金融周期、金融波动与中国经济增长——基于省际面板门槛模型的研究

本文应用面板门槛模型,研究了2005-2017年间我国31个省（市、自治区）金融波动对经济增长的影响。研究发现,随着金融周期所处阶段的变化,金融波动对经济增长会产生显著的非对称性双重门槛效应,主要体现为如下两点：首先,金融周期处于膨胀期、平稳期和萧条期时金融波动对经济增长会产生负向影响,但从影响系数值的大小来看,处于膨胀期时最大,是后两者的2倍之多,处于平稳期时最小且并不显著;其次,分区域的稳健性检验表明,金融发展水平高的区域双重门槛值出现得早,且两个门槛值间的区间要比金融发展水平低的区域宽28%。这些结论说明,经济增长对于金融波动的容忍弹性会随着金融周期所处的阶段而变化,金融发展水平的提高会放大经济增长对金融波动的容忍区间,但也会加速金融周期处于膨胀期时爆发金融危机的可能性,这使得当前我国存在着进一步发展金融水平和严控金融风险的矛盾,对此本文也提出了相应的政策建议。     

Cross-validation of the screening scale in an adult protective services sample

Adult Protective Services (APS) professionals are often called on to assess decision-making capacity when investigating financial exploitation. Previous research found that in consecutive APS cases, a decision-making screening scale (LFDSS) also detected financial exploitation. The purpose of this study was to apply the clinical cutoff scores derived from the previous study to a new sample of APS cases. Using a sample of 105 participants, from APS workers across 5 counties this study investigated the clinical utility of the LFDSS to detect financial exploitation based on ratings by APS professionals using the scale. Results demonstrate that the LFDSS has excellent internal consistency and clinical utility properties. This paper provides support for use of the LFDSS as a reliable and valid instrument. Instructions for use of the LFDSS are included in the article, along with information about online support tools.     

Illegal Aliens,Criminals, and Hypersexual Spitfires: Latin@ Youth and Pedagogies of Citizenship in Media Texts

This article aims to broaden the ways we conceptualize citizenship and implement citizenship education in social studies. To do so, the authors explore media texts as a curricular and pedagogical site for teaching lessons about citizenship. Specifically, the authors investigate how media drafts the boundaries of citizenship for Latin@ youth, and influences how young people come to understand who is and who is not perceived as a citizen entitled to rights and freedoms. Media texts, like formal social studies curricula, are powerful and enduring educators that shape how students know the world and imagine their place in it. Therefore, this article addresses how social studies teachers can integrate media texts into the classroom to explore representations of Latin@s and the impact that media has on our citizenship identities and experiences.     

Financial Knowledge and Behaviors of Chinese Migrant Workers: An International Perspective on a Financially Vulnerable Population

ABSTRACT

Making informed financial decisions is crucial to the wellbeing of Chinese migrant workers. Using interview survey data (N = 329), this study examined financial knowledge and behaviors of migrant workers in China. Results showed that participants demonstrated low levels of financial knowledge (51.4%) and beneficial financial behaviors (51.0%). Multivariate results indicated that a modest proportion of the variance in financial behaviors was explained by financial knowledge, attitudes, and socio-demographic characteristics (e.g., marital status and income). Findings underscore the importance of disseminating culturally-relevant educational interventions to financially at-risk, low-paid migrant workers in China.     

Internet literacy and digital natives’ civic engagement: Internet skill literacy or Internet information literacy?

This study aims to show the role of Internet literacy in empowering digital natives’ civic engagement. Using a survey of 10th graders, we analyzed the effects of digital media use and Internet literacy on adolescents’ political and social interest, participation, and efficacy, controlling for their home and school environments. In doing so, we try to highlight the following points. First, we emphasize that there are two separate dimensions of Internet literacy: Internet skill literacy and Internet information literacy. Second, we adopt a broader concept of civic engagement reflecting the changing youth practices observed in the contemporary media environment. The study empirically found that Internet information literacy, not Internet skill literacy, is intricately related to adolescents’ civic engagement. It was also shown that adolescents’ Internet use contributed only to new and alternative forms of participation. Overall, the findings show that an adolescent who can critically understand and effectively evaluate online information is more likely to become an active civic participant than one who lacks such skills. The study concludes with a few policy suggestions.     

Internet risks and expert views: a case study of the insider perspectives of youth workers in Hong Kong

This study collects and analyses the viewpoints of front-line youth workers regarding the notion of ‘Internet risks’. Previous studies have examined and discussed various dangers of the Internet. Parental, school, and governmental interventions are often called for by those concerned. The implicit assumption is that these are the people who possess the expertise to tackle the problems at hand. Through participation in three forums focusing on ‘Internet risks’, and in-depth interviews with 10 such ‘experts’ in Hong Kong, the study examines if this is a valid assumption. It finds that experts perceive Internet risks rather differently. In addition to the more conventional views about content, contact and conduct risks, our interviewees are aware that a new order is quickly emerging in the new media environment. Despite being considered as ‘experts’, they do not necessarily know how to tackle the so-called ‘youth-at-risk’. Rather, they are exploring how they would capitalize on the opportunities offered by the developments. The key findings highlight the need to critically review the notion of ‘Internet risks’. As with other risk frameworks, the ultimate aim is to develop intervention programmes. In this regard, risks are often treated as concrete problems that can be solved. Youth experts, however, find that the changing scope, speed and persistence of communication in today's information society present the biggest challenge in youth work. The existing framework of risks was unable to describe and account for such risks. In response, Internet risk has to be reconceptualized so that more updated, relevant and imaginative intervention can be introduced.     

西藏妇女的扫盲教育及其对策

扫盲教育是一项非长期性而又具有实用性、基础性、工具性的系统工程。推进贫困地区、少数民族地区和农村妇女的扫盲将是未来扫盲工作的重中之重;因此,抓准扫盲工作的重中之重,加大妇女扫盲力度是扫盲工作抓出成效的关键。     

构建和谐财务管理目标的思考

构建和谐社会是现今中国的重要社会问题。在财务管理学中,财务目标是财务决策的准绳、财务行为的依据、理财绩效的考核标准。本文从和谐概念出发,从财务管理的角度,运用产权理论和契约理论分析财务管理目标和谐的现实性选择和构建。     

西方金融创新理论述评

西方对金融创新首先提出理论解释的是约束引致假说和管制理论。约束引致假说认为金融创新是银行试图降低与特定资产负债表约束关联的成本。管制理论认为金融创新是管制者和被管制者之间持续的斗争。不完全市场理论认为新金融产品仅仅是金融工具特定因素组合的变化。证券设计和不完全市场模型是以一般均衡理论对金融创新过程模型化。目前尚无金融创新普遍认可和统一的理论。     

视觉文化时代信息技术与英语教学关系探析

面对视觉文化环境下长大的一代,信息技术在英语教学中作用巨大。多媒体技术能调动学生的学习兴趣、培养联想思维能力以及营造仿真氛围;网络提供教师与学生日常教学中欠缺的资源;网络学习环境有助于学生自主性的形成。媒介素养教育是教师和学生在此背景下之必须。