银行证券保险业监管比较

银行、证券、保险三行业因其业务特性不同,从而面临的主要风险及风险表现的特征也不同。各行业的风险管理既表现出针对主要风险、服从业务特征的共性,也表现出在具体管理技术、方法上的差异性。因此,三行业的监管导向及监管实践都存在着差异和侧重：银行业突出系统性、监管协调和对资产的监管;证券业强调监管对象的多层次性、监管的透明性和对业务的监管;保险业以承保风险为核心,突出母国鉴定和对负债的监管。     

高校科研经费管理中存在的问题及对策研究

近些年来,我国高校科研经费大幅度增长,科研项目种类日益繁多,给科研经费的管理提出了新的挑战。目前,我国高校科研经费管理中存在着各地各校虽宽严不一,但模式相同,缺乏区别管理,相关部门和责任人各自为政等问题。究其原因是责任意识缺乏和制度建设滞后。解决这些问题的根本出路是通过宣传教育提升相关部门和行为主体的责任意识。有效措施是实行区别管理制度,强化相关职能部门和课题责任人之间的沟通与协调,采取适度灵活的管理政策,有区别地适当提高项目组成员劳务费比重,实行项目主持人责任制。     

城市社区图书馆发展问题探析

社区图书馆在城市社区文化建设中发挥着重要作用,然而由于我国社区图书馆事业起步较晚,经验不足,在建设和发展的进程中还存在许多不足之处,文章详细列举了目前我国社区图书馆普遍存在的问题并阐述了应对策略。     

Pension policy in China, Singapore, and South Korea: An assessment of the potential value of the notional defined contribution model

The rate of population aging is increasing in the developing world and the trend is particularly dramatic in East Asia. One consequence is sharp increases in old-age dependency ratios which have major implications for the sustainability of current public pension schemes. These trends are pushing pension policy experts in many of these countries to search for new pension models that are more suited to the increased demographic pressures they will be facing in the decades ahead. In this article we discuss five alternative public pension models with a focus on the newest of these models, the notional defined contribution (NDC) approach. We consider three countries with very different pension systems in place, two from East Asia (China and South Korea) and one from South East Asia (Singapore). The central question we address is which (if any) of the limitations in these existing models might more adequately be addressed using a variant of the NDC model. We conclude that the NDC model has the most to offer China and the least to offer Singapore.     

职业院校档案安全保障体系建设探讨

职业院校(包括高职院校和中职学校)档案安全保障体系建设需要站在国家档案安全和职业教育档案安全的高度去观察、考虑、研究和规范。职业院校档案安全保障体系建设可以从法规制度、经费、馆舍与物资、人力资源、信息安全等层面上来保障,为国家、社会和职业教育提供优质的档案服务。     

《食品营养与卫生》课程教学与高职校园食品安全治理相结合的策略与效益

为了使食品营养与卫生课程具有针对性和实效性,改革了课程教学内容与教学方式,使内容紧贴生产生活及校园食品安全实际,实施基于个性化分组的实战性教学,达到了课程教学服务于高职校园食品安全治理的目的,培养了具有食品营养与卫生知识和技能的特色人才,提升了校园食品安全治理水平。     

‘Surrounded with so much uncertainty’: asylum seekers and manufactured precarity in Australia

In Australia, nearly 30,000 asylum seekers have the legal right to work, but their temporary and conditional migration status exposes them to work-related precarity. This article draws on a small qualitative study that examined asylum seekers’ experiences of seeking work and achieving economic security. Over an 18-month period, 29 semi-structured interviews with asylum seekers who had work rights in Australia were conducted. It provides insights into how restrictive immigration policies manufacture precarity through short-term, conditional visas, resulting in employer risk aversion, segmentation into insecure work, and in-work instability and mistreatment. Asylum seekers manage their experiences and feelings of pervasive insecurity through individual coping and survival strategies.     

Electronic payment mechanisms in social security: Extending the reach of benefit and contribution transactions

More often than not, the existing modes of contribution collection and benefit payment of social security organizations are adapted to the collective arrangements that characterize employer‐employee relationships. Extending coverage to individuals in difficult‐to‐reach groups, however, may require new modalities of service that can cope with many separate, secure transactions rather than a few bulk data transfers between organizations. Recent developments in electronic payment show its wide applicability in enabling huge volumes of such individual transactions. It is in this light that the article explores the potentials of this technology and identifies possible arrangements through which electronic payments could surmount barriers that stand in the way of covering difficult‐to‐reach groups. The high level of mobile phone penetration on a global scale augurs well for using e‐payment mechanisms to collect social security contributions and to deliver social security benefits and services. A generic model is used to describe the requisite elements to implement electronic payments in social protection programmes. Based on empirical evidence of current social protection practices from around the world, five scenarios are presented to describe possible configurations for electronic payment, from the simplest to the most sophisticated. The broader objective is to contribute in a practical manner to the international commitment to extend social protection to all, as defined by the 2030 Sustainable Development Goals.     

Pension reforms in EU11 countries: An evaluation of post‐socialist pension policies

This article evaluates the pension policy pathways of the 11 former state socialist nations that have joined the European Union since 2004. Focusing primarily on the post‐2004 period, the analysis discusses the most important measurable outcomes of these countries’ pension reforms, in terms of poverty alleviation, pension adequacy and fiscal sustainability. Going beyond the quantifiable concepts, we also investigate the quality of the 11 countries’ pension systems in terms of equity as well as efficiency, emphasizing the less conspicuous design errors present in these systems. Although these errors have received little attention to date, they may harm pension schemes along several dimensions, including their fiscal sustainability.