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41.
Flood Catastrophe Model for Designing Optimal Flood Insurance Program: Estimating Location‐Specific Premiums in the Netherlands
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T. Ermolieva T. Filatova Y. Ermoliev M. Obersteiner K. M. de Bruijn A. Jeuken 《Risk analysis》2017,37(1):82-98
As flood risks grow worldwide, a well‐designed insurance program engaging various stakeholders becomes a vital instrument in flood risk management. The main challenge concerns the applicability of standard approaches for calculating insurance premiums of rare catastrophic losses. This article focuses on the design of a flood‐loss‐sharing program involving private insurance based on location‐specific exposures. The analysis is guided by a developed integrated catastrophe risk management (ICRM) model consisting of a GIS‐based flood model and a stochastic optimization procedure with respect to location‐specific risk exposures. To achieve the stability and robustness of the program towards floods with various recurrences, the ICRM uses stochastic optimization procedure, which relies on quantile‐related risk functions of a systemic insolvency involving overpayments and underpayments of the stakeholders. Two alternative ways of calculating insurance premiums are compared: the robust derived with the ICRM and the traditional average annual loss approach. The applicability of the proposed model is illustrated in a case study of a Rotterdam area outside the main flood protection system in the Netherlands. Our numerical experiments demonstrate essential advantages of the robust premiums, namely, that they: (1) guarantee the program's solvency under all relevant flood scenarios rather than one average event; (2) establish a tradeoff between the security of the program and the welfare of locations; and (3) decrease the need for other risk transfer and risk reduction measures. 相似文献
42.
Dimitris N. Trakas Mathaios Panteli Nikos D. Hatziargyriou Pierluigi Mancarella 《Risk analysis》2019,39(1):195-211
The increased frequency of extreme events in recent years highlights the emerging need for the development of methods that could contribute to the mitigation of the impact of such events on critical infrastructures, as well as boost their resilience against them. This article proposes an online spatial risk analysis capable of providing an indication of the evolving risk of power systems regions subject to extreme events. A Severity Risk Index (SRI) with the support of real‐time monitoring assesses the impact of the extreme events on the power system resilience, with application to the effect of windstorms on transmission networks. The index considers the spatial and temporal evolution of the extreme event, system operating conditions, and the degraded system performance during the event. SRI is based on probabilistic risk by condensing the probability and impact of possible failure scenarios while the event is spatially moving across a power system. Due to the large number of possible failures during an extreme event, a scenario generation and reduction algorithm is applied in order to reduce the computation time. SRI provides the operator with a probabilistic assessment that could lead to effective resilience‐based decisions for risk mitigation. The IEEE 24‐bus Reliability Test System has been used to demonstrate the effectiveness of the proposed online risk analysis, which was embedded in a sequential Monte Carlo simulation for capturing the spatiotemporal effects of extreme events and evaluating the effectiveness of the proposed method. 相似文献
43.
This paper is aimed at assessing and disentangling how territorial governance configurations influence contemporary practices in strategic plan-making in 14 European urban regions. The findings allow us to distinguish three dominant practices: i) plan-making shaped by consensus building and multilevel government cooperation; ii) plan-making shaped by the involvement of profit-oriented actors and negotiations, and iii) plan-making shaped by consolidated planning practice. To truly grasp plan-making practice, it is necessary to scrutinize who rules and who is ruled while negotiations are unfolding, as well as the extent to which private actors’ interests influence how spatial development goals and strategies are defined. 相似文献
44.
Most recommerce providers have moved to a quality‐dependent process for the acquisition of used products. They acquire the products via websites at which product holders submit upfront quality statements and receive quality‐dependent acquisition prices for their used devices. Motivated by this development of reverse logistics practice, the aim of this study is to analyze the product assessment process of a recommerce provider in detail. To this end, we first propose a sequential bargaining model with complete information which captures the individual behavior of the recommerce provider and the product holder. We determine the optimal strategies of the product holder and the recommerce provider in this game. We find that the resulting strategies lead to an efficient allocation, although the recommerce provider can absorb most of the bargaining potential due to his last mover advantage. In a second step, we relax the assumption of complete information and include uncertainty about the product holder's valuation of the product. We show the trade‐off underlying the recommerce provider's optimal counteroffer decision and analyze the optimal strategy, using a logistic regression approach on a real‐life dataset of nearly 6,000 product submissions. The results reveal a significant improvement potential, compared to the currently applied strategy. 相似文献
45.
李贵峰 《石家庄铁道学院学报(社会科学版)》2016,(4):16-20,89
扁平超宽箱梁桥由于具有较大的宽跨比,其受力性能呈现明显的空间效应,通常的单梁模型计算已不能满足设计的精度要求,主要体现在宽箱梁各腹板纵向受力的差异性以及明显的剪力滞效应,同时由于大宽跨比使得横向预应力的作用不仅增加了顶板的压应力,也使得整体箱梁截面下缘出现拉应力,造成边腹板底部纵向裂缝,这些都给宽箱梁的设计带来了不利。因此为研究宽箱梁的空间效应,本文运用ANSYS有限元软件建立了全桥实体模型,计算了各腹板纵向受力差异及剪力滞效应,以及横向预应力对箱梁横向受力的影响,得到了一些有益的结论,为设计人员提供一定的参考。 相似文献
46.
刘升 《华中农业大学学报(社会科学版)》2019,(4):115-122
当公共政策只针对部分社会群体的时候,靠近政策分界线但又没有享受到政策利益的群体就会成为政策边缘人,政策边缘人属于利益外群体,但其结构性位置却又让其最接近分享政策利益,属于潜在受益者。在社会分化和竞争的背景下,政策边缘人与其他条件差不多的群体对比会产生相对剥夺感。政策边缘人会认为享有政策利益本应是他们的权利,于是他们基于维权的想法会通过各种方式谋取政策利益,在此过程中就会影响到基层公共政策的执行。因此,建议通过提高基层治理的法治化、科学化、精细化水平和组织化程度等方式减少政策边缘人对政策执行和基层治理带来的消极影响。 相似文献
47.
We urgently need to put the concept of resilience into practice if we are to prepare our communities for climate change and exacerbated natural hazards. Yet, despite the extensive discussion surrounding community resilience, operationalizing the concept remains challenging. The dominant approaches for assessing resilience focus on either evaluating community characteristics or infrastructure functionality. While both remain useful, they have several limitations to their ability to provide actionable insight. More importantly, the current conceptualizations do not consider essential services or how access is impaired by hazards. We argue that people need access to services such as food, education, health care, and cultural amenities, in addition to water, power, sanitation, and communications, to get back some semblance of normal life. Providing equitable access to these types of services and quickly restoring that access following a disruption are paramount to community resilience. We propose a new conceptualization of community resilience that is based on access to essential services. This reframing of resilience facilitates a new measure of resilience that is spatially explicit and operational. Using two illustrative examples from the impacts of Hurricanes Florence and Michael, we demonstrate how decisionmakers and planners can use this framework to visualize the effect of a hazard and quantify resilience-enhancing interventions. This “equitable access to essentials” approach to community resilience integrates with spatial planning, and will enable communities not only to “bounce back” from a disruption, but to “bound forward” and improve the resilience and quality of life for all residents. 相似文献
48.
冯令晏 《云南大学学报(社会科学版)》2020,19(2):71-79
有关黄河河源的概念,古代各种史学、地理、以及宗教文献都有相关记载。早期文献中提出的重源潜流的概念,也为塑造河源空间概念留下了发挥余地。及至唐朝,各种类书、笔记、野史关于位于境外的河源的著述沿用了上述文献中已有的地理知识,并融入了佛教世界观的空间概念以及唐代实地考察的纪录,逐渐构成了河源这一多元化的空间想象。本文探讨了不同知识框架对唐代河源记载的影响,以及在几幅现存宋代地图上所反映出的相关影响。这类文献资料有助于我们理解中古地理知识的深化与演变,以及后代地图上展示河源的更丰富的地图表现形式。 相似文献
49.
许锬 《重庆交通大学学报》2014,14(6):81-84
从空间批评视角看,文本中的空间不再是静止的"容器",而是一种蕴含多维文化信息的指涉系统,注重文本中空间的社会、文化属性。在美国华裔作家雷祖威的短篇小说《生日》中,与华裔青年华莱士·王的爱情故事相关的几个空间场景不仅再现了华裔的现实生活世界,更充分展示了他们居于社会边缘的处境与内心疏离的痛苦。 相似文献
50.
我国高等院校开展职业化教育的重要性已被国内高等教育研究者广泛关注,但缺乏职业化教育培养体系的研究。高等院校职业化教育应以职业化的评判标准为基础,其核心是职业综合素质的培养。职业素质培养是高等院校职业化教育的最终目标,职业素养培养是高等教育职业素质培养的重要环节。可以根据不同类型高等院校的学生特点和培养目标开展适宜的职业化教育。 相似文献