Responsibility,planning and risk management: moralizing everyday finance through financial education

The individualization, privatization and marketization of risk management represent a fundamental dimension of the financialization of everyday life. As individuals are required to engage with financial products and services as the main way of protecting themselves from risks and uncertainties, their economic welfare and security are construed as depending largely on their own financial decisions. Within this setting, the concept of financial literacy and accompanying practices of financial education have emerged as a prominent institutional field handling the formulation and communication of the attributes and dispositions that arguably constitute the proper financial actor. This article analyzes financial education programmes currently conducted by state agencies in Israel, examining the notions and principles they articulate when defining and explaining proper financial conduct. The study indicates that moral themes and categories occupy a salient place in the formulation of the character traits that constitute the desired literate financial actor. Notions of individual responsibility, planning ahead and rational risk management are presented not merely as instrumental resources, but as moral imperatives. Through these notions, the programmes moralize a broad array of everyday practices of personal finance such as saving, investing, borrowing and budget management, thereby connecting the sphere of financial matters to the domain of moral virtues. Offering a representation of particular modes of financial conduct as constitutive components of morally virtuous personhood, these practices imbue the financial field as a whole, especially its current generalized logic of individualized and marketized risk management, with moral meanings, hence contributing to the normalization and depoliticization of the financialization of everyday life.     

International conference on Jewish civilization in eastern and central Europe,Minsk, 24–26 January 2000

A Symposium on Soviet Jewry

The Jews in Soviet Russia, Since 1917, Lionel Kochan (ed.). London, Oxford University Press for Institute of Jewish Affairs. 1970. ix + 357 pp. Index. £2.50.

Wanted: a history of Soviet Jewry

The Silent Millions: A History of the Jews in the Soviet Union by Joel Cang. London, Rapp and Whiting. 1969. 246 pp. £2.10.

Red Rose

Rosa Luxemburg, Ich War — Ich Bin — Ich Werede Sein, by Harry Wilde. Wien‐Muenchen‐Zurich, Verlag Fritz Molden. 1970. 264 pp.

A Book on Georgian Jewry

Yehudey Gruzia: Ma'avak Al Ha'shiva Le‐tsion (The Jews of Eorgia: A Struggle for the Return to Zion), by Mordecai Neishtat. Tel‐Aviv, Am Oved Publishers, Ltd. 1970. 148 pp. (in Hebrew).

Menshevism and the Jewish question

Russian Social Democracy; the Menshevik Movement. A Bibliography, by Anna M. Bourgina. Hoover Institution Bibliographical Series: XXXVI, The Hoover Institution on War, Revolution and Peace, Stanford University, Stanford, California. 1968. 392 pp. (no price listed), (in Russian; English introduction).

Jewish writers of Byelorussia

Pismienniki Savieckaj Bielarusi: Karotki Bijabiblijahraficny Davednik (Writers of Soviet Byelorussia: a short Biobibliography), A. Harodzicki et al (comp.). Minsk, Vydavectva ‘Bielarus’. 1970. 440 pp. 82 kopeks.     

Health care as a social security benefit: Institutional approaches to extending coverage

Reaching universal health‐care coverage requires an appropriate mix of compulsory contributory social insurance schemes, with mechanisms to include the informal‐economy population, and tax‐based social assistance for those whose incomes preclude their own contributions. This article urges a reversal of the trend that favours the separate development of social health insurance by separate health authorities and makes the case for the extension of health‐care coverage using existing formal‐sector social security schemes, not least because they have the necessary political backing and institutional structures. The article reviews reasons for the slow pace of coverage extension to date, and stresses the added value of incorporating health care as a social security benefit while also acknowledging the importance of retaining linkages between statutory and well‐regulated community‐based or micro health‐insurance schemes.     

A ‘Tripadvisor’ for disability? Social enterprise and ‘digital disruption’ in Australia

ABSTRACT

We explore how social enterprises can use platform technologies to plug ‘informational gaps’ in the provision of disability services. Such gaps are made more apparent by policies promoting self-directed care as a means of giving service users more choice and control. We use a case study of a start-up social enterprise seeking to provide a TripAdvisor style service to examine the potential for social innovation to ‘disrupt’ current models of service. The case study suggests that any disruptive effects of such changes are not due to new digital technology per se, nor to novel platform business models, but rather rest in the manner in which the moral orders which justify current patterns of social disablement can be challenged by social innovation.     

The role of human papillomavirus (HPV)-related stigma on HPV vaccine decision-making among college males

ABSTRACT

Objective: The goals of the present study are (1) to identify sociodemographic and psychosocial predictors of human papillomavirus (HPV)-related stigma and (2) to examine the relationship between HPV-related stigma in predicting HPV vaccine decision-making among college males. Participants: Six hundred and eighty college males aged 18–26 from 3 Canadian universities were recruited from September 2013 to April 2014. Methods: Participants completed a self-report survey assessing HPV-related stigma, psychosocial predictors of HPV-related stigma, and HPV vaccine decision-making. The results were analyzed using variance analyses and linear regressions. Results: Ethnicity, province of residence, and perceived severity of HPV were found to significantly influence HPV-related stigma. In addition, HPV-related stigma was higher in those unaware of the availability of the HPV vaccine for males. Conclusions: Promotion efforts should concentrate on Asian minorities and should avoid HPV severity messaging, as these may lead to higher HPV-related stigma, which in turn may act as a barrier to vaccination.