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Although subprime mortgage lending and unemployment were largely responsible for the wave of foreclosures during the Great Recession, additional sources of financial risk may have exacerbated the crisis. We hypothesize that many parents sending children to college were financially overextended and vulnerable to foreclosure as the economy contracted. With commuting zone panel data from 2006 to 2011, we show that increasing rates of college attendance across the income distribution in one year predict a foreclosure rate increase in subsequent years, net of fixed characteristics and changes in employment, refinance debt, house prices, and 19-year-old population size. We find similar evidence of college-related foreclosure risk using longitudinal household data from the Panel Study of Income Dynamics. Our findings uncover a previously overlooked dimension of the foreclosure crisis, and highlight mortgage insecurity as an inadvertent consequence of parental investment in higher education. 相似文献
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Sexual assault is underreported in the United States. Survivors are often reluctant to make police reports for various reasons; one is fear of revictimization by criminal justice professionals. Conversely, police officers often lack skills for interviewing crime victims. Posttraumatic stress reactions among victims can exacerbate the problem. Although some victims prefer female interviewers, it is not known whether they are more skilled. A sample of 429 police officers completed a written survey testing their rape myth acceptance and knowledge of how to interview rape reporters. A significant relationship between rape myth acceptance and interviewing skill was discovered. Although officer gender was related to interviewing skill, the effect was mediated by rape myth acceptance. Specific officer behaviors related to high rape myth acceptance were identified. Implications for selection of police to conduct victim interviews were discussed. 相似文献
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Meghan Ashlin Rich 《Sociological Forum》2009,24(4):828-853
There are a significant number of racially integrated neighborhoods in the United States, many of which have been stable over time. However, very little is known about the characteristics of these neighborhoods and of the residents who live in them. With data taken from a larger study of an integrated neighborhood in Baltimore, Maryland, this article discusses homeowners’ perceptions of their community and racial integration. Fifty semi‐structured interviews were completed with 67 homeowners to investigate their perceptions and experiences of race, class, and change in their community. This study shows that statistical racial integration and perceptions of racial integration are two different factors. Residents define true racial integration as both residential and social. As a result, homeowners reported that their neighborhood is both segregated and integrated—a type of “qualified” integration. Perceptions of racial integration are also affected by inconsistently defined neighborhood boundaries and racial clustering, block by block. 相似文献
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Frederick H. Gilman 《Journal of the American Statistical Association》2013,108(91):283-285
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Fiona Andrews Julia Shelley Stephanie Rich Alexandra James 《Community, Work & Family》2018,21(1):17-32
Parents’ perceptions of their neighbourhoods are important for child health outcomes. This study compared views among mothers in inner versus outer suburbs of Melbourne, Australia using a mixed methods approach. Mothers of preschool-aged children were recruited via playgroups, mother’s groups and preschools and interviewed face-to-face regarding their local area as a good place to raise a family, with a second open-ended interview focussing on mothers’ ideals and experiences of raising children in their current location. Findings demonstrated that mothers had different ideals for, and experiences of, raising their children in their neighbourhoods. Inner suburban mothers valued a manageable work/family balance and access to public transport over the size of their homes. However, access to childcare, secondary schooling and heavy traffic were issues, with the latter two being reasons for moving from the municipality. In contrast, outer suburban mothers preferred a larger home in neighbourhoods that they perceived as low crime, over accessibility to work. Access to a car and activities for their children were also important. Findings suggest no ‘one size fits all’ in respect to what features mothers expect from a good place to raise a family, or how they experience these features. This has implications for service delivery and social planning of suburbs. 相似文献
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Eleanor Pepi Downey Robert L. Jackson Maria E. Puig Rich Furman 《Social Work Education》2013,32(4):401-410
This article discusses the use of contemporary film in social work education, including the theoretical rationale for the inclusion of film from the perspective of narrative and adult learning theory as well as the application of the case method to the use of film. The student viewpoint and perspective is provided through the results of an exploratory research study with 109 Baccalaureate social work students who completed a survey questionnaire following a classroom activity involving a contemporary film. Analysis of the quantitative data and qualitative comments indicates that students believe that film is a beneficial adjunct to textbook and lecture content. 相似文献