异类保险产品创新的负面效应

保险产品创新过程中出现了许多异类产品,其在促进保险业发展的同时,负面影响也逐渐显现。基于认知偏差理论,构建决策函数模型对该类保险产品创新的影响进行分阶段解析。结果发现,从中长期来看,异类保险产品会动摇保险产品的本质职能,并使得保险在消费者心中形象受损。借助调查所得数据对此进行检验,表明普通大众存在比较明显的认知偏差,对异类保险产品的印象容易产生扭曲。因此保险公司在异类产品的创新上应持审慎的态度。同时,监管部门应该加强监管,对异类保险产品的创新予以正确引导。     

大学新生心理健康状况调查与分析

我们利用UPI量表对安徽工程科技学院605名新生进行调查,结果表明,大学新生的心理健康整体素质较好,但部分新生也存在一定的心理问题,在此基础上,我们对当前大学新生的人格健康状况进行分析,同时对如何加强大学生心理健康教育提出建议。     

高职生英语学习成绩与学习策略之关系

英语学习策略是英语学习过程中所采取的方法和手段。怎样提高学生学习策略,是目前英语教学上广泛探讨的问题。通过对学生英语学习策略的问卷调查,分析学习策略与学习成绩之间的关系,认为教师应指导学生选择正确的学习策略,学生应选择多种策略互补。     

Antecedents and Consequences of Marital Satisfaction in an Emirati Sample: A Structural Equation Model Analysis

This study surveyed 1,000 married Emirati men and women to explore a model of marital satisfaction in relation to self-esteem, satisfaction with life, gender-role attitudes, and general health (physical and psychological). The Emirati Marital Satisfaction Scale (EMSS), State Self-Esteem Scale (SSES), Satisfaction With Life Scale (SWLS), the Arabic General Health Questionnaire, and the Sex-Role Egalitarianism Scale were used. Confirmatory factor analysis (CFA) on the EMSS indicated a moderate fit of the data to one factor structure. CFA on SSES and SWLS indicated an adequate fit of the data to the four-factor solution and one factor, respectively. The structural equation model for the EMSS showed that both general health and gender-role attitudes predict marital satisfaction and that marital satisfaction seems to predict the individual’s well-being as measured by life satisfaction and self-esteem. These results are discussed within the context of the United Arab Emirates culture and directions for future research are provided.     

Novel symptom questionnaire for the differential diagnosis of detrusor underactivity and bladder outlet obstruction in men

Objective: To develop a questionnaire for the differential diagnosis of detrusor underactivity (DUA) and bladder outlet obstruction (BOO) without performing invasive pressure flow studies.

Study design and methods: Symptoms of men with DUA were analyzed and compared with those of men with BOO using eight questions from the developing questionnaire. Patients with DUA have a bladder contractility index (PdetQmax+5xQmax) less than 100, whereas those with BOO have a BOO index (PdetQmax?2xQmax) greater than 40 in urodynamic studies (UDS). Men with detrusor overactivity in UDS and neurogenic issues were excluded from the analysis. One urologist reviewed patients’ medical records, and responded to eight questions without using information from UDS. Scores in the developing questionnaire were then compared to make a differential diagnosis between DUA and BOO.

Results: Overall, 318 men who underwent UDS were included. Symptoms were compared in patients diagnosed with DUA without BOO (n?=?165) and BOO without DUA (n?=?153). Questions 1, 2, 4, 5, 6, and 7 were significantly different between groups. The sensitivity and specificity of the questionnaire were 95.8% and 95.4%, respectively, for predicting DUA in patients with scores greater than 45 points (cutoff value).

Conclusions: Men with DUA and BOO may be distinguished using a developing questionnaire without invasive evaluation. Men with scores greater than 45 points would be expected to have DUA but not BOO.     

高校班级心理委员胜任特征实证研究

目的：编制问卷研究高校班级心理委员胜任特征。方法：采用文献研究、行为事件访谈、问卷调查等方法,编制《高校班级心理委员胜任特征研究问卷》,对浙江海洋学院450名班级心理委员进行测查,并进行探索性和验证性因素分析。结果：高校班级心理委员胜任特征结构包括自我概念、心理特质、动机、自我管理能力、组织管理能力、知识结构、沟通协调能力7个因素,七个维度上的分量表信度在0.775到0.924之间,各项目在所属维度的载荷介于0.446-0.755之间,累计方差解释量达65.745%。验证性因素分析的结果显示,测量模型与实际数据的的拟合度良好,χ2/df=1.844,RMSEA=0.057,CFI=0.98,IFI=0.98,NFI=0.96,GFI=0.79,AGFI=0.77。结论：所编制的《高校班级心理委员胜任特征研究问卷》的信度和效度均达到了测量学的要求,可以在高校班级心理委员的选拔、培训、考核中使用。     

影响电子邮寄问卷回收率因素之研究

电子邮寄问卷成本低、方便、迅速,成为调查研究的有力工具.虽然其回复率与拒答题项与传统问卷差异不大,但在涵盖误差、抽样误差、测量误差、非回应误差等项上仍应进一步检视,才不致造成推论时的偏误.本研究采取准实验设计,以检视影响电子邮寄问卷回收率的相关因素.研究发现,问卷长短、亲密用语、性别、年龄、是否为学生等因素的影响都不显著,与受访者的亲疏程度才是最主要的影响因素.     

湖北省城镇居民家庭理财模式实证分析

通过家庭理财问卷数据调查,剖析目前我国城镇居民家庭理财现状及其存在的问题,分析其形成原因,提出了适合居民理财组合新模式。     

邯郸市大学生网络学习现状的调查研究

随着计算机与网络技术的快速发展,网络在教育中的应用也越来越广泛,并对大学生的学习习惯和学习方式产生了很大的影响.在校大学生们是否能够正确高效地利用网络来进行学习,已成为人们普遍关注的一个问题.文章以调查问卷的形式,对邯郸市的在校大学生的网络学习现状进行了调查、分析,旨在了解当地在校大学生网络学习的现状,找出当地大学生网络学习中存在的主要问题,并提出相应的促进学生网络学习的建议.     

从海外比较研究看自贡市知识产权发展与保护

知识产权制度是维护人类智慧成果权利的法律保障,也是增强国家与地区竞争力的加速器。对于西部后发地区工业城市来说,如何制定合理的知识产权战略尤为重要。文章在采集大量一手资料的基础上。结合其他国家和地区的知识产权战略实践,运用实证分析的方法研究对策,不仅对自贡市促进知识产权的发展与保护提出可行性建议,而且为其他相似西部城市提供参考。