居民养老保险:参保主体、筹资与待遇水平

本文从参保结构、筹资水平和待遇水平等3个方面对城乡居民养老保险制度进行了分析。研究发现,在参保结构方面,伴随着城镇化率的提高,居民养老保险参保人数的相对比例在下降;在筹资水平方面,个人缴费水平过低,其主要原因是财政补贴资金激励性不足,从而需要在进一步提高财政补贴的同时,优化补贴结构,提高对个人缴费的激励作用;在待遇方面,居民养老金总体水平较低、但增长幅度较大,与职工待遇相比,替代率的差距要远远小于绝对额的差距。     

贵州民族地区农村剩余劳动力转移之思考

农村剩余劳动力转移是建设新农村的必然要求和结果,我国新农村建设的进程,就是农业人口逐步向非农业转移的过程。协调农村经济发展是解决民族地区农村剩余劳动力的一项重大决策创新。加入WTO后,我省民族地区农村剩余劳动力转移的形势更加严峻。因此,我们必须在城乡协调发展的思路下,坚持农村城市化、农村工业化、农业产业化、农民知识化、农民转移组织化等“五化”联动,促进民族地区农村剩余劳动力转移,为建设新农村起推动作用。     

债权治理初探

负债不仅是企业融通资金的一种方式,还具有公司治理功能。不同种类、期限、优先权的负债,其公司治理效率是不同的。债权治理是指企业债权人作为公司治理主体之一对企业实施的治理。债权治理的方式主要有合同治理、流动性治理和控制权治理等。为了改善和提高我国公司治理效率,实现债权治理,应当建立有效的破产机制、推进国有商业银行的公司化改革、大力发展公司债券市场以及优化企业负债结构,创新负债融资工具等。     

从盖恩斯《刑前一课》看小说视点与叙事层面的建构

盖恩斯在《刑前一课》里从零视点与悬念的建构、外视点与悖论的建构、内视点与意识流、多视点聚焦与立体感等方面来研究小说视点与叙事层面的相互关联。他从零视点的角度建构人称悬念、瞬间悬念和期待性悬念,从外视点的角度设置了主题悖论、言辞悖论和语境悖论。为了克服零视点和外视点描述的单调性和乏味性,盖恩斯把内视点与意识流进行了有机结合,从触景生情式意识流、内心独白式意识流和交织式意识流等方面探究人物心理与社会环境的内在关联。他还在人物评述和场景氛围等方面采用了多视点策略,从多层次和多侧面的角度来聚焦于具体的人物、物件或场景,构建了叙事层面的立体感,拓展了现代黑人小说创作的美学认知空间。     

Family Diversity and Child Health: Where Do Same‐Sex Couple Families Fit?

Increasing family diversity during the past half century has focused national attention on how children are faring in nontraditional family structures. Much of the limited evidence on children in same‐sex couple families suffers from several shortcomings, including a lack of representative data. We use the National Health Interview Survey (2004–2012) and the National Survey of Children's Health (2011–2012) to identify children in different‐sex married and cohabiting families, never and previously married single‐parent families, and same‐sex couple families. Considering important characteristics such as the child's race or ethnicity and adoption status, household socioeconomic standing, family stability, and parent health, we examine the relationship between family type and parent‐rated overall child health. The results suggest that poorer health among children in same‐sex couple as well as different‐sex cohabiting couple and single‐parent families appears to be largely the product of demographic and socioeconomic differences rather than exposure to nontraditional family forms.     

Family Characteristics and Mate Selection: Evidence From Computer‐Assisted Dating in Japan

Research on mate selection rarely considers singles' preferences for their future partners' family configurations and experiences. Using online dating records from a matchmaking agency in Japan, a society with a strong emphasis on family and kinship, we examine how singles' responses to date requests correspond to potential mates' family circumstances. Results showed that singles' preferences for potential partners' family characteristics stem from a concern about future obligations toward the partner's family and stereotypes associated with certain family traits. Singles are less likely to accept requests from those from large families, which are seen as traditional. Being from a large family, however, hampers individuals' dating chances more if they are firstborn and have no brothers, two conditions that make them the designated child to care for elderly parents. We also find that Japanese singles seek partners with more of the universally valued family traits rather than traits similar to their own.     

Inter‐country wage differences in the European Union

This article investigates the determinants of wage gaps between European Union countries along the wage distribution, applying the methodology proposed by Firpo, Fortin and Lemieux (2009) and Fortin, Lemieux and Firpo (2011). The authors conclude that both wage structure and composition effects contribute to explaining wage differentials, but that the wage structure effect is more important. This latter effect would appear to derive from differences between unknown factors, while the composition effect can largely be explained by differences in the following areas: education, proportion of workers with supervisory responsibilities, occupational structure, and, to a lesser extent, industrial structure.     

关系型贷款、市场结构与小额贷款公司使命漂移

我国小额贷款公司发展极为迅速,但小微企业融资难问题依然严峻,小额贷款公司存在着显著的使命漂移.对于微型金融机构的使命漂移问题,大量的研究主要以财务可持续性为视角.本文结合关系型贷款理论和市场结构理论并构建理论模型,以一个新的视角分析我国小额贷款公司的使命漂移问题,证明了开展关系型贷款和提升小额贷款市场的竞争程度均有利于小额贷款公司发放更多的小额贷款,增加小微企业等融资主体的信贷可得性,从而避免使命漂移.进一步的,通过对一个代表性城市小额贷款公司的相关数据分析,认为小额贷款公司使命漂移的内在原因是关系型贷款技术运用不足和小额贷款市场竞争程度较低.