电动空调涡旋压缩机型线优化

选取我国三大经济区2001—2017年的数据,运用面板数据模型分析了政府财政、金融市场及其相互作用对区域自主创新能力提升的影响,结果表明:政府财政对自主创新能力的提升作用较金融市场更为显著,但三大经济区存在差异;就全国总体而言,金融支持效率指标在是否存在政府中介的情况下均不显著,金融市场对自主创新的支持效率还很低下;误差修正模型表明区域自主创新能力提升还受自身前期自主创新能力水平影响;人力资本的投入对区域自主创新能力的提升起到至关重要的作用。     

“使酒骂座”的假相与“特殊丫头”的性格心理分析

申二姐是一位能弹会唱、才艺出众而颇受好评的"女先生"。庞春梅"使酒骂座"的行为,在毁骂缘由与毁骂内容上表现出不合情理、言不由衷等种种假相,隐藏着庞春梅执意要捍卫自己作为一个"特殊丫头"的身份地位的性格心理。     

论融资约束下企业最优投资时机选择

利用企业投资的三期静态模型,考察了企业投资额、自有资金与外部融资之间的关系。通过比较企业在不同期间即时投资和延迟投资的投资收益,求解得到企业在融资约束下的投资临界值,进而得出了企业在投资可延迟条件下的最优投资时机和投资规则。     

上市公司债务重组财务效应研究

债务重组是很多企业在生产经营活动中遇到的重大问题,债务重组的结果如何,会对企业产生重大影响。在分析了中国深圳和上海证券交易所的上市公司的债务重组的相关数据之后,得出了债务重组能够显著改善企业业绩的相关结论,提出了要加强对债务重组信息披露等相关建议。     

基于熵权法的财务危机预警指标选择研究

合理选择财务指标是财务危机预警研究中的重要内容,用定性和定量相结合的方法进行选择是科学有效的方法之一。首先根据初选原则对财务指标进行了初步选择,然后提出了一种基于熵权的变量选择方法,对初选的财务指标进行定量筛选,进行实证研究,最终确定了应用于财务危机预警的财务指标。     

关于院校合并中财务问题的思考

院校合并中会遇到很多问题 ,其中 70 %左右的问题与财务有关。财务合并是院校合并的重要方面 ,需做大量的、细致的基础工作 ,要注意并防止院校合并中可能出现的对合并不利的财务问题。院校合并中财务工作处理得好 ,就能保证院校合并进展顺利 ,平稳运行 ,发展壮大     

小企业融资缺口分析及对策研究

小企业在发展中通常会遇到市场难以解决的融资缺口问题 ,即借贷资金缺口与资本缺口。由于小企业规模较小 ,融资成本相对较高、信用担保机制缺乏以及企业自身“存活性”差等条件约束 ,引致小企业在有组织金融市场上的局部市场失效 ,市场融资难以有效形成 ,从而产生小企业的融资缺口。针对小企业存在融资功能的缺陷 ,应强化弥补融资缺口的金融支持政策 ,从法律法规层面加大对小企业的支持力度 ;建立完善的信用担保体系 ,形成小企业融资担保机制 ;规范小企业金融机构 ,构筑小企业融资体系 ;开发资本市场 ,加大对小企业的金融支持     

Responsibility,planning and risk management: moralizing everyday finance through financial education

The individualization, privatization and marketization of risk management represent a fundamental dimension of the financialization of everyday life. As individuals are required to engage with financial products and services as the main way of protecting themselves from risks and uncertainties, their economic welfare and security are construed as depending largely on their own financial decisions. Within this setting, the concept of financial literacy and accompanying practices of financial education have emerged as a prominent institutional field handling the formulation and communication of the attributes and dispositions that arguably constitute the proper financial actor. This article analyzes financial education programmes currently conducted by state agencies in Israel, examining the notions and principles they articulate when defining and explaining proper financial conduct. The study indicates that moral themes and categories occupy a salient place in the formulation of the character traits that constitute the desired literate financial actor. Notions of individual responsibility, planning ahead and rational risk management are presented not merely as instrumental resources, but as moral imperatives. Through these notions, the programmes moralize a broad array of everyday practices of personal finance such as saving, investing, borrowing and budget management, thereby connecting the sphere of financial matters to the domain of moral virtues. Offering a representation of particular modes of financial conduct as constitutive components of morally virtuous personhood, these practices imbue the financial field as a whole, especially its current generalized logic of individualized and marketized risk management, with moral meanings, hence contributing to the normalization and depoliticization of the financialization of everyday life.