Measures of individual risk attitudes and portfolio choice: Evidence from pension participants

We use a large non-student sample to test how distinct measures of risk-attitudes relate to each other, to demographic characteristics and to real-life risk taking in the financial domain. These measures, namely the Bomb Risk Elicitation Task (BRET), self-reported willingness to take risks in general, the choice in a hypothetical lottery, the score in the Domain Specific Risk-Taking (DOSPERT) scale, appear to be positively correlated and exhibit a certain degree of consistency. Furthermore, a subset of these measures is driven by similar demographic characteristics as such that males are more risk seeking and risk-aversion increases with age. Using extensive data on the retirement portfolios of the participants during the years 2008–2014, we find that all of these measures are positively correlated with the riskiness of individual portfolios. The self-reported willingness to take risks in general appears to be the most relevant measure in predicting actual risk-taking behavior.     

网络游戏“私服”、“外挂”行为的民事法律责任研究

“私服”、“外挂”行为严重威胁和冲击着网络游戏产业的健康发展。界定了“私服”、“外挂’’行为，指出了“私服”、“外挂”行为的危害性．并在此基础上进一步研究了“私服”、“外挂”行为构成要件内容的特殊性、承担民事责任的方式和损害赔偿数额的确定，最后提出了“私服”、“外挂”的立法建议。这有利于网络游戏产业的健康发展，净化网络文化环境，打击“私服”、“外挂”行为。     

基于Solid works蜗轮蜗杆三维建模的研究

在Solid works环境下进行了蜗轮蜗杆三维设计研究,这对类似复杂曲面的零件设计具有实际意义。     

Do people think about absolute or relative price differences when choosing between substitute goods?

The article presents experimental evidence that shows that people often consider relative price differences in addition to absolute differences when choosing between substitute goods. Because the choice between substitute goods is a very common one, this is an important finding. The experiment uses scenarios in various consumption categories: hotel rooms, flights, and books. Subjects were either students or participants in an economics conference. The data allow to reject the hypothesis that people think only about relative price differences in favor of the hypothesis that people think about both relative and absolute price differences. Whether the price given to the subjects is that of the high-quality good or of the low-quality good makes a large difference, a result that is related to the endowment effect and the status quo bias. Implications of the results for business strategy and other areas are also discussed.     

两部企业宪法蕴含的中国本土管理元素探析——基于鞍钢宪法和华为基本法的研究

鞍山钢铁公司和华为公司的发展和成功模式凝练而成的2部企业宪法分别成为计划经济时代和市场经济时代的经典企业管理纲领,它们根植于中国经济的土壤和中国的管理情境,其成功经验和管理模式具有可参照性、可移植性。结合2个公司的成长轨迹,深入分析企业宪法内容,可以发现其蕴含的3个主要的中国本土管理元素:整体平衡的管理哲学、"集体主义"的组织行为和英雄领袖的魅力型领导,每个本土管理元素又包含着更多具体的中国式管理理念和方法。     

近代中国宪法的发展轨迹

众所周知,宪法对中国而言是不折不扣的舶来品。从1908年清政府颁布的中国历史上第一部宪法性文件《钦定宪法大纲》到1946年南京国民政府的《中华民国宪法》,几十年间,宪法随着政府的更迭在中国大地上如走马灯般变换。这些宪法都或多或少地结合了中国当时的实际情况;同时,宪法的交替也反映了宪政在中国发展的某种必然规律。     

Consumer bankruptcy and default: The role of individual social capital

In this paper, we empirically assess the role of individual social capital on personal bankruptcy and default outcomes in the consumer credit market. After controlling for a borrower’s risk score, debt, income, wealth, and legal and economic environments, we find that default/bankruptcy risk rises and then falls over the lifecycle, while a borrower who owns a home or is married has a lower risk of default/bankruptcy. Moreover, a borrower who migrates 190 miles from his “state of birth” is 17% more likely to default and 15% more likely to file for bankruptcy, while a borrower who continues to live in his state of birth is 14% and 10% less likely to default and file for bankruptcy, respectively. A borrower who moves to a rural area is 9% and 7% less likely to default and declare bankruptcy, respectively. We also find that measures of social networks, norms, and cooperation and trust (i.e., aggregate social capital) are inversely related to consumer bankruptcy.     

思想、规章、精神与党内民主--通过党章考察党内民主建设的科学化

党内民主是党的生命，主要包括三个层次：一是民主的思想或意识；二是民主的制度或体制；三是民主的精神或生活习惯。这三个层次是一个相互促进、往复循环、不断提高的过程。党章是党的总章程和总规矩，对党内民主进行了许多原则性、系统性的制度规定，有利地推动了党内民主建设的科学化。但是，有些制度在实践中不能得到很好地贯彻和落实，其中一个重要原因在于作为党内民主主体的党员还没有将党章规定的民主制度内化为党员的民主精神或生活习惯。     

宪政运行的成本结构

分析宪政运行的成本结构，对于宪法实施、宪政评价和宪政社会的构建都有重要的时代意义。宪政运行成本就是宪政运行过程中所产生和付出的代价和费用，具有交易费用的性质。宪政运行的成本结构包括立宪成本、行宪成本、守宪成本和违完成本等。     

从Fletcher对孟郊一首五言诗的翻译谈话语分析方法

根据翻译的特性对话语建构的七项原则给予阐述并将之运用于Fletcher翻译的唐朝诗人孟郊的五言诗《古别离》。话语分析对语言组织特征和使用特征进行动态研究而不是结构本身的静态描写。它对翻译理论和实践具有实际性的指导意义