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Studies of economic insecurity tend to focus on changes in incomes and transitions in and out of income poverty. Yet family economic conditions are shaped by more than just income. Levels of assets and wealth, and changes in these over time also play a role. To identify which groups of the poor have been structurally trapped in poverty over time, using the Korean Welfare Panel Study, we examined the dynamics of asset poverty from 2005 to 2014. We defined three asset poverty lines by operationalizing assets as resources for either future consumption or development. Findings show that asset poverty experience in a previous year significantly increased the probability to incur asset poverty by 5–12% for all analysis samples. In addition, the probability of incurring asset poverty decreased with home ownership, higher disposable income, and greater diversification of the household portfolio. Our findings suggest that the asset poor are likely to fall into structural and persistent poverty over time, and an asset-building approach is needed to improve the asset poverty status of households in South Korea.

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In 2010, the Korean government introduced the Hope Growing Account (Hope) program. The Hope program combines elements of a social assistance scheme (monthly income grants) with matched funds for savings to encourage the working poor to increase income and build assets. This longitudinal study estimated changes in household economic well‐being among 895 low‐income households who participated in Hope between 2010 and 2012. Economic well‐being was measured by changes in household monthly income and income‐to‐needs ratio. The adjusted difference‐in‐differences estimation revealed that the impact of Hope varied over household income distributions: lower income households were more likely to increase their monthly earned income and income‐to‐needs ratio compared to demographically similar non‐participants, while higher income households were less likely to increase their income and income‐to‐needs ratio. We describe how future research is needed to better understand how the Hope program impacts household assets and behavioral changes in the long run.  相似文献   
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Roh  Miyoung  Weon  Soyoon 《Social indicators research》2022,160(2-3):717-734

With a rapid aging population in South Korea, the elderly living alone has received particular attention from researchers and stakeholders. Although previous research has found that living alone negatively affects life satisfaction of the elderly, much remains unclear about how life satisfaction of the elderly changes over time as their living arrangement change. To advance knowledge on life satisfaction of the elderly, using the Korean Longitudinal Study of Aging we tested the association between life satisfaction (overall life, health, and financial) of the elderly and their living arrangement. Our longitudinal research found that the elderly living with family had significantly higher life satisfaction compared to those living alone between 2006 and 2016. In addition, individuals who had a superior economic profile and maintained physical activity and social relations showed higher life satisfaction than their counterparts. Our findings suggest that to improve the life satisfaction of the elderly living alone, both material and psychological support programs are needed. Future research is needed to account for the multi-faceted nature of life satisfaction.

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