金融创新对货币政策传导的影响

货币政策要发挥作用,必须通过其传导机制来实现.金融创新的不断发展大大削弱了传统的货币政策传导机制的理论基础,使货币政策传导需要考虑的因素多元化,传导途径变得复杂化,基于此,提出了货币政策传导机制的分析框架,探讨了金融创新对货币政策传导渠道中的各个要素的影响,指出金融创新改变每种传导渠道的相对重要性,使货币政策传导同时受到加强和削弱的效果,即金融创新对货币政策传导的影响具有非平衡性.     

浅析晋商大院居住空间的美学特征

大院民居的空间内容包罗万象,主要表现在居住和民居的样式上.人们对自己能感觉到的空间,常常赋予某些意义和象征,因此形成了熔建筑的实用、认知、审美,有时兼有崇拜观念于一炉的空间意识,使得大院民居的居住空间在布局安排上表现出了变幻多姿的特点,同时折射出了晋商独特的审美意识和深厚的文化底蕴.     

An examination of the views of young people in the Romanian residential care system regarding their relationship with biological family members and the option of reintegration

This paper reports findings from research conducted in six Romanian residential care homes. The aim of the paper is to examine the views held by young people, currently living in residential care, about the importance of their biological families and the option and challenge of reintegration. The data reflect the ideas and perspectives of 44 young people captured through a narrative interview approach using social mapping activities. The results indicate that most children and young people know at least one birth parent and maintain contact on their own initiative; most do not place a high level of importance on such relationships which are generally characterised by lack of confidence, low security and a presumed limited capacity on the part of the biological family to meet their needs. Family reintegration is considered to be a viable option for a small number of young people; others do not see it as realistic because of the impact of long-term separation and the likelihood of experiencing poorer living conditions.     

长沙市经济适用住房货币化补贴的实践与思考

长沙出台了一系列安居政策，其中有一项重要的举措就是停止新建经济适用住房，全面实施经济适用住房货币化补贴方式，这是一次重大的变革和尝试。分析长沙实施经济适用住房货币化补贴的背景、具体做法，详细剖析经济适用住房兴建与货币化补贴的利弊，提出实施经济适用住房货币化补贴要注意的几个问题。     

德日动产让与担保制度构建比较研究及借鉴

德国日本的让与担保制度都是为了充分发挥物的经济功能,适应经济需要.德国在构建让与担保制度时,既重视物、权利的"经济所有权"的实质,同时毫不忽略"法律所有权"在制度中的权利制衡价值,使让与担保制度在法律的框架下得到合乎法理逻辑的充分调整,发挥了良好的制度价值,实现了法的安定性与合目的性.日本则在让与制度构建中出现了从所有权构成到担保权构成的转变,这一转变也是从唯法律性到唯经济性变化的过程,呈现出极端化的特点,在追求合目的性的过程中违反了法安定性的要求,对习惯法在形成和持续发展的破坏性不容忽视.两国的制度发展为我国的让与担保制度构建提供了良好的借鉴作用.     

Retirement Villages

No abstract available for this article.     

Separate and Unequal: The Housing Act of 1968 and the Section 235 Program

In recent years scholars have identified racial disparities in wealth and home ownership as crucial factors underlying patterns of racial inequality and residential segregation in American metropolitan housing markets. While numerous federal housing policies have been identified as responsible for reinforcing residential segregation and racial inequalities in home ownership, little research has focused on the segregative effects of the Section 235 program. As one component of the 1968 Housing Act, Section 235 was designed to shift the focus of federal housing policy away from dispensing aid to local housing authorities for building public housing to providing direct supply-side subsidies to the private sector to stimulate home ownership for nonwhites and the poor. Archival and census data, government reports and housing analyses, and oral histories and interviews are used to examine the segregative effects of the Section 235 program in Kansas City, Missouri from 1969 through the early 1970s. Findings indicate that while the housing subsidy program allowed a vast majority of participating white families to purchase new housing in suburban areas, most participating African American families purchased existing homes located in racially transitional neighborhoods in the inner city. These findings corroborate recent research showing how the market-centered focus of federal housing policy has impaired the ability of African Americans to accumulate wealth through home ownership and reinforced racially segregative housing patterns.     

结构融资之伤

次级贷款危机起源于结构化融资的债务抵押证券（MBS），本文通过分析结构化融资的实质，揭示危机发生的原因是泡沫化的房地产价格和CDO、CDS等衍生工具的运用，追求超额利润的衍生产品把风险扩散到了整个金融领域。我们应该避免由于贪婪带来的资产泡沫，追求实体经济的切实增长。     

论交易

交易行为是市场经济的基础行为,包括以发生债权债务为内容的债权行为阶段和以标的物的交付为内容的物权行为阶段,两个阶段缺一不可.     

房地产抵押贷款法律问题的浅析

房地产经济的发展,需要资金融通。银行贷款机制引入,一方面保障房地产开发的资金畅通,另一方面利用存贷率差,从中获取高额利润,但却伴随着风险。金融机构应该用法律的武器来规避风险,保障银行贷款系统的良性循环。