次贷证券化下金融机构的道德风险及危机传导

次级抵押贷款证券化由于能够成功实现贷款风险的转移,为金融机构放松风险控制提供了条件,由此产生了极其严重的道德风险.次级贷款证券化、金融机构以市定价的会计记帐方法和以在险价值为基础的资产负债管理模式,导致危机从信贷市场传导至资本市场,而资产价格泡沫破灭通过负向财富效应对居民消费的抑制,通过托宾Q效应和金融加速器效应影响企业投资,使得危机从金融市场传导至实体经济.     

中国商业银行不良资产证券化的SWOT分析

在界定商业银行不良资产内涵的基础上,借鉴SWOT分析方法,根据中国具体国情,分析中国商业银行不良资产证券化的优、劣势,以及存在的机遇与挑战。     

提前摊还下信用卡证券化资本金计算方法研究

对信用卡应收款证券化的特点及交易结构等进行研究,并对新巴塞尔协议中关于具有提前摊还特征的证券化产品的资本金要求进行探讨,指出新巴塞尔协议在对具有提前摊还特征的信用卡证券化资本金处理方法方面存在的缺陷,提出改进的建议,并通过具体实例进行了阐释,希望对商业银行信用卡证券化的资本监管有所帮助。     

我国资产证券化的现状与发展对策

当前，我国资产证券化存在着投资主体单一、银行实行证券化意愿不强烈以及相关法律金融制度不完善等问题。从我国资产支持证券市场的现状和存在的问题可知，制约资产证券化发展的主要是制度因素和市场因素。论题提出了促进资产支持证券市场发展的对策和建议。     

Remembering Hiroshima

Visions of the post-conflict reintegration process in Sierra Leone as a moment of healing, reconstruction, opportunity and rehabilitation do not take into account the experience of women and girls who were raped during the conflict. For them, the post-conflict period is often characterized by trauma, silence and stigmatization. This article examines wartime rape in relation to the liberal family model and the perception of sex as a ‘private’ social concern rather than a public security issue.     

中国影子银行发展及监管问题研究

影子银行体系是近30年来欧美金融创新与监管巨大变革的结果。通过分析国外影子银行的发展与监管现状,并立足于我国金融市场发展的实际情况,着重分析我国影子银行体系的发展现状并提出相应的监管政策建议。     

资产证券化外部环境与对策探析

主要研究我国资产证券化中存在的外部环境问题，浅析了应采取的相应对策。根据我国的现状，主要从建立中央优先权益登记系统、选择合适我国的SPV系统、培育机构投资者、创新资产证券化产品和加强证券化产品的流动性等方面探讨改善我国资产证券化的外部环境。     

Contained mobility and the racialization of poverty in Europe: the Roma at the development–security nexus

ABSTRACT

This paper starts from the observation that, since the collapse of eastern European state socialism, the Roma have become the subject and target of Europe-wide development programs and discourses, while, at the same time, they have been problematized in terms of social, public and national security. Due to the ways in which development and security have ambiguously come together in Europe’s recent history, I will argue that the living conditions of the poorest among the Roma have not only worsened, but also, and more fundamentally, the divide between Europe’s rich and poor has become seriously racialized and almost unbridgeable. I explain how the bio- and geopolitical conditions under which development and security have merged in Europe’s engagement with the Roma have led to a situation in which the official aim of Roma-related development programs – the improvement of their living conditions and life chances – tends to result in a dreadlock.     

资产证券化是债权物权化的过程

资产证券化是以独立的特定资产为信用基础来发行证券。用于资产证券化的资产,主要是银行贷款、企业应收款等金钱债权。资产证券化正是这种金钱债权的证券化,进而物权化的过程,其目的在于使其流通更加安全便捷,以实现交易自由安全的法律理想。     

不动产价值证券化研究

不动产作为重要的社会资源,随着社会经济结构的转变正在经历一场剧变,主要表现在不动产价值化在社会生活中的逐渐展现,同时以此为背景不动产证券化也成为各国重要的社会现象,扮演着极其重要的功能.