基于目标导向的银行理财产品最优费率研究

建立基于银行目标导向的理财产品费率模型,通过对不同目标下银行行为的讨论,得出理财产品费率调整的一个分析框架。研究发现：存在使银行的经济效益和社会效益综合提升程度最大的最优理财产品费率;最优费率不是固定值,而是一个动态概念;单纯考虑经济效益时,银行将调高理财产品费率;银行调高理财产品费率,将提升自身综合目标的实现程度;银行调低理财产品费率,并不改变银行的综合目标。     

Public income transfers and wealth accumulation at the bottom: Within and between country differences in Canada and the United States

Both Canada and the United States are considered liberal welfare states, yet exhibit notable differences in income poverty attributed to social policy. While a more generous welfare system lifts many above income poverty, models of household financial behaviour suggest that more income from the state should displace private savings via a substitution effect. Using nationally representative wealth surveys from Canada and the US from 1998/1999 to 2016 we extend knowledge on the relationship between the welfare state and private wealth accumulation. Specifically, we study household asset poverty defined as financial asset levels that fall below three-month adjusted income poverty threshold. Asset poverty rates varied over time in the two countries and were higher in the less generous US welfare state. Further, income transfer share was positively related to asset poverty in Canada but not in the US. Counterfactual estimates offered evidence of the substitution effect in Canada, where higher levels of transfers may crowd out private asset accumulation. Results invite further consideration of the concept of asset poverty and its relationship to welfare state characteristics.     

Death and the Penguin: modularity,alienation and organising

ABSTRACT

The originality of this paper lies in the ways in which it explores how the depiction of organised crime within Andrey Kurkov’s novel Death and the Penguin can inform our understanding of organisational modularity. This non-orthodox approach might open up new avenues of thought in the study of organisational modularity while further illustrating how novelistic worlds can inform accounts of organisational realities. Two main research questions underlie the paper. How can Andrey Kurkov’s novel further our understanding of the complexity of organisational worlds and realities by focusing our attention on different landscapes of organising? How does Kurkov’s novel help us grasp the concept of modularity by drawing attention to new forms of modular organisation? Drawing from our reading of Kurkov’s novel, we primarily explore organisational modularity through Kurkov’s depiction of organised crime and consider the themes of alienation and isolation in the context of modular organising.     

我国企业财务管理的目标

通过系统论证,提出我国企业财务管理目标是业主财富最大化而非利润最大化。     

A characterization of the dilation order and its applications

LetX andY be two random variables with finite expectationsE X andE Y, respectively. ThenX is said to be smaller thanY in the dilation order ifE[ϕ(X-E X)]≤E[ϕ(Y-E Y)] for any convex functionϕ for which the expectations exist. In this paper we obtain a new characterization of the dilation order. This characterization enables us to give new interpretations to the dilation order, and using them we identify conditions which imply the dilation order. A sample of applications of the new characterization is given. Partially supported by MURST 40% Program on Non-Linear Systems and Applications. Partially supported by “Gruppo Nazionale per l'Analisi Funzionale e sue Applicazioni”—CNR.     

论构建反倾销伦理规则的基础

在经济全球化背景下,特别是在世界经济复苏整体乏力的当下,欧美诸国和一些新兴经济体国家,在国际贸易中滥用反倾销救济措施,致使诸多反倾销行为从本应是合乎理性的公正之举走向实质的不公平,导致反倾销的道德异化。因此,从伦理角度审视,对反倾销行为进行规则构建就显得十分必要和迫切。本文认为,这种构建既不是空中楼阁,也不是无本之源,而是既具备一定的理论与思想基础,也具有切实的现实基础。     

转型期中国的社会公正感探析——以社会期望与财富分配的互动关系为视角

20世纪90年代以来,中国社会的贫富分化日益严重,民众的社会不公正感逐渐增强。一方面,改革开放促进了民众教育水平的提高和公民文化与平等意识的萌发,增强了他们对现代化生活方式的憧憬,引发了普泛性的生存比较,所有这些都普遍提高了民众的社会期望。另一方面,转型期中国社会的贫富差距全方位扩大,财富分配极不合理,既有市场化改革自身引发的巨大收入差距,也普遍存在由双轨制、非正当致富等导致的贫富悬殊。这种期望与指望的差距造成了社会不公正感。用公式可表示为：社会不公正感=社会期望/财富分配。提高民众的社会公正感须从调整财富分配入手,应做到起点公正、过程公正和结果公正。     

马克思早晚期异化思想关系研究综述

国内外研究异化问题的专论、专著可谓汗牛充栋,但学者们对马克思异化思想的理解却莫衷一是,异见纷呈。有的学者认为,马克思早晚期异化思想并无联系;有的学者则强调马克思早晚期异化思想相互联系;或者认为只有《手稿》中的异化思想才是马克思的真正意义上的异化思想,因而对马克思晚期的异化思想避而不谈;还有学者简单地把马克思的异化思想归结为黑格尔和费尔巴哈的异化思想,没有看到彼此的异化概念是有着根本区别的。     

“We Come Not Here to Talk”—Revisiting the Work of Anna Julia Cooper: An Analysis of Standpoint Theory and Her Placement in the Academic Canon

This paper examines the writings and influence of Anna Julia Cooper. The honest, historical narrative of scholarship is in question when theorists of color are repeatedly forgotten or removed from the academic record. Anna Julia Cooper is just one example of someone who has been overlooked. I detail how Cooper's analysis of group identity, located in shared experience, provided the groundwork for intersectional frameworks and feminist standpoint theory. I further contend that Cooper's lived-experience narrative not only informed her own work but the work of others of her time, including the more esteemed W.E.B. Du Bois. She addressed how race-gendered politics and the legacies of slavery and colonialism shape scholarship. Cooper's critique of academia determined that the relationship between colonialism and academia is intrinsically tied. My analysis examines how the work of theorists of color is often omitted, erased, or contextualized within the writings of white theorists due, in part, to a lack of generational intellectual wealth. A concept that recognizes the historical discrepancy in scholarship between white scholars and scholars of color and how that exclusion has shaped and defined established knowledge. This paper analyzes Cooper's placement within the lineage of the academic canon.     

A materialist take on minoritization,emancipation, and language revitalization: Occitan sociolinguistics since the 1970s

This paper introduces and discusses Occitan sociolinguistics as it evolved from the 1970s onward as a theory of language contact as conflict. It was developed in conjunction with its Catalan counterpart and as a reaction to Joshua Fishman's allocational model of diglossia, and came as a response to conditions of swift social and linguistic change in Southern France after the Second World War. This model, proposed mainly at first by Robèrt Lafont in Montpelhièr, is strongly materialist in that it focuses on the material conditions of language production and replaces the language movement among other social struggles. This paper first explores the roots of the contemporary Occitan movement and its links with the birth of Occitan sociolinguistics. It then analyzes key concepts in Occitan sociolinguistics such as diglossic ideology as essential to understand processes of minoritization, linguistic alienation, and social domination. Finally, it looks at how this approach conceptualizes language revitalization not as a linguistic issue but as a social one and suggests that Occitan sociolinguistics provides an alternative to models of language loss and revival rooted in cultural and identity politics.