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仵希亮 《华北电力大学学报(社会科学版)》2010,(6):124-127
产学研结合不仅是一种教育模式,更是一种科技创新转换和社会发展模式。产学研结合研究结合国外经营,有些模式可以借鉴,但基于中国自己国情,中国有自己不同模式。基于此,对于产学研结合在中国发展的未来给以展望,知识产权保护,高校多元治理,充分调动各方积极性,联合高校政府企业社会各方进行跨区域跨学科的综合合作。 相似文献
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A survey on health insurance was conducted in July and August of 2011 in three major cities in China. In this study, we analyze the household coverage rate, which is an important index of the quality of health insurance. The coverage rate is restricted to the unit interval [0, 1], and it may differ from other rate data in that the “two corners” are nonzero. That is, there are nonzero probabilities of zero and full coverage. Such data may also be encountered in economics, finance, medicine, and many other areas. The existing approaches may not be able to properly accommodate such data. In this study, we develop a three-part model that properly describes fractional response variables with non-ignorable zeros and ones. We investigate estimation and inference under two proportional constraints on the regression parameters. Such constraints may lead to more lucid interpretations and fewer unknown parameters and hence more accurate estimation. A simulation study is conducted to compare the performance of constrained and unconstrained models and show that estimation under constraint can be more efficient. The analysis of household health insurance coverage data suggests that household size, income, expense, and presence of chronic disease are associated with insurance coverage. 相似文献
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精算是保险发展的基础,是保险经营的技术支持。精算在国外有四百年的发展历史,引入中国只有二十年。要使精算技术在中国得到发展创新并为社会需要服务,必须了解精算思想产生的历史背景,厘清精算理论发展的脉络,真正把握精算思想的实质。基于此,介绍了精算各发展时期的主要代表人物及其学术思想,阐述精算技术对各时期保险发展的影响,同时对精算学与复利理论、数学、统计学、计算技术、金融经济学交叉融合的历史过程进行了分析述评。 相似文献
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The relationship between contributions and elicited beliefs in a repeated two-person public good experiment is modeled with the help of a parsimounious random-utility function that allows for conditionally cooperative, opportunistic, and altruistic patterns of behavior. Under standard assumptions, a latent-class mixed logit specification with three sub-populations is shown to capture well heterogeneity in individual contribution levels over time, while also accomodating for different degrees of heteroscedasticity. The estimation results are consistent with the conjecture that the majority of players in public goods games are strongly conditional cooperators, with smaller fractions of the population leaning to opportunistic or altruistic behavior. 相似文献
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Hill Peter D. 《统计学通讯:理论与方法》2013,42(3):605-620
A distribution function is estimated by a kernel method with a poinrwise mean squared error criterion at a point x. Relation- ships between the mean squared error, the point x, the sample size and the required kernel smoothing parazeter are investigated for several distributions treated by Azzaiini (1981). In particular it is noted that at a centre of symmetry or near a mode of the distribution the kernei method breaks down. Point- wise estimation of a distribution function is motivated as a more useful technique than a reference range for preliminary medical diagnosis. 相似文献
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Various mathematical and statistical models for estimation of automobile insurance pricing are reviewed. The methods are compared on their predictive ability based on two sets of automobile insurance data for two different states collected over two different periods. The issue of model complexity versus data availability is resolved through a comparison of the accuracy of prediction. The models reviewed range from the use of simple cell means to various multiplicative-additive schemes to the empirical-Bayes approach. The empirical-Bayes approach, with prediction based on both model-based and individual cell estimates, seems to yield the best forecast. 相似文献
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This article investigates the comprehensive effects of unemployment insurance (UI) policies on the amount of time and unemployment that individuals report between jobs. The econometric model jointly determines the effects of UI on the lengths of nonemployment spells, the classification of these spells as unemployment, and the likelihood of collecting program benefits. The model carefully attempts to isolate variation in UI benefits attributable to differences in generosity across programs to avoid biases in estimating policy effects induced by other contaminating sources of benefit variation. Using data on men from the National Longitudinal Survey of Youth, the empirical results find (a) UI recipients typically experience longer spells between jobs, at least up to the exhaustion of UI benefits, and report substantially larger fractions of these spells as unemployment; (b) weekly benefit amounts exert no significant influence on the likelihood of UI recipiency, on the length of spells between jobs, or on the fraction of these spells classified as unemployment; and (c) increases in weeks of UI eligibility raise the likelihood of UI collection and lengthen the number of weeks of unemployment between jobs by inducing long spells to become longer and not by altering short-duration behavior. 相似文献
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任辉 《云南大学学报(社会科学版)》2019,18(2):116-122
现阶段,我国步入了创新驱动引领升级的关键时期,科技创新受到了整个社会的空前重视。科技保险作为分散和转移科技风险的重要手段,可以为科技创新提供有力的风险保障。目前,我国科技保险工作已经进入全面推广阶段,虽然取得了一定的成效,但整体运行并不理想,科技企业参保率低,科技保险缺失严重。究其原因,主要在于制度供给不能适应科技企业对科技保险的需求,科技保险制度供求非均衡,在现行的科技保险制度下积聚着大量的潜在利润,而这些潜在利润既是科技保险制度非均衡的原因,又是科技保险制度创新的动力。 相似文献