Marriages and fertility among Turkish and Moroccan women in Belgium: results from census data

The patterns of family formation and fertility behavior of Turkish and Moroccan women in Belgium are changing rapidly. The census data (1991) indicate a fertility decline. The reasons are changes in the nuptiality patterns, contraceptive behavior, and migratory flows. The changes are not identical in both communities. Young cohorts postpone their marriage, but this is most prominent among Moroccan women. On the other hand, young Turkish women have a clear preference for smaller families. The changes also differentiate according to migrant "generation" and level of education. The changes are not restricted to Belgium but are also observed in the countries of origin.     

Values,decision-making,and the rich life

Young people increasingly take only one value seriously in making decisions about careers, that of salary levels. They should understand that there are many values which need to be weighed in making decisions about employment. Given the present milieu, it may prove effective to use language which describes these other, nonmonetary values as contributors to the “rich lifer”     

Loan performance and race

Recent studies find evidence of racial discrimination in mortgage markets. Although these studies explore loan approval rates for whites versus minorities, they do not specifically consider loan performance, either in the form of default rates or loan administration costs. This study considers discrimination in the used car credit market, where the collateral is not subject to location externalities, collateral value and quality do not vary as much as in real estate, and the loan terms are shorter. We find administration costs and default rates are higher for minorities than for whites, controlling for age, income, home ownership, wealth, occupation, loan terms, and geographic location.     

Demographic Behaviour in Europe: Some Results from FFS Country Reports and Suggestions for Further Research

As part of its FFS project the Economic Commission for Europe of the United Nations in Geneva has launched an international comparative research programme to come to a better understanding of the changes in reproductive behaviour and family formation in the ECE region. This paper provides a basis for the identification of specific research topics. The paper starts by looking at the main trends that can be observed from registration data. It is obvious that Europe is far from homogeneous with respect to demographic behaviour. There are, for example, remarkable contrasts in the patterns of marriage and divorce. The paper shows that some more insight about the level and trends can be derived from results of the FFS Standard Country Reports. It is also argued that the FFS biographies would best be used in conjunction with contextual data to predict future demographic developments.     

New business development in mature firms

New business development (NBD) is one of the main strategic options for the ‘mature’ company. The authors discuss the reasons why NBD should be considered and suggest a framework for developing new businesses. The results of a two year investigation of a sample of 14 UK companies' NBD initiatives are presented. Half of the sample have either abandoned or are reducing their new business activities. The reasons are manifold and relate to a failure to define specifically the role of the NBD initiatives; a lack of appreciation of the risks, long time spans for development and the high financial commitment associated with NBD; a weakening of the mainstream business (this in itself suggesting that companies often leave NBD ‘too late’); and a naive approach toward marketing. Some lessons for mature companies' future involvement in NBD are drawn.