Significant Factors of Aviation Insurance and Risk Management Strategy: An Empirical Study of Taiwanese Airline Carriers

Aviation insurance premiums have become a heavy burden for the airline industry since September 11, 2001. Although the industry must constantly balance its operations between profitability and safety, the reality is that airlines are in the business of making money. Therefore, their ability to reduce cost and manage risk is a key factor for success. Unlike past research, which used subjective judgment methods, this study applied quantitative historical data (1999–2000) and gray relation analysis to identify the primary factors influencing ratemaking for aviation insurance premiums. An empirical study of six airlines in Taiwan was conducted to determine these factors and to analyze the management strategies used to deal with them. Results showed that the loss experience and performance of individual airlines were the key elements associated with aviation insurance premiums paid by each airline. By identifying and understanding the primary factors influencing ratemaking for aviation insurance, airlines will better understand their relative operational strengths and weaknesses, and further help top management identify areas for further improvement. Knowledge of these factors combined with effective risk management strategies, may result in lower premiums and operating costs for airline companies.     

Implied Preference for Seismic Design Level and Earthquake Insurance

Seismic risk can be reduced by implementing newly developed seismic provisions in design codes. Furthermore, financial protection or enhanced utility and happiness for stakeholders could be gained through the purchase of earthquake insurance. If this is not so, there would be no market for such insurance. However, perceived benefit associated with insurance is not universally shared by stakeholders partly due to their diverse risk attitudes. This study investigates the implied seismic design preference with insurance options for decisionmakers of bounded rationality whose preferences could be adequately represented by the cumulative prospect theory (CPT). The investigation is focused on assessing the sensitivity of the implied seismic design preference with insurance options to model parameters of the CPT and to fair and unfair insurance arrangements. Numerical results suggest that human cognitive limitation and risk perception can affect the implied seismic design preference by the CPT significantly. The mandatory purchase of fair insurance will lead the implied seismic design preference to the optimum design level that is dictated by the minimum expected lifecycle cost rule. Unfair insurance decreases the expected gain as well as its associated variability, which is preferred by risk-averse decisionmakers. The obtained results of the implied preference for the combination of the seismic design level and insurance option suggest that property owners, financial institutions, and municipalities can take advantage of affordable insurance to establish successful seismic risk management strategies.     

中国农村妇女问题研究综述

随着党中央对三农问题的重视,中国农村妇女问题逐渐凸现出来。对近二十年的中国农村妇女研究重新进行阶段划分,并对中国农村妇女研究所涉及的性别与劳动就业分工,农业女性化问题,农村妇女家庭地位及其变化,农村妇女科学文化素质及培训,农村女性劳动力流动及影响因素,农村妇女与贫困,农村妇女与人口再生产,农村妇女与资源、环境和持续发展,农村妇女参政议政等问题,进行多角度的分析说明,从中总结出经验和不足。农村妇女发展要联系农村实际,要针对多方面因素考虑农村妇女发展与农村诸要素之间的关系。农村妇女研究要采取定量与定性相结合的分析方法,从不同地域、不同环境入手分析当地农村妇女的实际情况,以便在今后的研究中得以借鉴。     

对彩电行业拓展农村市场的思考

通过对中国彩电业现状的阐述,重点分析了农村彩电市场的需求现状特点及发展趋势,从产品、价格、广告、营销渠道和经营模式方面分析了彩电企业进入农村市场的策略。     

新形势下农资价格大幅上涨对“三农”的影响分析

文章首先以湖北省襄樊市的调研数据为依据对此次农资价格整体变动情况作了说明，紧接着对本轮农资价格大幅上涨的深层次原因、趋势及其对“三农”的影响作了深入剖析。结果表明，农资生产原料价格的迅猛上涨是此次农资价格上涨的导火索与根本推动力量，农资上涨基本上冲销了中央一系列惠农政策带给农民的实惠，使农民的种粮积极性遭受很大挫伤。最后从放开价格、加强宏观调控、改变补贴方式、健全营销网络、完善储备制度、加强市场监管及监测等方面提出政策建议。     

农村宅基地使用权流转之法律研究

土地权利和利益的合理配置是实现社会公正的一个重要方面。农村宅基地使用权流转在我国目前法律框架下是不受肯定的，但是事实上存在的地下流转市场呈失控状态。出于土地资源的充分利用和农民合法利益的保护，流转是十分必要的。因此，立法宜“改堵为疏”。应通过实践、配套政策、立法来完善这项制度，使之更符合我国市场经济的需要，以维护农民的利益。     

安置方式、人际交往与移民适应:江苏、浙江343户三峡农村移民的比较研究

本文依据对江苏、浙江两省6个县343户三峡外迁农村移民的调查数据，分析了相对集中与完全分散这两种不同的安置方式，以及由此所形成的两种不同的人际交往状况对外迁移民社会适应的影响。研究发现，从总体上看，移民在安置地的人际交往状况对移民的社会适应的影响十分显著。无论是移民之间的交往、还是移民与当地居民之间的交往，都会大大增强移民融入当地社会的程度。     

农村居民看病难、看病贵原因实证分析

利用扩展的线性支出系统模型(ELES),采用最小二乘法估计计算了我国农村居民的短期医疗服务需求价格弹性。研究结果表明:农村居民的短期医疗服务需求价格缺乏弹性。由于农村居民的短期医疗服务需求价格缺乏弹性,加上我国目前医疗体制存在的以药养医和医疗机构的逐利行为以及医疗市场缺乏有效的监管等问题,导致农村居民看病难、看病贵。解决这个问题,需要国家增加对卫生领域的投入,降低农民看病时自费的比例,增强卫生市场的竞争性,适当使医疗卫生资源向农村地区倾斜,并逐渐把医疗机构办成非盈利机构。     

毛泽东农村调查研究方法简论

毛泽东农村调查研究方法是一个完整的科学体系,马克思的辩证唯物主义和历史唯物主义是毛泽东农村调查研究方法的理论基础,即方法论。矛盾分析法和阶级分析法是毛泽东农村调查研究的基本方法。典型调查、类型调查、普遍调查、实地访问、开调查会、表格调查法、文献法、历史法等是毛泽东农村调查研究的方式和具体方法。     

新时期中国经济现代化成功启动的原因

改革开放以来,中国经济现代化实现了成功启动。其成功启动,离不开对百余年中国现代化史的科学总结,离不开对旧有社会主义发展模式的深刻反思,离不开对旧的国际战略格局的超越,同时也离不开现代西方工业文明的深刻影响。正确总结其原因,对今天的现代化建设仍具有重要意义。