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1.
Many recent institutional reforms of the financial system have relied on the introduction of an explicit scheme of deposit insurance. This instrument aims at two main targets, contributing to systemic stability and protecting depositors. However, it may also affect the interest rate spread in the banking system, which can be viewed as an indicator of either inefficiency or market power in this financial segment. This paper provides an empirical investigation of the effect of deposit insurance and other institutional and economic variables on bank interest rates across countries. We find that deposit insurance increases the lending–deposit spread in banking. The main effect seems to arise not from the deposit side though, but from an increase in the lending rate. We interpret this result as evidence of the presence of moral hazard problems related to this instrument. We also find that higher quality of institutions is associated with lower spreads, thus contributing to eroding sources of market power in the banking sector. 相似文献
2.
Traditional models of input demand rely upon convex and symmetric adjustment costs. However, the fortune of this highly restrictive approach is due more to analytical convenience than to empirical relevance. In this note we examine the model under more realistic hypothesis of fixed costs, show that it can be cast in the form of a Double Censored Random Effect Tobit Model, derive its likelihood function, and finally evaluate the performance of the ML estimators through a Monte Carlo experiment. The performances, although strongly dependent on the degree of censoring, appear to be promising. 相似文献
3.
Filippo Aschieri Francesca Fantini Paolo Bertrando 《Australian and New Zealand Journal of Family Therapy》2012,33(4):285-298
Therapeutic Assessment with Children (TA‐C) is a brief semi‐structured intervention in which psychological assessment is used to help families with children and adolescents to change. In this paper we introduce the TA‐C model, describe its semi‐structured format and exemplify how it can be applied by family therapists. 相似文献
4.
Francesca Romana Ammaturo 《Social movement studies》2016,15(1):19-40
Gay pride parades represent an active site of production of lesbian, gay, bisexual, transgender (LGBT), intersexual and queer identities, featuring a spatial and social articulation of political and human rights claims. While the multiplication of these events in different countries suggests the existence of a coherent and cohesive community which shares the same collective identity beyond national borders, different patterns in the organisation, part-taking and social and political connotations given to these events can be observed in different contexts. By means of a comparative visual ethnography of Italian and British Gay Pride Parades, this article investigates how the creation, mobilisation and challenge of quasi-normative LGBT identities occur within the spatial context of gay pride marches. It is argued, in particular, that while gay pride parades are sites in which the socio-political status quo can be successfully challenged, participants are also faced with the possibility of falling prey to dynamics of identity commodification and homonationalism which may ultimately deprive their claims of their subversive potential. 相似文献
5.
Tommaso Agasisti Francesca Ieva Anna Maria Paganoni 《Statistical Methods and Applications》2017,26(1):157-180
With the aim of assessing the extent of the differences in the context of Italian educational system, the paper applies multilevel modeling to a new administrative dataset, containing detailed information for more than 500,000 students at grade 6 in the year 2011/2012, provided by the Italian Institute for the Evaluation of Educational System. Data are grouped by classes, schools and geographical areas. Different models for each area are fitted, in order to properly address the heteroscedasticity of the phenomenon. The results show that it is possible to estimate statistically significant “school effects”, i.e., the positive/negative association of attending a specific school and the student’s test score, after a case-mix adjustment. Therefore, the paper’s most important message is that school effects are different in terms of magnitude and types in the three geographical macro areas (Northern, Central and Southern Italy) and are dependent on specific students’ and schools’ characteristics. 相似文献
6.
Francesca Bruno Fedele Greco Massimo Ventrucci 《Statistical Methods and Applications》2016,25(1):75-88
Methods to perform regression on compositional covariates have recently been proposed using isometric log-ratios (ilr) representation of compositional parts. This approach consists of first applying standard regression on ilr coordinates and second, transforming the estimated ilr coefficients into their contrast log-ratio counterparts. This gives easy-to-interpret parameters indicating the relative effect of each compositional part. In this work we present an extension of this framework, where compositional covariate effects are allowed to be smooth in the ilr domain. This is achieved by fitting a smooth function over the multidimensional ilr space, using Bayesian P-splines. Smoothness is achieved by assuming random walk priors on spline coefficients in a hierarchical Bayesian framework. The proposed methodology is applied to spatial data from an ecological survey on a gypsum outcrop located in the Emilia Romagna Region, Italy. 相似文献
7.
Angelovski Andrej Di Cagno Daniela Güth Werner Marazzi Francesca 《Theory and Decision》2020,88(1):97-119
Theory and Decision - Lying for a strategic advantage is to be expected in commercial interactions. But would this be more or less obvious when lying could come from either party and question... 相似文献
8.
Francesca Manes-Rossi Alessandra Allini Rosanna Spanò Riccardo Macchioni 《Journal of Management and Governance》2018,22(4):947-979
This study focuses on the issues relating to the implementation of management accounting systems in complex settings such as archeological sites. The aim is to understand the conditions under which the implementation of performance management systems (PMS) may enable cultural organizations to fulfil their multiple objectives and the factors which play a crucial role in such dynamics. Focusing on the Herculaneum Conservation Project (HCP) the study explains how PMS came to be implemented having been made acceptable to all parties involved. The Middle Range Theory as developed by Broadbent and Laughlin (Accounting control and controlling accounting: interdisciplinary and critical perspectives, Bingley, Emerald, 2013) was utilized to explore how the PMS change took place in the HCP, and focus on the factors influencing this process. The findings reveal that the change in the PMS benefited from the involvement of a multidisciplinary Specialist Work Group. This involvement reduced the natural tendency to resist the forces of change and increased the commitment of the various groups of stakeholders to the new culture. The findings reveal how PMS were developed in the context of a multifaceted approach to change, allowing us to draw both theoretical and practical lessons that may be brought to bear in other complex contexts. 相似文献
9.
Dealing with Migrants in the Central Mediterranean Route: A Legal Analysis of Recent Bilateral Agreements Between Italy and Libya
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Andrea de Guttry Francesca Capone Emanuele Sommario 《International migration (Geneva, Switzerland)》2018,56(3):44-60
Dealing with the current flow of migrants flocking to the shores of southern European countries remains high on the international agenda. At the end of 2016, 276,957 migrants were waiting in Libya to cross the sea. Many of them were subject to human rights violations and abuses such as arbitrary detention, torture, unlawful killings, sexual exploitation and even slavery (IOM, 2017). The international response has been, so far, insufficient and new ideas and practices are urgently needed. After providing an overview of the legal framework and of the efforts carried out by the relevant international and regional organizations, this article focuses on recent treaties concluded between Italy and Libya, and argues that the new bilateral agreements represent an example of how States are responding to this challenge in an attempt to strike a balance between the need to strengthen the protection of migrants’ rights and the necessity to guarantee the security of national borders. 相似文献
10.
Daniela Di Cagno Arianna Galliera Werner Güth Francesca Marzo Noemi Pace 《Theory and Decision》2017,83(2):195-243
We implement a risky choice experiment based on one-dimensional choice variables and risk neutrality induced via binary lottery incentives. Each participant confronts many parameter constellations with varying optimal payoffs. We assess (sub)optimality, as well as (non)optimal satisficing by eliciting aspirations in addition to choices. Treatments differ in the probability that a binary random event, which are payoff—but not optimal choice—relevant is experimentally induced and whether participants choose portfolios directly or via satisficing, i.e., by forming aspirations and checking for satisficing before making their choice. By incentivizing aspiration formation, we can test satisficing, and in cases of satisficing, determine whether it is optimal. 相似文献