金融危机后中国传统商业伦理的现代价值重估

本文从微观的角度回顾分析了此前全球性金融危机爆发的三大导因,包括：源于消费者的超前消费与过度消费;金融产品的设计者与投资者过度追求经济利益;整个金融市场参与者普遍的道德缺失和经济伦理缺陷。通过对中国传统商业伦理思想的简要回顾,本文认为,为了建立防范金融危机之微观机制,有必要重估中国传统商业伦理思想在预防未来可能的经济危机中的三大现代价值,即：适度弘扬中国传统的理性消费观,提前防范过度消费的泡沫;发掘中国传统商业思想中的危机思想与风险意识;弘扬中国传统义利观,防范个体道德风险与逆向选择。

Reassessment on the Value of Chinese Traditional Commercial Ethics after the Financial Crisis

This article gives a retrospect to the inherent three causes of worldwide financial crisis from a micro-perspective,namely,run-ahead consumption and over consumption;excessive pursuit of economic interests by financial product designers and investors;an extensive lack of morale and economic ethics defects of financial market participants.With a brief review of traditional Chinese business ethics,this paper holds that,to establish a micro precaution mechanism against financial crises,it is necessary to reass...