A Behavioral Model to Optimize Financial Quality of Life

The purpose is to present a behavioral model to enable individuals tochange self-defeating behavior patterns to reduce financial stress andoptimize financial quality of life. Strategies for reducing financial stressinclude identifying and naming the source of financial stress as well asidentifying behavioral and financial strategies to reshape behavior tocreate an optimal quality of life. The paper discusses how behavior patternsare learned, how emotional distortions evolve, and how emotional distortionscan be dissolved.