economic growth.     

女性非正规就业:现状与对策

阐述了女性在正规就业领域更易受排斥,公有和非公有企业存在雇用上的性别偏好等因素是导致女性劳动非正规化的成因,分析了这一就业趋向对女性经济参与方式和职业发展形成的影响,指出政府应加大对非正规就业的支持力度,改善非正规就业者的福利与完善保障政策,同时提出了建立反对歧视和排斥的平等就业法,对劳动力市场上的弱势群体进行必要的社会保护,为非正规就业人员提供必要的公共培训等有益的建议。     

基于高维波动率网络模型的股票市场风险特征研究

波动率是金融风险管理研究的重要内容之一。本文基于复杂网络理论和数据挖掘技术提出股票市场的高维波动率网络模型。首先运用互信息度量不同股票价格波动之间的相关关系,其次对股票市场不同周期下的波动情况建立度的中心势、平均距离、幂律分布等网络拓扑指标,再次根据这些指标利用Prim算法构建出高维波动率网络模型,最后运用Newman-Girvan算法对股票价格波动率的相关性进行分层研究。高维波动率网络模型突破了传统波动率模型关于变量维数的限制,能够在依赖少量假设的基础上,挖掘出多个金融市场主体间的相互关系,反映金融市场的风险特征及网络拓扑性质。实证结果发现：与常用的Pearson相关系数法相比,在互信息框架下,股价波动的非线性相关关系得到了更好的度量;股票市场的整体波动性与个股波动率相关性变化趋势相反,市场处在高波动时期资产组合分散化效果较好;网络中存在少量度数大的关键节点和中心节点,风险通过这些节点可以迅速传递到整个市场;股票市场的运行具有明显的行业聚集现象;网络分层研究进一步直观的展现了风险在层与层之间的传递规律和与之对应的行业特征。高维波动率网络模型为挖掘股票市场的风险特征与管理金融风险提供了一个新的工具。