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11.
商业银行贷款定价模型构造研究 总被引:2,自引:1,他引:1
本文从贷款定价的原则和因素分析着手 ,提出贷款价格由核心价格、风险附加价格和可折让价格三部分组成 ,并建立了贷款定价数学模型。同时 ,利用决策树实现了贷款定价决策。 相似文献
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新时期外来词的几种变化 总被引:3,自引:0,他引:3
赵爱武 《江汉大学学报(人文科学版)》2002,21(5):49-52
随着改革开放和商品经济的大发展,近20年来外来词误的引进在方方面面都发生了很大的变化。这种变化主要体现在引进形式、内容、频率以及来源等四个方面。 相似文献
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高燕 《吉林师范大学学报》2002,(1):88-93
我国语言学界对汉语外来词进行自觉的研究始于二十世纪五十年代。本文从五个方面对半个世纪以来汉语外来词的研究状况进行了综述。 相似文献
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向文华 《西南科技大学学报(哲学社会科学版)》2003,20(1):14-16
城乡结合部农村信用社有其特殊的地缘优势,应抓住目前改革机遇,努力提高职工素质、改善办公条件、开发新产品新业务,并建立自己严格的职工考核体系。同时中国人民银行也应加大对农村信用社的扶持力度,共同促进农村信用社的发展。 相似文献
16.
Making ends meet: perceptions of poverty in Sweden 总被引:1,自引:0,他引:1
B. Halleröd 《International Journal of Social Welfare》1995,4(3):174-189
During the era after the Second World War, Sweden has built a welfare system based on labor market participation and income maintenance. Low unemployment and decent wages are supposed to guarantee people a labor market income or income maintenance, which in turn should provide a proper standard for everyone. However, a rapid increase in unemployment and economic problems have made the future of the Swedish welfare state more uncertain than ever. These circumstances have, among other things, led to the suggestion that Sweden should abandon the income maintenance policy and create a social policy system with the more limited ambition of guaranteeing everyone a minimum income. In that case, one central question must be answered: what constitutes a decent minimum income in today's Sweden? Where should we draw the poverty line under which people will not be forced to live? These questions are central in the current debate. The consensual poverty line method is used in this article to derive a poverty line relevant for today's Sweden. The results shows that more than every fifth household has an income below the consensual poverty line. That is, they have an income that most Swedes would argue is too low to make ends meet. The level of the consensual poverty line was compared with the National Board of Health and Welfare's guidelines for social assistance. The consensual poverty line was shown to be more generous to small households and the norm for social assistance was more generous to larger households. Finally, the expenditure for guaranteeing all Swedish household a minimum income equal to the consensual poverty line was estimated: more than SEK 25 billion per year. The results in the article casts serious doubt on the ability of the Swedish welfare state to secure a decent income to all citizens. 相似文献
17.
杨国洪 《深圳大学学报(人文社会科学版)》2005,22(3):120-123
国外和香港助学贷款工作成效显著,给我们的启示是,要明确政策体系,保持政策的长期性和灵活性;要完善法律架构,规范契约行为和违规惩处;要完善诚信教育,建立银行诚信档案;同时,要积极推行生源地贷款工作。在这个基础上,深圳和沿海发达地区可以率先考虑建立学生资助机构,专门负责大学生资助工作,加大政府对大学生的资助力度,开创大学生资助的新举措。 相似文献
18.
The Sandwich Generation: Dependency, Proximity, and Task Assistance Needs of Parents 总被引:2,自引:1,他引:1
This study was designed to determine the extent of sandwiched families and the impact of dependency and proximity to task assistance provided to parent(s). Data were collected in Idaho, Oregon, Utah, and Michigan from a random sample of 40–65-year-old respondents. Fifteen percent are sandwiched between needs of aging parents and financially dependent children. Respondents are much more likely to be providing assistance to mothers than fathers. Parents are most likely to live near, but not necessarily with, the respondent. Spouses and partners' parents, however, are likely to live farther away. Task assistance provided most often to aging parent(s) includes help with transportation and shopping; financial assistance was reported least often. Income of respondent and dependency and proximity of parents are significantly related to providing assistance to parents. This study offers a unique glimpse at the relationships between personal characteristics, dependency, proximity, and task assistance issues as they pertain to the sandwich generation. 相似文献
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不同规模农地抵押贷款可得性研究 总被引:2,自引:0,他引:2
以南阳市427户农户调查数据为样本,运用二元Logit回归模型对三类不同土地规模农户的农地抵押贷款可得性及其影响因素进行分析。结果发现,户主年龄、文化程度、家庭收入、房屋价值、社会资本、对贷款政策了解度及土地规模差异均对农户农地抵押贷款可得性具有显著影响。其中,家庭收入与房屋价值是影响不同土地规模农户农地抵押贷款可得性的共同因素,土地规模是影响农地抵押贷款可得性最为直接的关键性因素,随着土地规模增加,金融机构贷款审批更注重农户个人信用程度、社会资本和风险保障措施。 相似文献