Over‐indebtedness and microcredit in Cambodia: Moving beyond borrower‐centric frames

Over the past two decades, Cambodia has experienced an unprecedented credit boom, a growth in lending so rapid that the International Monetary Fund (IMF) referred to it as “one of the fastest financial deepening episodes by historical cross‐cultural standards” (IMF, 2016, p. 4). This deepening has been driven by the expansion of microcredit. In tandem, over‐indebtedness has increased among microcredit borrowers, and debt has become a significant political and economic concern. This article explores how over‐indebtedness is understood and explained by stakeholders across microcredit value chains. To do so, we draw on interviews with microfinance institution (MFI) executives, investors, branch managers, partners, financial literacy trainers, loan officers and borrowers in Siem Reap and Phnom Penh. We find that across the sector, dominant framings of over‐indebtedness privilege borrower‐centric explanations, while discounting the structural drivers of excessive lending and borrowing. As a consequence, current efforts to limit over‐indebtedness are unlikely to produce the kinds of solutions that are most needed to reduce the debt stress among borrowers. These arguments have implications across the Global South, particularly for contexts where microfinance is rapidly expanding.     

Apps4Africa: A new State Department public diplomacy initiative

In 2010 the U.S. State Department funded an “Apps4Africa” contest to encourage development of socially conscious mobile applications for Africa. The initiative marked a significant departure from traditional public diplomacy efforts to expand diplomatic outreach beyond traditional government-to-government relationships. This case study analyses Apps4Africa to reveal its appropriateness as a model for future efforts and concludes Apps4Africa succeeded primarily because it responded to the changing dynamics of the 21st Century.     

Concealed Ownership: Americans’ Perceived Comfort Sharing Gun Ownership Status with Others

While much is known about how Americans feel about guns and gun control policy, less is known about how Americans perceive gun owners, or how gun owners and nonowners view themselves. The present study examines how comfortable individuals feel disclosing their gun ownership status with family, friends, coworkers, employers, doctors, teachers, police, and strangers. This article uses stigma theory as a guiding framework. Data were obtained from a nationwide survey conducted in February 2016 of more than 250 current gun owners and more than 250 nonowners. Analyses utilize ordered logistic regression. Findings show that whites, older Americans, and those with more pro-gun attitudes express more comfort sharing whether they own a gun. Respondents also indicate that familiarity with the individual requesting gun ownership information and concern over how that person might react are key factors that affect comfort with disclosure. Implications and directions for future research are discussed.     

Evaluation of an upper extremity student-role functioning scale using item response theory

Millions of workers suffer from upper extremity (musculoskeletal) disorders. Many of these workers are predisposed to upper extremity musculoskeletal disorders because of early exposure to ergonomic risks as students. Computer usage for four or more hours remains the greatest risk for upper extremity musculoskeletal disorders for workers and students alike. Developing preventative methods to reduce student exposure, and thus protect future workers from upper extremity musculoskeletal disorders later in life, requires an appropriate measure for upper extremity musculoskeletal disorder prevalence and related limitations for student functioning. Item response theory analysis was used to evaluate and further develop a upper extremity functioning scale for the student role.     

Improvement of Highway Safety I: Identification of Causal Factors Through Fault-Tree Modeling1

As the first article of a two-part series, the purpose of this paper is to examine the functional factors that contribute to automobile accident occurrence and to model the causation structure in the form of a fault-tree. The fault-tree model provides an intuitive framework for qualitatively decomposing possible pathways to accident occurrence. Fault-tree analysis also provides a statistical representation of how interacting driver, vehicle, and environmental factors contribute to the likelihood of automobile accident occurrence. The application of this model facilitates pinpointing those factors that most contribute to accident causation and subsequently enables the identification and comparison of potential crash avoidance technologies.     

For the Love of Fluffy: Respecting,Protecting, and Empowering Transitional Objects in the Context of High-Conflict Divorce

ABSTRACT

Transitional objects are those idiosyncratically determined, beloved blankies and stuffed animals that communicate an absent parent’s affection. As such, transitional objects serve the short-term need to cope with separation, and the long-term need to move toward autonomy. This article discusses the value, use, and misuse of transitional objects in the context of coparental conflict. The concept of alienation-by-proxy is introduced. Specific recommendations are provided, including the therapeutic creation and empowerment of transitional objects to assist children experiencing separation anxiety, consideration of the role of transitional objects in child custody evaluations, and the court’s responsibility to encourage litigating parents to respect the child’s needs for transitional objects.     

Citizenship Social Work: A Community Environmental Scan of Re-enfranchisement Social Work Supports after Felony Conviction

Alexander (2012) argues that the corrections system relegates African American men to permanent second class status. Although social work has advanced the democratic project, African Americans often have had to forge a parallel social assistance system. In a community environmental scan, the authors apply the Citizenship Social Work framework to assess availability of services, supports, and advocacy efforts to address civil, political, social and economic rights for African American men with felony convictions. The authors find that a number of social work services are available, but the majority focus on social and economic rights, rather than civil and political rights, perhaps emphasizing professional service over social justice.